BEACON FINANCIAL SOLUTIONS LIMITED

🌳Matureactive
04315537 · ltd · incorporated 2001-11-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£11.0k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 66220Activities of insurance agents and brokers
Investor take
Pursue
Asset-holding vehicle with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £10,991

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£11k
Current Assets
£7k
Current Liabilities
—
£0£2k£4k£7k£9k£11kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets£16.7k—
Current assets£6.9k—
Debtors£6.9k—
Net assets£11.0k—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-05-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-03-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-07-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2022-09-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2021-08-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2020-09-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-10-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-09-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2017-09-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2017-06-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2017-06-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2017-06-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2016-11-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2016-11-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2016-11-09
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  16. 2008-03-01
    ➕
    SHERRATT, Michelle appointed
    director
  17. 2001-11-02
    🏢
    Company incorporated
    As BEACON FINANCIAL SOLUTIONS LIMITED
  18. 2001-11-02
    ➕
    SHERRATT, Michelle appointed
    secretary
  19. 2001-11-02
    ➕
    SHERRATT, Keith Richard appointed
    director
  20. 2001-11-02
    ➕
    TEMPLE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  21. 2001-11-02
    ➖
    TEMPLE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  22. 2001-11-02
    ➕
    COMPANY DIRECTORS LIMITED appointed
    corporate-nominee-director
  23. 2001-11-02
    ➖
    COMPANY DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Keith Richard Sherratt
Individual · British · DOB 08/1958 · age 68
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Michelle Sherratt
Individual · British · DOB 10/1979 · age 47
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-11-02
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

14a Albany Road
Weymouth
Dorset
DT4 9TH
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-16
Last: 2025-11-02

Officers (3 active · 2 resigned)

SHERRATT, Michelle→
secretary · appointed 2001-11-02
View their other companies + combined net worth →
Active
SHERRATT, Keith Richard→
director · ~68y · appointed 2001-11-02
View their other companies + combined net worth →
Active
SHERRATT, Michelle→
director · ~47y · appointed 2008-03-01
View their other companies + combined net worth →
Active
TEMPLE SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2001-11-02 · resigned 2001-11-02
Resigned
COMPANY DIRECTORS LIMITED→
corporate-nominee-director · appointed 2001-11-02 · resigned 2001-11-02
Resigned

Click a director name to see their full track record across all companies.

Recent filings (71 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-08-20
confirmation-statement-with-updates
confirmation-statement · CS01
2020-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2019-11-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-10-01
confirmation-statement-with-updates
confirmation-statement · CS01
2018-11-05