CHARTWELL LEASING LIMITED
🌳Matureactive
04100916 · ltd · incorporated 2000-11-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 25.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 25.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 25.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
12 officers (2 active, 12 linked, 6 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2025-12-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-01-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-08📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-27➖VIRK, Manjit Kaur resignedsecretary
- 2021-02-27📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-11➕MORGAN, Thomas Christopher appointeddirector
- 2020-12-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-08-27📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-08-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-08-24➕VIRK, Manjit Kaur appointedsecretary
- 2020-08-24➖GILMOUR, James Edward resigneddirector
- 2019-12-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-12-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-04-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-04-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-04-01➕GILMOUR, James Edward appointeddirector
- 2018-03-31➖SHELTON, David Edward resigneddirector
- 2016-12-31➖WINFIELD, Paul resigneddirector
- 2016-05-20🔓Charge satisfied #4
- 2016-05-20🔓Charge satisfied #3
- 2016-05-20🔓Charge satisfied #2
- 2016-05-11➖GILMOUR, James resignedsecretary
- 2015-09-23➖CHAMBERS, Paul Carl resignedsecretary
- 2015-09-23➕GILMOUR, James appointedsecretary
- 2015-01-16➕CHAMBERS, Paul Carl appointedsecretary
- 2015-01-16➖LATHAM, Paula resignedsecretary
- 2012-08-10➕CARPENTER, Mark Gwilym appointeddirector
- 2012-03-05➖WARREN, Gary resigneddirector
- 2004-06-15🔒Charge registered #4Lender: Barclays Bank PLC
- 2003-04-01🔒Charge registered #3Lender: Barclays Bank PLC
- 2002-11-05🔓Charge satisfied #1
- 2001-02-12🔒Charge registered #2Lender: Barclays Bank PLC
- 2001-01-09➕WINFIELD, Paul appointeddirector
- 2000-11-22🔒Charge registered #1Lender: Capital Bank PLC
- 2000-11-21➕LATHAM, Paula appointedsecretary
- 2000-11-21➖WILLOUGHBY CORPORATE SECRETARIAL LIMITED resignedcorporate-nominee-secretary
- 2000-11-21➕SHELTON, David Edward appointeddirector
- 2000-11-21➕WARREN, Gary appointeddirector
- 2000-11-21➖WILLOUGHBY CORPORATE REGISTRARS LIMITED resignedcorporate-nominee-director
- 2000-11-02🏢Company incorporatedAs CHARTWELL LEASING LIMITED
- 2000-11-02➕WILLOUGHBY CORPORATE SECRETARIAL LIMITED appointedcorporate-nominee-secretary
- 2000-11-02➕WILLOUGHBY CORPORATE REGISTRARS LIMITED appointedcorporate-nominee-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Motorpoint Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Motorpoint Limited
Corporate parent · holds 75-100% shares
⬇
CHARTWELL LEASING LIMITED
This company · 04100916
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Motorpoint Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 360 AUTOMOTIVE LTD→ 13257776 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| A BIKE THING LTD→ 12580072 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A MOTOR POINT LTD→ 16149123 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A N Z EXPRESS MOTORS LTD→ 16285466 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AA USED CARS (DERBY) LIMITED→ 17000121 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AARONS AUTOS (DERBY) LIMITED→ 09382330 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AHS AUTOS LTD→ 16206471 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AJW MOTORS LTD→ 09791538 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AK SPECIALIST CARS LTD→ 16617731 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALAN SMITH GARAGES LIMITED→ 04549226 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ALAN'S TEST CENTRE (BURTON) LTD→ 15244196 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALAN'S TEST CENTRE LIMITED→ 07439194 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-11-02
Jurisdictionengland-wales
Primary SIC45111 — Sale of new cars and light motor vehicles
Registered office
Champion House Stephensons Way
Chaddesden
Derby
DE21 6LY
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (2 active · 10 resigned)
CARPENTER, Mark Gwilym→
Activedirector · ~54y · appointed 2012-08-10
View their other companies + combined net worth →
MORGAN, Thomas Christopher→
Activedirector · ~60y · appointed 2021-01-11
View their other companies + combined net worth →
CHAMBERS, Paul Carl→
Resignedsecretary · appointed 2015-01-16 · resigned 2015-09-23
GILMOUR, James→
Resignedsecretary · appointed 2015-09-23 · resigned 2016-05-11
LATHAM, Paula→
Resignedsecretary · appointed 2000-11-21 · resigned 2015-01-16
VIRK, Manjit Kaur→
Resignedsecretary · appointed 2020-08-24 · resigned 2021-02-27
WILLOUGHBY CORPORATE SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 2000-11-02 · resigned 2000-11-21
GILMOUR, James Edward→
Resigneddirector · ~50y · appointed 2018-04-01 · resigned 2020-08-24
SHELTON, David Edward→
Resigneddirector · ~73y · appointed 2000-11-21 · resigned 2018-03-31
WARREN, Gary→
Resigneddirector · ~65y · appointed 2000-11-21 · resigned 2012-03-05
WINFIELD, Paul→
Resigneddirector · ~72y · appointed 2001-01-09 · resigned 2016-12-31
WILLOUGHBY CORPORATE REGISTRARS LIMITED→
Resignedcorporate-nominee-director · appointed 2000-11-02 · resigned 2000-11-21
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 15/06/2004 | 20/05/2016 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee and debenture | 1 property | 01/04/2003 | 20/05/2016 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee and debenture by the company, motorpoint of derby limited, go lease limited, ready lease limited and motorpoint holdings limited | 1 property | 12/02/2001 | 20/05/2016 | |
| satisfied | Capital Bank Capital Bank PLC | Debenture | 1 property | 22/11/2000 | 05/11/2002 |
Recent filings (105 total)
accounts-with-accounts-type-dormant
accounts · AA
2025-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-dormant
accounts · AA
2024-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-dormant
accounts · AA
2024-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-27
accounts-with-accounts-type-dormant
accounts · AA
2022-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-27
accounts-with-accounts-type-dormant
accounts · AA
2021-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-08
change-person-director-company-with-change-date
officers · CH01
2021-11-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-08
termination-secretary-company-with-name-termination-date
officers · TM02
2021-02-27
appoint-person-director-company-with-name-date
officers · AP01
2021-01-15