AD VALOREM ACCOUNTANCY SERVICES LIMITED

🌳Matureactive

04171865 · ltd · incorporated 2001-03-02

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2025

Net worth

£325.0k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Accounting and auditing activities

Sector: Professional, scientific & technical

ALSO REGISTERED FOR

69202Bookkeeping activities
69203Tax consultancy

Investor take

Pursue

Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (60/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 23.2y

15/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 23.2 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

8 officers (5 active, 8 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

16 connected companies via shared directors

Filing history

99 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £324,961

Cash draining

Cash down 42% YoY

Cash YoY

-42%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£538

↓ 42% YoY

Net Worth

£325k

↑ 213% YoY

Current Assets

£1.0m

↓ 17% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-12-31	2024-12-31
Total assets	£499.4k	£-159.0k
Current assets	£1.05M	£1.26M
Cash	£538	£928
Debtors	£939.1k	£1.13M
Net assets	£325.0k	£-288.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (38 events)Click to expand

2026-07-07
📄
accounts-with-accounts-type-small
accounts · AA
2025-09-30
📄
accounts-with-accounts-type-small
accounts · AA
2024-09-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-04
➕
BLACK, Alexander Stuart Kay appointed
director
2024-09-04
➕
FOOT, Thomas David appointed
director
2024-09-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-08-07
📄
change-account-reference-date-company-current-extended
accounts · AA01
2024-08-06
📄
memorandum-articles
incorporation · MA
2024-08-06
📄
resolution
resolution · RESOLUTIONS
2024-02-05
📄
capital-return-purchase-own-shares
capital · SH03
2024-01-22
📄
capital-cancellation-shares
capital · SH06
2023-11-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-23
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-07-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-12
📄
capital-cancellation-shares
capital · SH06
2021-02-12
📄
capital-return-purchase-own-shares
capital · SH03
2021-02-05
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-02-05
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-03-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-17
🔓
Charge satisfied #3
2019-08-06
🔒
Charge registered #4
Lender: Santander UK PLC as Security Trustee
2019-07-24
🔓
Charge satisfied #2
2015-09-08
🔓
Charge satisfied #1
2014-12-17
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
2014-08-15
🔒
Charge registered #2
Lender: Mr John Bradley Kent
2005-04-08
➕
ADAMS, Nicola Theresa appointed
director
2004-06-10
➖
COOKSON, Russell Paul resigned
director
2003-09-11
➕
COOKSON, Russell Paul appointed
director
2003-04-24
🔒
Charge registered #1
Lender: Hsbc Bank PLC
2001-03-06
➕
ADAMS, Nicola Theresa appointed
secretary
2001-03-06
➕
ADAMS, Nigel Anthony appointed
director
2001-03-06
➖
HCS SECRETARIAL LIMITED resigned
corporate-nominee-secretary
2001-03-06
➖
HANOVER DIRECTORS LIMITED resigned
corporate-nominee-director
2001-03-02
🏢
Company incorporated
As AD VALOREM ACCOUNTANCY SERVICES LIMITED
2001-03-02
➕
HCS SECRETARIAL LIMITED appointed
corporate-nominee-secretary
2001-03-02
➕
HANOVER DIRECTORS LIMITED appointed
corporate-nominee-director

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 63 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Ad Valorem Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Ad Valorem Group Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AD VALOREM ACCOUNTANCY SERVICES LIMITED

This company · 04171865

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Ad Valorem Group Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	12/10/2020

1 historic (ceased) PSC

Mr Nigel Anthony Adamsceased 12/10/2020· 50-75% shares · 50-75% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Professional services · MK postcode area

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ACCUMULATION CONSULTING LIMITED→ 15659866 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ACHIEVEGOOD LTD→ 07190831 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
ACORN COMMUNICATION CONSULTANCY LIMITED→ 06363566 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
ACTIVE WITH POWER LIMITED→ 15450295 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
AD VALOREM AUDIT SERVICES LIMITED→ 06839979 · est 2009 · no financials extracted	—	—	—	—	17y	—	—
AD VALOREM GROUP LIMITED→ 12154854 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ADAPT IT RECRUITMENT LIMITED→ 03836170 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
ADAPT SECURITY LTD→ 15035065 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ADAPTIVE MANAGEMENT CONSULTANTS LTD→ 12370683 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ADBOLS LIMITED→ 11584015 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ADDICTIVE CREATIONS LTD→ 14368925 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ADDISON ACCOUNTS & TRAINING LTD→ 09529045 · est 2015 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2001-03-02

Jurisdictionengland-wales

Primary SIC69201 — Accounting and auditing activities

Registered office

2 Manor Farm Court

Old Wolverton

Milton Keynes

Buckinghamshire

MK12 5NN

United Kingdom

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-02-19

Last: 2026-02-05