A.J. WEALTH MANAGEMENT LIMITED

🌳Matureactive
03949662 · ltd · incorporated 2000-03-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 16.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£56.9k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 16.6y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 16.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £56,897
Cash YoY
+27%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£199k
↑ 27% YoY
Net Worth
£57k
↑ 6.2% YoY
Current Assets
£216k
↑ 16% YoY
Current Liabilities
—
£0£43k£86k£129k£173k£216kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£59.1k£56.6k
Current assets£215.6k£186.1k
Cash£198.8k£157.1k
Debtors£14.4k£26.6k
Net assets£56.9k£53.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2026-01-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-07-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-07-03
    📄
    capital-name-of-class-of-shares
    capital · SH08
  4. 2025-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-10-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-10-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2023-08-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2023-08-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2023-05-09
    📄
    capital-allotment-shares
    capital · SH01
  11. 2023-05-09
    📄
    capital-allotment-shares
    capital · SH01
  12. 2023-03-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-08-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2022-07-18
    ➖
    MITIOS, Alexandros resigned
    director
  15. 2022-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-08-12
    ➕
    MITIOS, Alexandros appointed
    director
  17. 2021-08-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2021-06-12
    📄
    memorandum-articles
    incorporation · MA
  19. 2021-06-12
    📄
    resolution
    resolution · RESOLUTIONS
  20. 2015-09-10
    ➖
    PICKERING, Melanie Joanna resigned
    director
  21. 2014-10-24
    ➖
    PREECE, Kevin John resigned
    director
  22. 2014-10-24
    ➖
    STONIER, Christopher resigned
    director
  23. 2014-05-16
    ➕
    JELLINGS, Francis Henry appointed
    director
  24. 2014-05-16
    ➕
    PICKERING, Melanie Joanna appointed
    director
  25. 2014-04-12
    ➖
    PREECE, Kevin John resigned
    secretary
  26. 2009-10-23
    🔒
    Charge registered #1
    Lender: Oakendale Investments Limited
  27. 2000-03-16
    🏢
    Company incorporated
    As A.J. WEALTH MANAGEMENT LIMITED
  28. 2000-03-16
    ➕
    DALTON, Colin Brian William appointed
    director
  29. 2000-03-16
    ➕
    JELLINGS, Angela appointed
    director
  30. 2000-03-16
    ➕
    BREWER, Suzanne appointed
    nominee-secretary
  31. 2000-03-16
    ➖
    BREWER, Suzanne resigned
    nominee-secretary
  32. 2000-03-16
    ➕
    PREECE, Kevin John appointed
    secretary
  33. 2000-03-16
    ➕
    BREWER, Kevin, Dr appointed
    nominee-director
  34. 2000-03-16
    ➖
    BREWER, Kevin, Dr resigned
    nominee-director
  35. 2000-03-16
    ➕
    PREECE, Kevin John appointed
    director
  36. 2000-03-16
    ➕
    STONIER, Christopher appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Angela Jellings
Individual · British · DOB 05/1955 · age 71
50–75%
—50-75% shares20/02/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-03-16
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1st Floor Office
Rear Of 9 High Street Tettenhall
Wolverhampton
WV6 8QS

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-14
Last: 2025-06-30

Officers (3 active · 7 resigned)

DALTON, Colin Brian William→
director · ~63y · appointed 2000-03-16
View their other companies + combined net worth →
Active
JELLINGS, Angela→
director · ~71y · appointed 2000-03-16
View their other companies + combined net worth →
Active
JELLINGS, Francis Henry→
director · ~77y · appointed 2014-05-16
View their other companies + combined net worth →
Active
BREWER, Suzanne→
nominee-secretary · appointed 2000-03-16 · resigned 2000-03-16
Resigned
PREECE, Kevin John→
secretary · appointed 2000-03-16 · resigned 2014-04-12
Resigned
BREWER, Kevin, Dr→
nominee-director · ~74y · appointed 2000-03-16 · resigned 2000-03-16
Resigned
MITIOS, Alexandros→
director · ~34y · appointed 2021-08-12 · resigned 2022-07-18
Resigned
PICKERING, Melanie Joanna→
director · ~52y · appointed 2014-05-16 · resigned 2015-09-10
Resigned
PREECE, Kevin John→
director · ~65y · appointed 2000-03-16 · resigned 2014-10-24
Resigned
STONIER, Christopher→
director · ~78y · appointed 2000-03-16 · resigned 2014-10-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Oakendale Investments
Oakendale Investments Limited
Rent deposit deed1 property23/10/2009—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (105 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-02
change-person-director-company-with-change-date
officers · CH01
2025-07-29
capital-name-of-class-of-shares
capital · SH08
2025-07-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-25
change-person-director-company-with-change-date
officers · CH01
2023-10-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
change-person-director-company-with-change-date
officers · CH01
2023-08-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-16