COFACE UK SERVICES LIMITED
🌳Matureactive
03946800 · ltd · incorporated 2000-03-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 19.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
23 officers (2 active, 23 linked, 19 with DOB)
87
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
117 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 1 persons-with-significant-control
- • 1 accounts
Last 90 days
3
filings
- • 2 persons-with-significant-control
- • 1 accounts
Last 180 days
5
filings
- • 2 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (65 events)Click to expand
- 2026-07-28📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2026-07-11📄accounts-with-accounts-type-smallaccounts · AA
- 2026-06-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-06➖BYRNE, Gary resigneddirector
- 2026-03-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-22📄accounts-with-accounts-type-smallaccounts · AA
- 2025-03-11➕BYRNE, Gary appointeddirector
- 2025-03-11➖SHARE, Andrew resigneddirector
- 2025-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-18📄accounts-with-accounts-type-smallaccounts · AA
- 2023-10-17📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-30➕URBIN, Benoit appointeddirector
- 2023-06-30➖BOURGEOIS, Frederic resigneddirector
- 2023-04-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-01➕FOURNIER, Anne-Cecile Marie Patricia appointeddirector
- 2022-08-01➖LEVERRIER, Jean-Baptiste Claude Andre resigneddirector
- 2022-07-22📄accounts-with-accounts-type-smallaccounts · AA
- 2021-10-28📄accounts-with-accounts-type-smallaccounts · AA
- 2020-08-05📄accounts-with-accounts-type-smallaccounts · AA
- 2019-08-23📄accounts-with-accounts-type-smallaccounts · AA
- 2018-10-10➖WILLIAMS, Grant resigneddirector
- 2018-10-09➖HUXLEY, Edward resigneddirector
- 2018-10-09➕LEVERRIER, Jean-Baptiste Claude Andre appointeddirector
- 2017-08-24🔓Charge satisfied #1
- 2015-12-01➕HUXLEY, Edward appointeddirector
- 2015-07-16➖RAMDEEN, Darrin Narendra resigneddirector
- 2015-03-25➕RAMDEEN, Darrin Narendra appointeddirector
- 2014-08-19➖GREECHAN, Daniel Gerard resigneddirector
- 2014-04-30➖HARRISON, Vicki Sherree resignedsecretary
- 2014-04-30➖HARRISON, Vicki Sherree resigneddirector
- 2012-10-12➖DENECKER, Xavier resigneddirector
- 2012-09-17➕BOURGEOIS, Frederic appointeddirector
- 2012-01-06➖HOLLYHOMES, Ian Charles resigneddirector
- 2012-01-06➕WILLIAMS, Grant appointeddirector
- 2011-04-28➕SHARE, Andrew appointeddirector
- 2010-01-06➕GREECHAN, Daniel Gerard appointeddirector
- 2009-11-02➖FOURNEL, Pierre resignedsecretary
- 2009-11-02➕HARRISON, Vicki Sherree appointedsecretary
- 2009-11-02➖FOURNEL, Pierre resigneddirector
- 2009-11-02➕HARRISON, Vicki Sherree appointeddirector
- 2009-04-08➕HOLLYHOMES, Ian Charles appointeddirector
- 2007-12-21➕FOURNEL, Pierre appointedsecretary
- 2007-12-21➖WARD, Anthony William resignedsecretary
- 2007-10-12➕DENECKER, Xavier appointeddirector
- 2007-10-12➕FOURNEL, Pierre appointeddirector
Showing most recent 50 of 65 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DELTA Q TRADING LTD→ 10819538 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| EQUISURE UK LIMITED→ 16516081 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FADDERS GLOBAL LTD→ 11286689 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| FIRST THOUGHT FINANCIAL LIMITED→ 13836649 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| FLAMING SILVER INVESTMENTS LIMITED→ 11756658 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| FORTACRE PRIVATE CREDIT LIMITED→ 17015363 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FUNDAMENTAL ASSET MANAGEMENT LIMITED→ 05089880 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| FUSE ULTIMATE HOLDINGS LTD→ 16733702 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FX GLOBAL CAPITAL PARTNERS LTD→ 10750417 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| GAGS PROPERTY LIMITED→ 14749612 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| GAUSEN & CO LIMITED→ 08331399 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| GB&T LIMITED→ 12964756 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-03-14
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
34 Clarendon Road
Watford
WD17 1JJ
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-24
Last: 2026-03-10
Officers (2 active · 21 resigned)
FOURNIER, Anne-Cecile Marie Patricia→
Activedirector · ~44y · appointed 2022-08-01
View their other companies + combined net worth →
URBIN, Benoit→
Activedirector · ~55y · appointed 2023-06-30
View their other companies + combined net worth →
DWYER, Daniel John→
Resignednominee-secretary · appointed 2000-03-14 · resigned 2000-03-14
FOURNEL, Pierre→
Resignedsecretary · appointed 2007-12-21 · resigned 2009-11-02
HARRISON, Vicki Sherree→
Resignedsecretary · appointed 2009-11-02 · resigned 2014-04-30
WARD, Anthony William→
Resignedsecretary · appointed 2000-03-14 · resigned 2007-12-21
BOURGEOIS, Frederic→
Resigneddirector · ~58y · appointed 2012-09-17 · resigned 2023-06-30
BYRNE, Gary→
Resigneddirector · ~53y · appointed 2025-03-11 · resigned 2026-03-06
DENECKER, Xavier→
Resigneddirector · ~77y · appointed 2007-10-12 · resigned 2012-10-12
DWYER, Daniel James→
Resignednominee-director · ~51y · appointed 2000-03-14 · resigned 2000-03-14
FOURNEL, Pierre→
Resigneddirector · ~65y · appointed 2007-10-12 · resigned 2009-11-02
GREECHAN, Daniel Gerard→
Resigneddirector · ~62y · appointed 2010-01-06 · resigned 2014-08-19
GUEST, Malcolm→
Resigneddirector · ~80y · appointed 2000-03-14 · resigned 2005-04-13
HARRISON, Vicki Sherree→
Resigneddirector · ~63y · appointed 2009-11-02 · resigned 2014-04-30
HOLLYHOMES, Ian Charles→
Resigneddirector · ~74y · appointed 2009-04-08 · resigned 2012-01-06
HUXLEY, Edward→
Resigneddirector · ~53y · appointed 2015-12-01 · resigned 2018-10-09
LEVERRIER, Jean-Baptiste Claude Andre→
Resigneddirector · ~47y · appointed 2018-10-09 · resigned 2022-08-01
LINDSAY, Jonathan Richard→
Resigneddirector · ~70y · appointed 2005-04-13 · resigned 2007-10-12
RAMDEEN, Darrin Narendra→
Resigneddirector · ~49y · appointed 2015-03-25 · resigned 2015-07-16
SHARE, Andrew→
Resigneddirector · ~57y · appointed 2011-04-28 · resigned 2025-03-11
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 08/05/2007 | 24/08/2017 |
Recent filings (117 total)
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2026-07-28
accounts-with-accounts-type-small
accounts · AA
2026-07-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-06-17
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-11
termination-director-company-with-name-termination-date
officers · TM01
2026-03-06
accounts-with-accounts-type-small
accounts · AA
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-14
appoint-person-director-company-with-name-date
officers · AP01
2025-03-11
termination-director-company-with-name-termination-date
officers · TM01
2025-03-11
accounts-with-accounts-type-small
accounts · AA
2024-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-25
accounts-with-accounts-type-small
accounts · AA
2023-10-17
appoint-person-director-company-with-name-date
officers · AP01
2023-07-11
termination-director-company-with-name-termination-date
officers · TM01
2023-07-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-05