ACTIVE FINANCIAL PARTNERS LIMITED
🌳Matureactive
04266233 · ltd · incorporated 2001-08-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 22.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 22.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
14 officers (4 active, 14 linked, 10 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
125 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
- 2025-12-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-16➖HILLS, Matthew Paul resigneddirector
- 2025-08-19📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-08-19📄legacyaccounts · PARENT_ACC
- 2025-08-19📄legacyother · GUARANTEE2
- 2025-08-19📄legacyother · AGREEMENT2
- 2025-07-18➕BHAVNANI, Harry appointeddirector
- 2025-07-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-28➕RENWICK, Edward John appointeddirector
- 2025-05-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-14➕WHITE, Paul Douglas appointeddirector
- 2025-04-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-03➖KEMPSTER, Natalie Anne-Marie resigneddirector
- 2025-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-24➕WESTENBERGER, Andrew Thomas Karl appointeddirector
- 2025-02-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-01➖GLADMAN, Ian David resigneddirector
- 2024-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-28➕KEMPSTER, Natalie Anne-Marie appointeddirector
- 2024-09-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-06➕GLADMAN, Ian David appointeddirector
- 2024-08-31📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-08-31📄legacyaccounts · PARENT_ACC
- 2024-08-31📄legacyother · AGREEMENT2
- 2024-08-31📄legacyother · GUARANTEE2
- 2024-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-30➖WHITE, John David resigneddirector
- 2023-09-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-09-30📄legacyaccounts · PARENT_ACC
- 2023-09-30📄legacyother · AGREEMENT2
- 2023-09-30📄legacyother · GUARANTEE2
- 2021-11-19➖DUNKLEY, Neil resigneddirector
- 2021-11-19➕WHITE, John David appointeddirector
- 2020-08-01➕HILLS, Matthew Paul appointeddirector
- 2020-08-01➖HOWARD, Mark Philip resigneddirector
- 2020-03-10🔓Charge satisfied #2
- 2019-05-08🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2018-01-18➖SOMERS, Laura Hayley resignedsecretary
- 2015-04-17🔓Charge satisfied #1
- 2014-05-07➖HOWARD, Mark Philip resignedsecretary
- 2014-05-07➕SOMERS, Laura Hayley appointedsecretary
- 2004-03-29🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2001-10-29➕HOWARD, Mark Philip appointedsecretary
- 2001-10-29➖AILSA CRAIG SECRETARIES LIMITED resignedcorporate-secretary
- 2001-10-29➕DUNKLEY, Neil appointeddirector
- 2001-10-29➕HOWARD, Mark Philip appointeddirector
- 2001-10-29➖AILSA CRAIG LIMITED resignedcorporate-director
- 2001-08-07🏢Company incorporatedAs ACTIVE FINANCIAL PARTNERS LIMITED
- 2001-08-07➕AILSA CRAIG SECRETARIES LIMITED appointedcorporate-secretary
Showing most recent 50 of 51 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Argentis Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Argentis Group Ltd
Corporate parent · holds 75-100% shares
⬇
ACTIVE FINANCIAL PARTNERS LIMITED
This company · 04266233
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Argentis Group Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| 190 LABURNUM GROVE LIMITED→ 11677321 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| AE FINANCIAL SERVICES LIMITED→ 03655039 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-08-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5 Lancer House Hussar Court
Westside View
Waterlooville
Hampshire
PO7 7SE
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (4 active · 10 resigned)
BHAVNANI, Harry→
Activedirector · ~51y · appointed 2025-07-18
View their other companies + combined net worth →
RENWICK, Edward John→
Activedirector · ~49y · appointed 2025-05-28
View their other companies + combined net worth →
WESTENBERGER, Andrew Thomas Karl→
Activedirector · ~60y · appointed 2025-02-24
View their other companies + combined net worth →
WHITE, Paul Douglas→
Activedirector · ~50y · appointed 2025-05-14
View their other companies + combined net worth →
HOWARD, Mark Philip→
Resignedsecretary · appointed 2001-10-29 · resigned 2014-05-07
SOMERS, Laura Hayley→
Resignedsecretary · appointed 2014-05-07 · resigned 2018-01-18
AILSA CRAIG SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2001-08-07 · resigned 2001-10-29
DUNKLEY, Neil→
Resigneddirector · ~53y · appointed 2001-10-29 · resigned 2021-11-19
GLADMAN, Ian David→
Resigneddirector · ~62y · appointed 2024-09-06 · resigned 2025-02-01
HILLS, Matthew Paul→
Resigneddirector · ~45y · appointed 2020-08-01 · resigned 2025-12-16
HOWARD, Mark Philip→
Resigneddirector · ~54y · appointed 2001-10-29 · resigned 2020-08-01
KEMPSTER, Natalie Anne-Marie→
Resigneddirector · ~45y · appointed 2024-09-28 · resigned 2025-04-03
WHITE, John David→
Resigneddirector · ~60y · appointed 2021-11-19 · resigned 2024-04-30
AILSA CRAIG LIMITED→
Resignedcorporate-director · appointed 2001-08-07 · resigned 2001-10-29
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | — | 08/05/2019 | 10/03/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 29/03/2004 | 17/04/2015 |
Recent filings (125 total)
termination-director-company-with-name-termination-date
officers · TM01
2025-12-17
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-08-19
legacy
accounts · PARENT_ACC
2025-08-19
legacy
other · GUARANTEE2
2025-08-19
legacy
other · AGREEMENT2
2025-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-07
appoint-person-director-company-with-name-date
officers · AP01
2025-07-18
appoint-person-director-company-with-name-date
officers · AP01
2025-05-29
appoint-person-director-company-with-name-date
officers · AP01
2025-05-16
termination-director-company-with-name-termination-date
officers · TM01
2025-04-07
appoint-person-director-company-with-name-date
officers · AP01
2025-02-28
termination-director-company-with-name-termination-date
officers · TM01
2025-02-04
appoint-person-director-company-with-name-date
officers · AP01
2024-10-02
appoint-person-director-company-with-name-date
officers · AP01
2024-09-20
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-08-31