AMBER RIVER CHANCERY LTD
🌳Matureactive
04226301 · ltd · incorporated 2001-05-31
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 24.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 24.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 24.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (2 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2025-12-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-10-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-08🔓Charge satisfied #2
- 2025-10-08🔓Charge satisfied #1
- 2025-09-24📄accounts-with-accounts-type-fullaccounts · AA
- 2025-08-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-16📄memorandum-articlesincorporation · MA
- 2022-06-16📄resolutionresolution · RESOLUTIONS
- 2022-06-16📄resolutionresolution · RESOLUTIONS
- 2022-06-15📄statement-of-companys-objectschange-of-constitution · CC04
- 2022-06-15📄capital-name-of-class-of-sharescapital · SH08
- 2022-06-15📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-06-09📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-06-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-06-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-06-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-06-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-30➕CULLEN, Paul appointeddirector
- 2022-05-30➕PELSTER, David appointeddirector
- 2022-05-30➖ROBERTS, Tobin John Jagoe resignedsecretary
- 2022-05-30➖ROBERTS, Ann Philippa resigneddirector
- 2022-05-30➖ROBERTS, Christabel Alice resigneddirector
- 2022-05-30➖ROBERTS, Jessica Emily resigneddirector
- 2022-05-30➖ROBERTS, Tobin John Jagoe resigneddirector
- 2020-03-01➕ROBERTS, Christabel Alice appointeddirector
- 2020-03-01➕ROBERTS, Jessica Emily appointeddirector
- 2004-09-20🔒Charge registered #2Lender: Coal Pension Properties Lmited
- 2001-10-08🔒Charge registered #1Lender: Coal Pension Properties Limited
- 2001-05-31🏢Company incorporatedAs AMBER RIVER CHANCERY LTD
- 2001-05-31➕ROBERTS, Tobin John Jagoe appointedsecretary
- 2001-05-31➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2001-05-31➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2001-05-31➕ROBERTS, Ann Philippa appointeddirector
- 2001-05-31➕ROBERTS, Tobin John Jagoe appointeddirector
- 2001-05-31➕INSTANT COMPANIES LIMITED appointedcorporate-nominee-director
- 2001-05-31➖INSTANT COMPANIES LIMITED resignedcorporate-nominee-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-12-08: certificate-change-of-name-company
Group structure
Chancery Financial Planning Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Chancery Financial Planning Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
AMBER RIVER CHANCERY LTD
This company · 04226301
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Chancery Financial Planning Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/05/2022 |
2 historic (ceased) PSCs
- Mrs Ann Philippa Robertsceased 30/05/2022· 25-50% shares
- Mr Tobin John Jagoe Robertsceased 30/05/2022· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A M S INSURANCE SOLUTIONS LTD→ 06428843 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ALTURA SPECIALIST FINANCE LIMITED→ 14949709 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALTUS UW LIMITED→ 12526185 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AM INSIGHTS TECHNOLOGY LIMITED→ 12951412 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AMBER NEWCO LIMITED→ 13894218 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AMBERSIDE 2012 LIMITED→ 03441103 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AMBROSE UTG LIMITED→ 03440646 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AMD FINANCIAL ADVICE LTD→ 10842312 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMERICAN INTERNATIONAL GROUP UK LIMITED→ 10737370 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMERSHAM INVESTMENT MANAGEMENT LTD→ 06974140 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AMEY FINANCE SERVICES LIMITED→ 09918774 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AMICORP FINANCIAL MARKETS (UK) LTD→ 16006966 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-05-31
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
First Floor Mitre House
44-46 Fleet Street
London
EC4Y 1BP
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-06-14
Last: 2026-05-31
Officers (2 active · 7 resigned)
CULLEN, Paul→
Activedirector · ~49y · appointed 2022-05-30
View their other companies + combined net worth →
PELSTER, David→
Activedirector · ~59y · appointed 2022-05-30
View their other companies + combined net worth →
ROBERTS, Tobin John Jagoe→
Resignedsecretary · appointed 2001-05-31 · resigned 2022-05-30
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-05-31 · resigned 2001-05-31
ROBERTS, Ann Philippa→
Resigneddirector · ~69y · appointed 2001-05-31 · resigned 2022-05-30
ROBERTS, Christabel Alice→
Resigneddirector · ~37y · appointed 2020-03-01 · resigned 2022-05-30
ROBERTS, Jessica Emily→
Resigneddirector · ~39y · appointed 2020-03-01 · resigned 2022-05-30
ROBERTS, Tobin John Jagoe→
Resigneddirector · ~68y · appointed 2001-05-31 · resigned 2022-05-30
INSTANT COMPANIES LIMITED→
Resignedcorporate-nominee-director · appointed 2001-05-31 · resigned 2001-05-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Coal Pension Properties Lmited | Rent deposit deed | 1 property | 20/09/2004 | 08/10/2025 | |
| satisfied | Coal Pension Properties Coal Pension Properties Limited | Deed of deposit | 1 property | 08/10/2001 | 08/10/2025 |
Recent filings (104 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-04
certificate-change-of-name-company
change-of-name · CERTNM
2025-12-08
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-08
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-08
accounts-with-accounts-type-full
accounts · AA
2025-09-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-05
change-person-director-company-with-change-date
officers · CH01
2024-10-31
accounts-with-accounts-type-full
accounts · AA
2024-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-20
accounts-with-accounts-type-full
accounts · AA
2023-10-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-05
memorandum-articles
incorporation · MA
2022-06-16
resolution
resolution · RESOLUTIONS
2022-06-16
resolution
resolution · RESOLUTIONS
2022-06-16