MONEYBARN NO.1 LIMITED
🌳Matureactive
04496573 · ltd · incorporated 2002-07-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
ALSO REGISTERED FOR
- 64921Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- 77110Renting and leasing of cars and light motor vehicles
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
7 live charges · 6 lenders · oldest 23.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.6 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
33 officers (4 active, 33 linked, 25 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
176 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 persons-with-significant-control
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (98 events)Click to expand
- 2026-03-10📄accounts-with-accounts-type-fullaccounts · AA
- 2025-12-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-09-23📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-04-25📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-27➖CRONIN, Gareth resigneddirector
- 2024-11-05📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-11-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-11➕MCCLURE, Elizabeth appointedsecretary
- 2024-10-11➖WHINCUP, David George resignedsecretary
- 2024-09-27📄capital-allotment-sharescapital · SH01
- 2024-06-20📄capital-allotment-sharescapital · SH01
- 2024-05-03📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-23➕ESTLIN, Peter Kenneth, Sir appointeddirector
- 2023-12-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-30➕WATTS, David Michael, Mr. appointeddirector
- 2023-11-30➖ANDERSON, Christopher Geoffrey resigneddirector
- 2023-11-30➕CRONIN, Gareth appointeddirector
- 2023-11-30➖SHRIMPTON-DAVIS, David Vernon resigneddirector
- 2023-10-03📄capital-allotment-sharescapital · SH01
- 2023-08-07➖KAPUR, Neeraj resigneddirector
- 2023-08-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-01➕MCLAUGHLIN, Ian Michael Brian appointeddirector
- 2023-08-01➖LE MAY, Malcolm John resigneddirector
- 2023-08-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-05-24➕ANDERSON, Christopher Geoffrey appointeddirector
- 2021-03-01➖BAYLEY, Simon John resigneddirector
- 2020-11-30➖O'LOINGSIGH, Laoiseach Sean resigneddirector
- 2020-06-30➕KAPUR, Neeraj appointeddirector
- 2020-04-23➕SHRIMPTON-DAVIS, David Vernon appointeddirector
- 2020-04-01➕BAYLEY, Simon John appointeddirector
- 2020-03-31➖HODGSON, Shamus resigneddirector
- 2020-03-31➖THOMAS, Simon George resigneddirector
- 2018-12-31➖MINTER, Peter resigneddirector
- 2018-12-11➖ANDERSON, Robert William resigneddirector
- 2018-12-03➖FISHER, Andrew Charles resigneddirector
- 2018-12-03➕THOMAS, Simon George appointeddirector
- 2018-08-01➕O'LOINGSIGH, Laoiseach Sean appointeddirector
- 2018-07-16➕WHINCUP, David George appointedsecretary
- 2018-04-13➖LAW, Simon David Kelway resigneddirector
- 2018-03-31➖WATTS, Paula resignedsecretary
- 2018-02-13➕LE MAY, Malcolm John appointeddirector
- 2017-12-20🔓Charge satisfied #5
Showing most recent 50 of 98 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Provident Financial Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Provident Financial Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
MONEYBARN NO.1 LIMITED
This company · 04496573
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Provident Financial Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/12/2025 |
1 historic (ceased) PSC
- Moneybarn Group Limitedceased 16/12/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| .BIG YELLOW SELF STORAGE (GP) LIMITED→ 04103205 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| .BIG YELLOW SELF STORAGE COMPANY LIMITED→ 05166173 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BAHISFINSHAW LIMITED→ 15878350 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BAILEN LTD→ 16622528 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BAOBAB FINANCIAL SOLUTIONS LIMITED→ 16969764 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BARBER INVESTMENTS LIMITED→ 13983225 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BARKLEY'S FINANCIAL SERVICES LTD→ 12523271 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BARNES & SHERWOOD LIMITED→ 03200095 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| BAROMETER GROUP LIMITED→ 11493998 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BAROMETER INVESTMENTS LIMITED→ 08936391 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BARRINGTON HAMILTON PERSONAL ASSET MANAGEMENT LTD.→ 06380664 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BATES INDEPENDENT LIMITED→ 05355418 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-07-26
