1ST CALL VISTA LIMITED
- · Oldest live charge 3.5y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 3.5y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £110.7k | £147.2k |
| Current assets | £135.3k | £155.5k |
| Cash | £59.4k | £65.1k |
| Debtors | £15.7k | £13.1k |
| Net assets | £102.4k | £147.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (33 events)Click to expand
- 2025-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-17🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2022-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-09-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-08-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-08-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-08-28📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-08-28📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-08-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-08-01➕ROBINSON, Deborah Lorna appointedsecretary
- 2020-08-01➖JOHNSON, Elizabeth Margaret Ann resignedsecretary
- 2020-08-01➖JOHNSON, Elizabeth Margaret Ann resigneddirector
- 2020-03-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-23📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2019-10-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-20➕ROBINSON, Deborah Lorna appointeddirector
- 2019-09-20➕TRELOAR, Ryan James appointeddirector
- 2018-05-01➖JOHNSON, Trevor resigneddirector
- 2002-07-12➕JOHNSON, Elizabeth Margaret Ann appointedsecretary
- 2002-07-12➖PREMIER SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-07-12➕JOHNSON, Elizabeth Margaret Ann appointeddirector
- 2002-07-12➕JOHNSON, Trevor appointeddirector
- 2002-07-12➖PREMIER DIRECTORS LIMITED resignedcorporate-director
- 2002-07-10🏢Company incorporatedAs 1ST CALL VISTA LIMITED
- 2002-07-10➕PREMIER SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-07-10➕PREMIER DIRECTORS LIMITED appointedcorporate-director
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ryan James Treloar Individual · British · DOB 08/1976 · age 50 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control · firm interest | 01/08/2020 |
Mrs Deborah Lorna Robinson Individual · British · DOB 10/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/02/2020 |
2 historic (ceased) PSCs
- Elizabeth Margaret Ann Johnsonceased 01/08/2020· 25-50% shares · 25-50% voting
- Trevor Johnsonceased 01/05/2018· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 17/10/2022 | — |