ABBA COMMERCIALS LIMITED
🌳Matureactive
04559948 · ltd · incorporated 2002-10-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 18.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 45310
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 18.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 18.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 4 with DOB)
79
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
93 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 2500 | 2600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-07-30📄accounts-with-accounts-type-smallaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2023-08-29📄accounts-with-accounts-type-smallaccounts · AA
- 2023-05-24📄memorandum-articlesincorporation · MA
- 2023-05-24📄resolutionresolution · RESOLUTIONS
- 2023-01-12📄capital-allotment-sharescapital · SH01
- 2023-01-11📄capital-allotment-sharescapital · SH01
- 2022-05-25📄accounts-with-accounts-type-smallaccounts · AA
- 2022-05-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-24📄change-person-director-company-with-change-dateofficers · CH01
- 2022-05-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-06➕NEARY, Sally Louise appointeddirector
- 2022-01-25📄resolutionresolution · RESOLUTIONS
- 2022-01-25📄memorandum-articlesincorporation · MA
- 2022-01-19📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2021-06-23📄accounts-with-accounts-type-smallaccounts · AA
- 2020-11-23📄accounts-with-accounts-type-smallaccounts · AA
- 2020-05-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-04-15🔓Charge satisfied #1
- 2014-01-15➕NEARY, Richard Michael appointedsecretary
- 2014-01-15➖WOODS, Richard Edwin resignedsecretary
- 2014-01-15➖WOODS, Richard Edwin resigneddirector
- 2007-10-16➖STALKER, John Joseph resignedsecretary
- 2007-10-16➕WOODS, Richard Edwin appointedsecretary
- 2007-10-16➖STALKER, John Joseph resigneddirector
- 2007-10-16➕WOODS, Richard Edwin appointeddirector
- 2007-10-16🔒Charge registered #1Lender: National Westminster Bank PLC
- 2002-10-11🏢Company incorporatedAs ABBA COMMERCIALS LIMITED
- 2002-10-11➕NEARY, Richard Michael appointeddirector
- 2002-10-11➕STALKER, John Joseph appointedsecretary
- 2002-10-11➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-10-11➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-10-11➕STALKER, John Joseph appointeddirector
- 2002-10-11➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2002-10-11➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Richard Michael Neary Individual · British · DOB 05/1967 · age 59 | — | 50–75% | 50-75% voting | 06/04/2016 |
Mrs Sally Louise Neary Individual · British · DOB 11/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/03/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 24HOURCARREPAIRS LTD→ 16892271 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 333 RACE TEAM LTD→ 11562932 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4SRC LIMITED→ 10975823 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A & D BODYSHOP LIMITED→ 04435663 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A & G GARAGES LIMITED→ 06855328 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| A & M (NORTHWEST) LTD→ 14021447 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A P FLEET SERVICES LIMITED→ 07297042 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A.N. AUTO REPAIRS LTD.→ 09599380 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AB AUTOGLAZE LTD→ 15693484 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AB AUTOS CAR AND COMMERCIAL REPAIR LTD→ 15259892 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABC TRAILER SOLUTIONS LIMITED→ 12720155 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACE MOBILE MECHANICS LTD→ 08082006 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-10-11
Jurisdictionengland-wales
Primary SIC45310 — SIC 45310
Registered office
Glebe Business Park
Lunts Heath Road
Widnes
Cheshire
WA8 5SQ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-07
Last: 2025-05-24
Officers (3 active · 6 resigned)
NEARY, Richard Michael→
Activesecretary · appointed 2014-01-15
View their other companies + combined net worth →
NEARY, Richard Michael→
Activedirector · ~59y · appointed 2002-10-11
View their other companies + combined net worth →
NEARY, Sally Louise→
Activedirector · ~63y · appointed 2022-04-06
View their other companies + combined net worth →
STALKER, John Joseph→
Resignedsecretary · appointed 2002-10-11 · resigned 2007-10-16
WOODS, Richard Edwin→
Resignedsecretary · appointed 2007-10-16 · resigned 2014-01-15
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-10-11 · resigned 2002-10-11
STALKER, John Joseph→
Resigneddirector · ~80y · appointed 2002-10-11 · resigned 2007-10-16
WOODS, Richard Edwin→
Resigneddirector · ~69y · appointed 2007-10-16 · resigned 2014-01-15
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2002-10-11 · resigned 2002-10-11
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 16/10/2007 | 15/04/2017 |
Recent filings (93 total)
accounts-with-accounts-type-small
accounts · AA
2025-07-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-02
accounts-with-accounts-type-small
accounts · AA
2024-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-28
accounts-with-accounts-type-small
accounts · AA
2023-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-05
memorandum-articles
incorporation · MA
2023-05-24
resolution
resolution · RESOLUTIONS
2023-05-24
capital-allotment-shares
capital · SH01
2023-01-12
capital-allotment-shares
capital · SH01
2023-01-11
accounts-with-accounts-type-small
accounts · AA
2022-05-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-05-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-24