ADJAYE/ASSOCIATES LIMITED
Opportunity 71/100 (strong), bankability 42/100. Strong seller-intent signal (80/100, director aged 60). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
6 live charges · 5 lenders · oldest 23.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.0 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Profit before tax | £-1.84M | £-720.2k |
| Average employees | 47 | 8500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (42 events)Click to expand
- 2025-12-12📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-17📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-25📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-13🔓Charge satisfied #5
- 2023-02-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-08🔒Charge registered #6Lender: National Westminster Bank PLC
- 2023-02-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-01🔓Charge satisfied #4
- 2023-01-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-16🔓Charge satisfied #3
- 2022-12-15📄accounts-with-accounts-type-fullaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-20📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2020-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-05🔒Charge registered #5Lender: Hsbc UK Bank PLC
- 2019-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-23📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2018-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-11-13🔓Charge satisfied #2
- 2015-11-13🔓Charge satisfied #1
- 2014-05-02🔒Charge registered #4Lender: Hsbc Bank PLC
- 2012-03-16➕TILLEY, Lucy appointedsecretary
- 2012-03-16➖ARINZEH, Ugo resignedsecretary
- 2010-09-03➕ARINZEH, Ugo appointedsecretary
- 2010-08-27➖BUXTON, Rupert resignedsecretary
- 2009-01-23🔒Charge registered #3Lender: David Frank Adjaye
- 2008-04-22🔒Charge registered #2Lender: National Westminster Bank PLC
- 2007-06-01➕BUXTON, Rupert appointedsecretary
- 2007-06-01➖JACOBY, Rebecca resignedsecretary
- 2006-06-16➕JACOBY, Rebecca appointedsecretary
- 2006-06-16➖WONG, Karen resignedsecretary
- 2003-05-15🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-01-01➕ADJAYE, David, Mr. appointeddirector
- 2003-01-01➕WONG, Karen appointedsecretary
- 2002-12-17🏢Company incorporatedAs ADJAYE/ASSOCIATES LIMITED
- 2002-12-17➕QA REGISTRARS LIMITED appointedcorporate-nominee-secretary
- 2002-12-17➖QA REGISTRARS LIMITED resignedcorporate-nominee-secretary
- 2002-12-17➕QA NOMINEES LIMITED appointedcorporate-nominee-director
- 2002-12-17➖QA NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "ADJAYE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med ·Companies House flags prior insolvency events. Review the insolvency filings for context.
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Adjaye Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Adjaye Holdings Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 08/02/2023 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 05/12/2019 | 13/02/2023 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 02/05/2014 | 01/02/2023 | |
| satisfied | David Frank Adjaye | Debenture | 1 property | 23/01/2009 | 16/01/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 22/04/2008 | 13/11/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 15/05/2003 | 13/11/2015 |