ALCHEMY FINANCIAL LIMITED
- 66190Other activities auxiliary to financial services, except insurance and pension funding
- 66220Activities of insurance agents and brokers
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £32.7k | £35.1k |
| Current assets | £47.1k | £47.5k |
| Net assets | £31.1k | £33.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (20 events)Click to expand
- 2026-05-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-05-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-05-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-06-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-02-01➖LITTLE, Marlene Francis resigneddirector
- 2005-05-10🏢Company incorporatedAs ALCHEMY FINANCIAL LIMITED
- 2005-05-10➕LITTLE, Marlene Francis appointedsecretary
- 2005-05-10➕LITTLE, James Donald appointeddirector
- 2005-05-10➕LITTLE, Marlene Francis appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Donald Little Individual · British · DOB 09/1965 · age 61 | 50–75% | 50–75% | board controlsig. influence50-75% shares · 50-75% voting · board control · significant influence · firm interest | 06/04/2016 |
Mrs Marlene Francis Little Individual · Australian · DOB 10/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.