B & P FINANCE CONSULTANTS LIMITED

🌳Matureactive
04534896 · ltd · incorporated 2002-09-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£795.3k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Fund management activities
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £795,275

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£795k
↑ 1.9% YoY
Current Assets
£670k
↑ 2.3% YoY
Current Liabilities
—
£0£159k£318k£477k£636k£795kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£795.3k£780.2k
Current assets£670.4k£655.0k
Net assets£795.3k£780.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 officers
Last 180 days
1
filing
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-04-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-04-16
    ➕
    WARDHAUGH, Emma Charlotte appointed
    director
  3. 2025-08-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-08-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-08-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2022-10-09
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2021-09-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-12-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2020-06-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-07-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-08-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2016-09-01
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-03-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2016-03-15
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  16. 2016-03-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2002-09-13
    🏢
    Company incorporated
    As B & P FINANCE CONSULTANTS LIMITED
  18. 2002-09-13
    ➕
    POINTIN, Neil Andrew appointed
    secretary
  19. 2002-09-13
    ➕
    POINTIN, Neil Andrew appointed
    director
  20. 2002-09-13
    ➕
    POINTIN, Sally appointed
    director
  21. 2002-09-13
    ➕
    TEMPLE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  22. 2002-09-13
    ➖
    TEMPLE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  23. 2002-09-13
    ➕
    COMPANY DIRECTORS LIMITED appointed
    corporate-nominee-director
  24. 2002-09-13
    ➖
    COMPANY DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Neil Andrew Pointin
Individual · British · DOB 08/1962 · age 64
50–75%
—50-75% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-09-13
Jurisdictionengland-wales
Primary SIC66300 — Fund management activities

Registered office

River Farm House Redwall Lane
Linton
Maidstone
Kent
ME17 4BD
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-27
Last: 2025-09-13

Officers (4 active · 2 resigned)

POINTIN, Neil Andrew→
secretary · appointed 2002-09-13
View their other companies + combined net worth →
Active
POINTIN, Neil Andrew→
director · ~64y · appointed 2002-09-13
View their other companies + combined net worth →
Active
POINTIN, Sally→
director · ~60y · appointed 2002-09-13
View their other companies + combined net worth →
Active
WARDHAUGH, Emma Charlotte→
director · ~31y · appointed 2026-04-16
View their other companies + combined net worth →
Active
TEMPLE SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2002-09-13 · resigned 2002-09-13
Resigned
COMPANY DIRECTORS LIMITED→
corporate-nominee-director · appointed 2002-09-13 · resigned 2002-09-13
Resigned

Click a director name to see their full track record across all companies.

Recent filings (58 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-08-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-23