ACTON HOMES LIMITED
🌳Matureactive
04165958 · ltd · incorporated 2001-02-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£7.72M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
55 live charges · 4 lenders · oldest 23.4y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
55 charges (55/55 with lender, 55/55 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
151 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £7,717,807
Net assets shrinking
Down £33,339 YoY
Cash draining
Cash down 78% YoY
Cash YoY
-78%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£39k
↓ 78% YoY
Net Worth
£7.7m
~ YoY
Current Assets
£1.8m
↑ 5.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £15.68M | £14.30M |
| Current assets | £1.77M | £1.68M |
| Cash | £38.8k | £177.9k |
| Debtors | — | £15.3k |
| Net assets | £7.72M | £7.75M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
8
filings
- • 5 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
9
filings
- • 5 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (94 events)Click to expand
- 2026-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-19📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-30🔒Charge registered #55Lender: Handelsbanken PLC
- 2024-02-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-22📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-31🔒Charge registered #54Lender: Handelsbanken PLC
- 2022-02-09📄capital-allotment-sharescapital · SH01
- 2022-01-10🔒Charge registered #53Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #52Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #51Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #50Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #49Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #48Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #47Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #46Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #45Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #44Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #43Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #42Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #41Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #40Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #39Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #38Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #37Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #36Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #35Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #34Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #33Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #32Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #31Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #30Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #29Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #28Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #27Lender: Handelsbanken PLC
- 2022-01-10🔒Charge registered #26Lender: Handelsbanken PLC
Showing most recent 50 of 94 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
44 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Michelle Cake Individual · British · DOB 07/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/01/2021 |
Mr Andrew Royston Cake Individual · British · DOB 03/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3C PROPERTY DEVELOPMENTS LTD→ 07774421 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| A CLASS PROPERTIES LIMITED→ 16574086 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A.E.HORDER(CONTRACTING)LIMITED→ 00858778 · est 1965 · no financials extracted | — | — | — | — | 60y | — | — |
| ABS STEELFIXING LTD→ 14342579 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABS SW LTD→ 13846435 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AC & DC PROPERTIES LTD→ 16900233 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACD HOMES LTD→ 07427148 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ACORN MODULAR SERVICES LIMITED→ 08535046 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACORN SURFACING LIMITED→ 06558184 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ADAMANT DEVELOPMENTS LTD→ 06411701 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ADC - LTD→ 01510280 · est 1980 · no financials extracted | — | — | — | — | 45y | — | — |
| ADDYMAN ELECTRICAL LIMITED→ 13465408 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-02-22
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
Brick House Horse Street
Chipping Sodbury
Bristol
BS37 6DA
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-08
Last: 2026-02-22
Officers (3 active · 2 resigned)
Active
CAKE, Andrew Royston→
Activedirector · ~65y · appointed 2001-04-03
View their other companies + combined net worth →
CAKE, Michelle→
Activedirector · ~57y · appointed 2009-10-01
View their other companies + combined net worth →
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-02-22 · resigned 2001-04-03
INSTANT COMPANIES LIMITED→
Resignedcorporate-nominee-director · appointed 2001-02-22 · resigned 2001-04-03
Click a director name to see their full track record across all companies.
Mortgages & charges
55
Total charges
44
Outstanding
3
Active lenders
Status:Lender:55 of 55 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 30/10/2024 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 2 properties | 31/03/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | — | 10/01/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 10/01/2022 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Memorandum of security over cash deposits | 1 property | 28/04/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Legal mortgage | 1 property | 17/06/2011 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Legal mortgage | 1 property | 17/06/2011 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/03/2008 | 14/04/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/11/2007 | 14/04/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/09/2007 | 14/04/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 14/12/2006 | 17/01/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 22/02/2006 | 14/04/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/10/2005 | 14/04/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/10/2005 | 17/01/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 31/05/2005 | 14/04/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/11/2003 | 14/04/2015 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 20/01/2003 | — | |
| satisfied | Bristol Water Bristol Water PLC | Legal charge | 1 property | 20/01/2003 | 14/04/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 17/01/2003 | 12/11/2011 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (151 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-19
change-person-director-company-with-change-date
officers · CH01
2026-03-19
change-person-director-company-with-change-date
officers · CH01
2026-03-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-19
change-person-director-company-with-change-date
officers · CH01
2026-03-19
change-person-director-company-with-change-date
officers · CH01
2026-03-19
change-person-secretary-company-with-change-date
officers · CH03
2026-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-22