ZURICH FINANCE (UK) PLC

🌳Matureactive
04463547 · plc · incorporated 2002-06-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 70/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
31 officers (3 active, 31 linked, 21 with DOB)
84
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
147 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
5
filings
  • • 5 officers
Last 90 days
5
filings
  • • 5 officers
Last 180 days
6
filings
  • • 5 officers
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (80 events)Click to expand
  1. 2026-05-12
    ➕
    SPENCER, Kirk Matthew appointed
    director
  2. 2026-05-12
    ➕
    VINCENT, Shelby appointed
    director
  3. 2026-05-12
    ➖
    VINCENT, Matthew James resigned
    director
  4. 2026-05-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2026-05-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2026-05-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2026-05-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2026-05-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2026-05-09
    ➖
    CARL, Christian Henning Peter resigned
    director
  10. 2026-05-01
    ➖
    PICKFORD, Helen Alison resigned
    director
  11. 2026-03-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2025-06-09
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2024-07-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2023-07-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2023-01-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2023-01-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2022-12-31
    ➖
    HESKETH, Mark resigned
    director
  18. 2022-12-31
    ➖
    SULLIVAN, Maura resigned
    director
  19. 2022-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2022-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2022-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2022-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2022-10-24
    📍
    change-sail-address-company-with-old-address-new-address
    address · AD02
  24. 2022-08-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  25. 2022-04-01
    📄
    accounts-with-accounts-type-full
    accounts · AA
  26. 2021-11-12
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  27. 2021-11-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  28. 2020-03-23
    ➕
    HESKETH, Mark appointed
    director
  29. 2020-03-23
    ➕
    SULLIVAN, Maura appointed
    director
  30. 2019-03-20
    ➕
    VINCENT, Matthew James appointed
    director
  31. 2019-01-31
    ➖
    MATHIESON, Aileen resigned
    director
  32. 2017-03-13
    ➕
    MATHIESON, Aileen appointed
    director
  33. 2017-01-31
    ➖
    TYLER, Stuart resigned
    director
  34. 2016-04-01
    ➕
    PICKFORD, Helen Alison appointed
    director
  35. 2016-03-31
    ➖
    EVANS, Neil James resigned
    director
  36. 2014-09-10
    ➖
    RENNIE, Vincent James resigned
    director
  37. 2014-09-10
    ➕
    TYLER, Stuart appointed
    director
  38. 2014-03-18
    ➕
    ZURICH CORPORATE SECRETARY (UK) LIMITED appointed
    corporate-secretary
  39. 2014-03-18
    ➖
    BLUNDELL, Ann Claire resigned
    secretary
  40. 2014-03-18
    ➖
    KNOTT, Amanda Louise resigned
    secretary
  41. 2014-03-18
    ➖
    RITCHIE, Ian resigned
    secretary
  42. 2013-11-30
    ➕
    CARL, Christian Henning Peter appointed
    director
  43. 2013-11-30
    ➖
    HOLMES, Colm Joseph resigned
    director
  44. 2013-11-30
    ➕
    RENNIE, Vincent James appointed
    director
  45. 2013-11-30
    ➖
    RENNIE, Vincent James resigned
    director
  46. 2013-07-25
    ➕
    BLUNDELL, Ann Claire appointed
    secretary
  47. 2013-07-25
    ➕
    RITCHIE, Ian appointed
    secretary
  48. 2013-07-25
    ➖
    ROSS, Corina Katherine resigned
    secretary
  49. 2012-03-20
    ➕
    HOLMES, Colm Joseph appointed
    director
  50. 2012-03-05
    ➖
    WAUTHIER, Pierre Christopher Rene resigned
    director
Showing most recent 50 of 80 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
3 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CARL, Christian Henning Peter resigned 2026-05-09; PICKFORD, Helen Alison resigned 2026-05-01; VINCENT, Matthew James resigned 2026-05-12

Group structure

Zurich Insurance Group Ag is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Zurich Insurance Group Ag
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
ZURICH FINANCE (UK) PLC
This company · 04463547

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Zurich Insurance Group Ag
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
2 historic (ceased) PSCs
  • Allied Zurich Holdings Limitedceased 06/04/2016· 75-100% shares · 75-100% voting · board control
  • Allied Zurich Holdings Limitedceased 06/04/2016· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeplc
Incorporated2002-06-18
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Unity Place
1 Carfax Close
Swindon
Wiltshire
SN1 1AP
United Kingdom

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (3 active · 28 resigned)

ZURICH CORPORATE SECRETARY (UK) LIMITED→
corporate-secretary · appointed 2014-03-18
View their other companies + combined net worth →
Active
SPENCER, Kirk Matthew→
director · ~44y · appointed 2026-05-12
View their other companies + combined net worth →
Active
VINCENT, Shelby→
director · ~54y · appointed 2026-05-12
View their other companies + combined net worth →
Active
BLUNDELL, Ann Claire→
secretary · appointed 2013-07-25 · resigned 2014-03-18
Resigned
BUSSON, Alan Paul→
secretary · appointed 2006-03-14 · resigned 2006-09-26
Resigned
HOWE, Peter Charles→
secretary · appointed 2002-06-18 · resigned 2005-04-19
Resigned
KNOTT, Amanda Louise→
secretary · appointed 2006-09-26 · resigned 2014-03-18
Resigned
LOWE, Nigel→
secretary · appointed 2005-04-19 · resigned 2006-03-14
Resigned
MEACHAM, Jayne Michelle→
secretary · appointed 2006-11-01 · resigned 2008-05-02
Resigned
RITCHIE, Ian→
secretary · appointed 2013-07-25 · resigned 2014-03-18
Resigned
ROGERS, Helen Frances Leigh→
secretary · appointed 2008-07-24 · resigned 2011-12-02
Resigned
ROSS, Corina Katherine→
secretary · appointed 2011-03-02 · resigned 2013-07-25
Resigned
BEAZLEY, Christopher Wills→
director · ~64y · appointed 2002-06-18 · resigned 2006-03-28
Resigned
CARL, Christian Henning Peter→
director · ~54y · appointed 2013-11-30 · resigned 2026-05-09
Resigned
CHESSHER, Mark Christopher→
director · ~66y · appointed 2006-03-28 · resigned 2007-02-16
Resigned
CULMER, Mark George→
director · ~64y · appointed 2002-06-18 · resigned 2003-07-24
Resigned
DARK, Paul Andrew→
director · ~55y · appointed 2007-03-07 · resigned 2008-10-03
Resigned
EVANS, Neil James→
director · ~69y · appointed 2005-02-02 · resigned 2016-03-31
Resigned
GARZETTI, Nadir Tullio→
director · ~65y · appointed 2008-05-27 · resigned 2009-07-29
Resigned
HARRIS, Michael→
director · ~61y · appointed 2003-07-24 · resigned 2005-02-02
Resigned

Click a director name to see their full track record across all companies.

Recent filings (147 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-05-12
termination-director-company-with-name-termination-date
officers · TM01
2026-05-12
appoint-person-director-company-with-name-date
officers · AP01
2026-05-12
appoint-person-director-company-with-name-date
officers · AP01
2026-05-12
termination-director-company-with-name-termination-date
officers · TM01
2026-05-12
accounts-with-accounts-type-dormant
accounts · AA
2026-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-01
accounts-with-accounts-type-dormant
accounts · AA
2025-06-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-full
accounts · AA
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-30
accounts-with-accounts-type-full
accounts · AA
2023-07-04
termination-director-company-with-name-termination-date
officers · TM01
2023-01-06
termination-director-company-with-name-termination-date
officers · TM01
2023-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-02