ANNUITY ADVISERS LIMITED
💤Zombieactive
04358152 · ltd · incorporated 2002-01-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: dormant / non-trading with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 22.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 22.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (1 active, 7 linked, 3 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-08-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-01-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-14➖HAMMOND, Mandy resignedsecretary
- 2024-04-14➖HAMMOND, David Leslie resigneddirector
- 2023-08-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-09-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-09-18📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-09-18📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-18📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-08-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-08-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-07-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-06-27🔓Charge satisfied #1
- 2011-08-05➕HAMMOND, Mandy appointedsecretary
- 2011-08-04➖HAMMOND, David Leslie resignedsecretary
- 2011-02-28➖MCDONALD, James Douglas resigneddirector
- 2004-07-02🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2002-01-22🏢Company incorporatedAs ANNUITY ADVISERS LIMITED
- 2002-01-22➕BRADSHAW, Ian Timothy appointeddirector
- 2002-01-22➕HAMMOND, David Leslie appointedsecretary
- 2002-01-22➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-01-22➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-01-22➕HAMMOND, David Leslie appointeddirector
- 2002-01-22➕MCDONALD, James Douglas appointeddirector
- 2002-01-22➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2002-01-22➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Mcdonald Associates Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mcdonald Associates Ltd
Corporate parent · holds 75-100% shares · board control
⬇
ANNUITY ADVISERS LIMITED
This company · 04358152
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mcdonald Associates Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AH YATES LIMITED→ 15371473 · est 2023 | — | — | — | 1 | 2y | — | — |
| ALIGN HOLDINGS LIMITED→ 15851141 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALISON HARDY LIMITED→ 12314026 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALL IN PROPERTIES LIMITED→ 13850087 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALPENBURY GROUP LIMITED→ 15171598 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALTON HOUSE MANAGEMENT COMPANY LIMITED→ 06694811 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AMAARA ESTATES LTD→ 16961162 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AMBER GROUP HOLDINGS LIMITED→ 11124901 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMIES PLASTICS LIMITED→ 03519434 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| ANDOFAM HOLDINGS LIMITED→ 15882890 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANTIBO'S (LEICESTER) LIMITED→ 03637776 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| ANYPUMPS LIMITED→ 02032400 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-01-22
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company
Registered office
No1 Lindrick Way Lakeside Park
Barlborough Links Barlborough
Chesterfield
South Yorkshire
S43 4XE
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-01-30
Last: 2026-01-16
Officers (1 active · 6 resigned)
BRADSHAW, Ian Timothy→
Activedirector · ~57y · appointed 2002-01-22
View their other companies + combined net worth →
HAMMOND, David Leslie→
Resignedsecretary · appointed 2002-01-22 · resigned 2011-08-04
HAMMOND, Mandy→
Resignedsecretary · appointed 2011-08-05 · resigned 2024-04-14
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-01-22 · resigned 2002-01-22
HAMMOND, David Leslie→
Resigneddirector · ~63y · appointed 2002-01-22 · resigned 2024-04-14
MCDONALD, James Douglas→
Resigneddirector · ~85y · appointed 2002-01-22 · resigned 2011-02-28
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2002-01-22 · resigned 2002-01-22
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 02/07/2004 | 27/06/2012 |
Recent filings (68 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-21
accounts-with-accounts-type-dormant
accounts · AA
2025-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-17
termination-director-company-with-name-termination-date
officers · TM01
2025-01-15
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-15
accounts-with-accounts-type-dormant
accounts · AA
2024-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-16
accounts-with-accounts-type-dormant
accounts · AA
2023-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-dormant
accounts · AA
2022-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-25
accounts-with-accounts-type-dormant
accounts · AA
2021-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-18
accounts-with-accounts-type-dormant
accounts · AA
2020-09-23
change-person-secretary-company-with-change-date
officers · CH03
2020-09-18