ADVANCED INSURANCE CENTRES LIMITED

💤Zombieactive
04010965 · ltd · incorporated 2000-06-08
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
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Turnover
—
year to Dec 2024
Net worth
£1.12M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 66220Activities of insurance agents and brokers
Investor take
Pursue
Asset-holding vehicle with a 71-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (93/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 25.7y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 25.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (1 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
112 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,124,001

Key financials

1 year extracted from filed iXBRL accounts
Cash
£305k
Net Worth
£1.1m
Current Assets
£2.5m
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-31
Total assets£1.23M
Current assets£2.45M
Cash£305.2k
Debtors£2.15M
Net assets£1.12M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2026-01-14
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-09-30
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2024-12-18
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2024-09-27
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  5. 2023-04-28
    📄
    accounts-amended-with-made-up-date
    accounts · AAMD
  6. 2023-04-27
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2022-04-12
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2021-06-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2020-02-25
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2019-04-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2018-04-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-09-27
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2017-02-27
    📄
    second-filing-of-annual-return-with-made-up-date
    document-replacement · RP04AR01
  14. 2017-02-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2017-02-01
    🔓
    Charge satisfied #2
  16. 2016-10-13
    📄
    accounts-amended-with-accounts-type-total-exemption-small
    accounts · AAMD
  17. 2015-08-28
    ➖
    MAHONEY, Charles Arthur resigned
    director
  18. 2012-11-08
    🔒
    Charge registered #2
    Lender: Lloyds Tsb Bank PLC
  19. 2012-10-01
    ➕
    MAHONEY, Charles Arthur appointed
    director
  20. 2012-09-10
    ➖
    PACE, Frank resigned
    director
  21. 2009-10-01
    ➖
    MARSHALL, Robert Douglas resigned
    secretary
  22. 2006-07-29
    🔓
    Charge satisfied #1
  23. 2003-07-15
    ➖
    BOWERS, Kevin resigned
    director
  24. 2001-08-01
    ➕
    PACE, Frank appointed
    director
  25. 2000-09-27
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  26. 2000-06-09
    ➕
    MARSHALL, Robert Douglas appointed
    director
  27. 2000-06-09
    ➖
    DARRINGTON, Kay Ann resigned
    secretary
  28. 2000-06-09
    ➕
    MARSHALL, Robert Douglas appointed
    secretary
  29. 2000-06-09
    ➕
    BOWERS, Kevin appointed
    director
  30. 2000-06-09
    ➖
    TAYLOR, Colin Jeffrey resigned
    director
  31. 2000-06-08
    🏢
    Company incorporated
    As ADVANCED INSURANCE CENTRES LIMITED
  32. 2000-06-08
    ➕
    DARRINGTON, Kay Ann appointed
    secretary
  33. 2000-06-08
    ➕
    FORMATION SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  34. 2000-06-08
    ➖
    FORMATION SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  35. 2000-06-08
    ➕
    TAYLOR, Colin Jeffrey appointed
    director
  36. 2000-06-08
    ➕
    FORMATION NOMINEES LIMITED appointed
    corporate-nominee-director
  37. 2000-06-08
    ➖
    FORMATION NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

100/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Robert Douglas Marshall
Individual · British · DOB 09/1955 · age 71
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-06-08
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Unit 4 Clements Court
Clements Lane
Ilford
Essex
IG1 2QY

Filing status

Accounts
Next due: 2026-09-29
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-22
Last: 2025-06-08

Officers (1 active · 8 resigned)

MARSHALL, Robert Douglas→
director · ~71y · appointed 2000-06-09
View their other companies + combined net worth →
Active
DARRINGTON, Kay Ann→
secretary · appointed 2000-06-08 · resigned 2000-06-09
Resigned
MARSHALL, Robert Douglas→
secretary · appointed 2000-06-09 · resigned 2009-10-01
Resigned
FORMATION SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2000-06-08 · resigned 2000-06-08
Resigned
BOWERS, Kevin→
director · ~68y · appointed 2000-06-09 · resigned 2003-07-15
Resigned
MAHONEY, Charles Arthur→
director · ~44y · appointed 2012-10-01 · resigned 2015-08-28
Resigned
PACE, Frank→
director · ~62y · appointed 2001-08-01 · resigned 2012-09-10
Resigned
TAYLOR, Colin Jeffrey→
director · ~81y · appointed 2000-06-08 · resigned 2000-06-09
Resigned
FORMATION NOMINEES LIMITED→
corporate-nominee-director · appointed 2000-06-08 · resigned 2000-06-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture deed1 property08/11/201201/02/2017
satisfied
HSBC
Hsbc Bank PLC
Debenture1 property27/09/200029/07/2006

Recent filings (112 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-01-14
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-18
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-09-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-08
accounts-amended-with-made-up-date
accounts · AAMD
2023-04-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-04-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-08
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-08