BEARDMORE & CO LTD

🌳Matureactive

04302477 · ltd · incorporated 2001-10-10

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

8 officers (4 active, 8 linked, 5 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

77 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-04-05	2024-04-05
Average employees	1400	1300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (33 events)Click to expand

2025-12-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-27
📄
memorandum-articles
incorporation · MA
2023-05-27
📄
resolution
resolution · RESOLUTIONS
2023-05-27
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-05-27
📄
capital-name-of-class-of-shares
capital · SH08
2023-03-31
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-03-25
➕
BEARDMORE, Richard appointed
director
2022-11-03
➖
BEARDMORE, Ann Elizabeth resigned
director
2022-11-03
➖
BEARDMORE, Nicola Anne resigned
director
2022-11-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-10-20
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-04-04
📄
change-person-director-company-with-change-date
officers · CH01
2022-04-04
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-04-04
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-01
➕
BEARDMORE, Ann Elizabeth appointed
director
2022-04-01
➕
BEARDMORE, Nicola Anne appointed
director
2022-02-23
📄
change-person-director-company-with-change-date
officers · CH01
2022-02-23
📄
change-person-secretary-company-with-change-date
officers · CH03
2021-11-22
📄
capital-name-of-class-of-shares
capital · SH08
2021-11-12
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2014-10-15
➕
BEARDMORE, Christopher Sion appointed
director
2001-10-10
🏢
Company incorporated
As BEARDMORE & CO LTD
2001-10-10
➕
BEARDMORE, Ann Elizabeth appointed
secretary
2001-10-10
➕
BEARDMORE, Stephen Eric appointed
director
2001-10-10
➕
SWIFT INCORPORATIONS LIMITED appointed
corporate-nominee-secretary
2001-10-10
➖
SWIFT INCORPORATIONS LIMITED resigned
corporate-nominee-secretary
2001-10-10
➕
INSTANT COMPANIES LIMITED appointed
corporate-nominee-director
2001-10-10
➖
INSTANT COMPANIES LIMITED resigned
corporate-nominee-director

Owner dependency

98/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Founder name in company name: Company name contains director surname "BEARDMORE" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 66 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — BEARDMORE, Richard (same surname) appointed 2023-03-25. Pattern consistent with intra-family handover.
primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Ann Elizabeth Beardmore Individual · British · DOB 01/1960 · age 66	25–50%	25–50%	25-50% shares · 25-50% voting	01/04/2022
Mr Stephen Eric Beardmore Individual · British · DOB 02/1960 · age 66	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · LL postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
5PLUS INT. TRADING LTD→ 10307417 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
A1 QUANTUM ENERGY LTD→ 09388465 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
ABERGELE INSURANCE CONSULTANTS LIMITED→ 06425351 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
ADAM JAMES FINANCIAL SOLUTIONS LIMITED→ 05418812 · est 2005 · no financials extracted	—	—	—	—	21y	—	—
ANGELS INVEST WALES LIMITED→ 04601844 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ANGLESEY INSURANCE SERVICES LTD.→ 04376322 · est 2002 · no financials extracted	—	—	—	—	24y	—	—
ARRAN FINANCE LIMITED→ 03371820 · est 1997 · no financials extracted	—	—	—	—	28y	—	—
ASCENT FINANCIAL PLANNING LIMITED→ 11326329 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BANKS CLAIMS GROUP LIMITED→ 11609019 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BATEMAN JARVIS LIMITED→ 04635513 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
BELGRAVE WINCHAM LIMITED→ 12167416 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
BELYN FINANCIAL SERVICES LIMITED→ 07606528 · est 2011 · no financials extracted	—	—	—	—	15y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2001-10-10

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Basford House, 29 Augusta Street

Llandudno

Gwynedd

LL30 2AE

Filing status

Accounts

Next due: 2027-01-05

Last made up to: 2025-04-05

Confirmation statement

Next due: 2026-11-10

Last: 2025-10-27

Officers (4 active · 4 resigned)

BEARDMORE, Ann Elizabeth→

secretary · appointed 2001-10-10

View their other companies + combined net worth →

Active

BEARDMORE, Christopher Sion→

director · ~40y · appointed 2014-10-15

View their other companies + combined net worth →

Active

BEARDMORE, Richard→

director · ~37y · appointed 2023-03-25

View their other companies + combined net worth →

Active

BEARDMORE, Stephen Eric→

director · ~66y · appointed 2001-10-10

View their other companies + combined net worth →

Active

SWIFT INCORPORATIONS LIMITED→

corporate-nominee-secretary · appointed 2001-10-10 · resigned 2001-10-10

Resigned

BEARDMORE, Ann Elizabeth→

director · ~66y · appointed 2022-04-01 · resigned 2022-11-03

Resigned

BEARDMORE, Nicola Anne→

director · ~40y · appointed 2022-04-01 · resigned 2022-11-03

Resigned

INSTANT COMPANIES LIMITED→

corporate-nominee-director · appointed 2001-10-10 · resigned 2001-10-10

Resigned

Click a director name to see their full track record across all companies.

Recent filings (77 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-12-05

confirmation-statement-with-updates

confirmation-statement · CS01

2025-10-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-04-10

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-10-07

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-04-26

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-12-15

confirmation-statement-with-updates

confirmation-statement · CS01

2023-10-16

memorandum-articles

incorporation · MA

2023-05-27

resolution

resolution · RESOLUTIONS

2023-05-27

capital-variation-of-rights-attached-to-shares

capital · SH10

2023-05-27

capital-name-of-class-of-shares

capital · SH08

2023-05-27

appoint-person-director-company-with-name-date

officers · AP01

2023-03-31

confirmation-statement-with-updates

confirmation-statement · CS01

2022-11-03

termination-director-company-with-name-termination-date

officers · TM01

2022-11-03

termination-director-company-with-name-termination-date

officers · TM01

2022-11-03