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing
Registered office
Athena House
Bedford Road
Petersfield
GU32 3LJ
United Kingdom
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30
Officers (4 active · 29 resigned)
MCCLURE, Elizabeth→
Activesecretary · appointed 2024-10-11
View their other companies + combined net worth →
ESTLIN, Peter Kenneth, Sir→
Activedirector · ~65y · appointed 2024-01-23
View their other companies + combined net worth →
MCLAUGHLIN, Ian Michael Brian→
Activedirector · ~60y · appointed 2023-08-01
View their other companies + combined net worth →
WATTS, David Michael, Mr.→
Activedirector · ~60y · appointed 2023-11-30
View their other companies + combined net worth →
CLAYDEN, Michael Patrick Peter→
Resignedsecretary · appointed 2002-10-07 · resigned 2004-09-27
GOURLAY, Anthony David→
Resignedsecretary · appointed 2004-09-27 · resigned 2012-05-01
LAW, Simon David Kelway→
Resignedsecretary · appointed 2012-05-01 · resigned 2014-08-20
VERSLUYS, Emma Gayle→
Resignedsecretary · appointed 2014-08-20 · resigned 2017-05-12
WATTS, Paula→
Resignedsecretary · appointed 2017-05-12 · resigned 2018-03-31
WHINCUP, David George→
Resignedsecretary · appointed 2018-07-16 · resigned 2024-10-11
CLYDE SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2002-07-26 · resigned 2002-10-07
ANDERSON, Christopher Geoffrey→
Resigneddirector · ~52y · appointed 2021-05-24 · resigned 2023-11-30
ANDERSON, Robert William→
Resigneddirector · ~68y · appointed 2016-09-01 · resigned 2018-12-11
BAYLEY, Simon John→
Resigneddirector · ~54y · appointed 2020-04-01 · resigned 2021-03-01
CRONIN, Gareth→
Resigneddirector · ~51y · appointed 2023-11-30 · resigned 2024-11-27
CROOK, Peter Stuart→
Resigneddirector · ~63y · appointed 2014-08-20 · resigned 2017-08-21
CROSBY, James Robert→
Resigneddirector · ~70y · appointed 2011-07-01 · resigned 2014-08-20
DUFFY, Christopher William→
Resignednominee-director · ~69y · appointed 2002-07-26 · resigned 2002-10-07
FFORDE, Edward James Alexander→
Resigneddirector · ~65y · appointed 2002-10-07 · resigned 2014-08-20
FISHER, Andrew Charles→
Resigneddirector · ~68y · appointed 2014-08-20 · resigned 2018-12-03
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Europe Arab Bank Europe Arab Bank PLC | Security document | 2 properties | 12/11/2010 | 20/08/2016 | |
| satisfied | Bracken Holdings as Security for Itself and the Other Secured Parties (The Security Agent) Bracken Holdings Limited as Security for Itself and the Other Secured Parties (The Security Agent) | Debenture | 1 property | 12/11/2010 | 06/10/2014 | |
| satisfied | Europe Arab Bank Europe Arab Bank PLC | Fixed and floating security document | 1 property | 10/08/2007 | 20/12/2017 | |
| satisfied | Europe Arab Bank (Security Trustee) Europe Arab Bank PLC (Security Trustee) | Second fixed and floating security document | 1 property | 10/08/2007 | 20/12/2017 | |
| satisfied | Barclays Barclays Bank PLC the Security Trustee | Fixed and floating security document | 1 property | 30/06/2006 | 22/10/2010 | |
| satisfied | Barclays Barclays Bank PLC, as Trustee for the Finance Parties | Supplemental security document | 1 property | 29/01/2003 | 22/10/2010 | |
| satisfied | Barclays Barclays Bank PLC | Fixed and floating security document | 1 property | 21/10/2002 | 22/10/2010 |
Recent filings (176 total)
accounts-with-accounts-type-full
accounts · AA
2026-03-10
change-person-director-company-with-change-date
officers · CH01
2025-12-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
change-sail-address-company-with-old-address-new-address
address · AD02
2025-09-23
accounts-with-accounts-type-full
accounts · AA
2025-04-25
termination-director-company-with-name-termination-date
officers · TM01
2024-11-28
appoint-person-secretary-company-with-name-date
officers · AP03
2024-11-05
termination-secretary-company-with-name-termination-date
officers · TM02
2024-11-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-02
capital-allotment-shares
capital · SH01
2024-09-27
capital-allotment-shares
capital · SH01
2024-06-20
accounts-with-accounts-type-full
accounts · AA
2024-05-03
appoint-person-director-company-with-name-date
officers · AP01
2024-01-24