CHRIS TOPP AND COMPANY LIMITED

🌳Matureactive
04457422 · ltd · incorporated 2002-06-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£374.3k
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 25990
Sector: Manufacturing
Investor take
Pursue
Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 20.9y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 20.9 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
96 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £374,254
Cash YoY
+207%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£342k
↑ 207% YoY
Net Worth
£374k
↑ 57% YoY
Current Assets
£588k
↑ 45% YoY
Current Liabilities
—
£0£118k£235k£353k£470k£588kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Total assets£461.5k£414.5k
Current assets£587.8k£405.0k
Cash£341.8k£111.5k
Debtors£164.3k£165.1k
Net assets£374.3k£238.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
3
filings
  • • 1 confirmation-statement
  • • 1 accounts
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
  1. 2026-03-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-02-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2026-01-01
    ➕
    LOWE, William appointed
    director
  4. 2025-09-29
    📄
    capital-return-purchase-own-shares
    capital · SH03
  5. 2025-08-27
    📄
    capital-cancellation-shares
    capital · SH06
  6. 2025-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-07-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2024-07-16
    ➖
    TOPP, Christopher David resigned
    director
  9. 2024-04-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-02-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2024-02-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-01-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-07-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2021-07-05
    🔓
    Charge satisfied #3
  16. 2021-05-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2021-05-07
    🔒
    Charge registered #4
    Lender: Santander UK PLC as Security Trustee
  18. 2021-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-08-18
    ➕
    KAYE, Tom Ian appointed
    director
  20. 2020-08-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2020-04-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2020-04-14
    🔒
    Charge registered #3
    Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
  23. 2020-04-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  24. 2020-03-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  25. 2020-01-01
    ➖
    BOWMAN, Jeremy resigned
    secretary
  26. 2016-03-14
    🔓
    Charge satisfied #2
  27. 2010-06-09
    🔓
    Charge satisfied #1
  28. 2010-06-04
    ➕
    PEYCHER, Jerome appointed
    director
  29. 2010-03-24
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  30. 2005-10-20
    ➕
    BOWMAN, Jeremy appointed
    secretary
  31. 2005-10-20
    ➖
    SUFF, Stephen John resigned
    secretary
  32. 2005-07-29
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  33. 2002-06-10
    🏢
    Company incorporated
    As CHRIS TOPP AND COMPANY LIMITED
  34. 2002-06-10
    ➕
    SUFF, Stephen John appointed
    secretary
  35. 2002-06-10
    ➕
    SAME-DAY COMPANY SERVICES LIMITED appointed
    corporate-nominee-secretary
  36. 2002-06-10
    ➖
    SAME-DAY COMPANY SERVICES LIMITED resigned
    corporate-nominee-secretary
  37. 2002-06-10
    ➕
    TOPP, Christopher David appointed
    director
  38. 2002-06-10
    ➕
    WILDMAN & BATTELL LIMITED appointed
    corporate-nominee-director
  39. 2002-06-10
    ➖
    WILDMAN & BATTELL LIMITED resigned
    corporate-nominee-director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 16 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Jerome Peycher
Individual · French · DOB 05/1980 · age 46
75–100%
75–100%board control75-100% shares · 75-100% voting · board control27/01/2017
1 historic (ceased) PSC
  • Mr Christopher Toppceased 19/03/2020· 50-75% shares · 50-75% voting · board control · significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Manufacturing · YO postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BLING YOUR BARK LIMITED→
16236269 · est 2025 · no financials extracted
————1y——
BLUE OLIVINE LTD→
16863657 · est 2025 · no financials extracted
———————
CASTLES UK (MATTRESSES) LIMITED→
06285726 · est 2007 · no financials extracted
————18y——
CATAPOLT LIMITED→
14778437 · est 2023 · no financials extracted
————3y——
CB SOLUTIONS U.K. LTD→
03952893 · est 2000 · no financials extracted
————26y——
CEEJAY UK LIMITED→
04556555 · est 2002 · no financials extracted
————23y——
CENEGEX TECHNOLOGIES LIMITED→
13363782 · est 2021 · no financials extracted
————4y——
CHARLES ALEXANDER JEWELLERY LTD→
13602608 · est 2021 · no financials extracted
————4y——
CHEMPLUS LTD→
08960163 · est 2014 · no financials extracted
————12y——
CHIMERA AVIATION LIMITED→
09965043 · est 2016 · no financials extracted
————10y——
CHRIS BUGG LTD→
09709779 · est 2015 · no financials extracted
————10y——
CHRISTOBEAU LIMITED→
16728993 · est 2025 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-06-10
Jurisdictionengland-wales
Primary SIC25990 — SIC 25990

Registered office

Unit 5 The Airfield
Tholthorpe
York
YO61 1ST
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-04-16
Last: 2026-04-02

Officers (3 active · 5 resigned)

KAYE, Tom Ian→
director · ~64y · appointed 2020-08-18
View their other companies + combined net worth →
Active
LOWE, William→
director · ~45y · appointed 2026-01-01
View their other companies + combined net worth →
Active
PEYCHER, Jerome→
director · ~46y · appointed 2010-06-04
View their other companies + combined net worth →
Active
BOWMAN, Jeremy→
secretary · appointed 2005-10-20 · resigned 2020-01-01
Resigned
SUFF, Stephen John→
secretary · appointed 2002-06-10 · resigned 2005-10-20
Resigned
SAME-DAY COMPANY SERVICES LIMITED→
corporate-nominee-secretary · appointed 2002-06-10 · resigned 2002-06-10
Resigned
TOPP, Christopher David→
director · ~77y · appointed 2002-06-10 · resigned 2024-07-16
Resigned
WILDMAN & BATTELL LIMITED→
corporate-nominee-director · appointed 2002-06-10 · resigned 2002-06-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Santander
Santander UK PLC as Security Trustee
A registered charge1 property07/05/2021—
satisfied
Virgin Money
Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
A registered charge—14/04/202005/07/2021
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property24/03/201014/03/2016
satisfied
HSBC
Hsbc Bank PLC
Debenture1 property29/07/200509/06/2010
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (96 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-17
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
capital-return-purchase-own-shares
capital · SH03
2025-09-29
capital-cancellation-shares
capital · SH06
2025-08-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-30
termination-director-company-with-name-termination-date
officers · TM01
2024-07-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-16
change-person-director-company-with-change-date
officers · CH01
2024-04-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-12