ACACIA MORTGAGES LIMITED

🌳Matureactive

04185236 · ltd · incorporated 2001-03-22

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£180

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 78-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (3 active, 6 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

63 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £180

Net assets shrinking

Down £223 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£180

↓ 55% YoY

Current Assets

£612

↑ 61% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£180	£403
Current assets	£612	£380
Net assets	£180	£403

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (25 events)Click to expand

2025-12-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-11-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-10-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-10-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-04-06
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-12-15
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-04-14
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-12-19
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-03-26
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2002-02-28
➕
JEACOCK, Michael John appointed
secretary
2002-02-28
➖
LAWLEY, Jacqueline Monica resigned
secretary
2001-03-26
➕
JEACOCK, Julie Donna Kathleen appointed
director
2001-03-26
➕
JEACOCK, Michael John appointed
director
2001-03-26
➕
LAWLEY, Jacqueline Monica appointed
secretary
2001-03-26
➖
HIGHSTONE SECRETARIES LIMITED resigned
corporate-nominee-secretary
2001-03-26
➖
HIGHSTONE DIRECTORS LIMITED resigned
corporate-nominee-director
2001-03-22
🏢
Company incorporated
As ACACIA MORTGAGES LIMITED
2001-03-22
➕
HIGHSTONE SECRETARIES LIMITED appointed
corporate-nominee-secretary
2001-03-22
➕
HIGHSTONE DIRECTORS LIMITED appointed
corporate-nominee-director

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 78 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Michael John Jeacock Individual · British · DOB 08/1948 · age 78	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · DY postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BREDON HILL WEALTH MANAGEMENT LIMITED→ 15221342 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
BRIK FINANCE LIMITED→ 11742374 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
CARADOC CAPITAL LIMITED→ 12631803 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CARDS INVESTMENTS LTD→ 16210372 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
CDF MORTGAGE SERVICES LIMITED→ 08557770 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
CECIL JAMES CONSULTING LTD→ 11315799 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
CENTRUS FINANCE LTD→ 11994287 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CHESWORTH CAPITAL LIMITED→ 09550282 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
CHURCHFIELDS INSURANCE CONSULTANTS LIMITED→ 02399771 · est 1989 · no financials extracted	—	—	—	—	36y	—	—
CMJ COMMERCIAL MORTGAGES LTD→ 16303144 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
CMJ MORTGAGES LTD→ 13873805 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
COLE & SAUNDERS LIMITED→ 05387271 · est 2005 · no financials extracted	—	—	—	—	21y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2001-03-22

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Acacia House

9 High Street

Stourport On Severn

Worcestershire

DY13 8DH

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-05

Last: 2026-03-22

Officers (3 active · 3 resigned)

JEACOCK, Michael John→

secretary · appointed 2002-02-28

View their other companies + combined net worth →

Active

JEACOCK, Julie Donna Kathleen→

director · ~69y · appointed 2001-03-26

View their other companies + combined net worth →

Active

JEACOCK, Michael John→

director · ~78y · appointed 2001-03-26

View their other companies + combined net worth →

Active

LAWLEY, Jacqueline Monica→

secretary · appointed 2001-03-26 · resigned 2002-02-28

Resigned

HIGHSTONE SECRETARIES LIMITED→

corporate-nominee-secretary · appointed 2001-03-22 · resigned 2001-03-26

Resigned

HIGHSTONE DIRECTORS LIMITED→

corporate-nominee-director · appointed 2001-03-22 · resigned 2001-03-26

Resigned

Click a director name to see their full track record across all companies.