CHRISTIANS AGAINST POVERTY
🌳Matureactive
04655175 · private-limited-guarant-nsc-limited-exemption · incorporated 2003-02-03
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
12 live charges · 8 lenders · oldest 21.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.8 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
37 officers (13 active, 37 linked, 33 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
7 connected companies via shared directors
66
Filing history
157 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 2 officers
Last 90 days
2
filings
- • 2 officers
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (106 events)Click to expand
- 2026-06-01➕MANDER, Julian Stanier appointeddirector
- 2026-06-01➕PADFIELD, Alison Kathleen appointeddirector
- 2026-06-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-19📄accounts-with-accounts-type-fullaccounts · AA
- 2025-11-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-11➖HATTAM, Roger David resigneddirector
- 2025-09-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-23➕NUSSBAUM, David Simon Matthew appointeddirector
- 2025-04-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-28➖FROST, Matthew Adrian resigneddirector
- 2025-01-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-16🔓Charge satisfied #10
- 2024-12-18📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-06➖PEARCE, Lisa Annette resigneddirector
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-05➕ADEDOYIN, Folajimi Ayodele appointeddirector
- 2024-11-05➕ISHOLA, Olufemi Ayolomo appointeddirector
- 2024-11-05➕KEENE, Sandra Jane appointeddirector
- 2024-11-05➕MASKELL, Andrew James appointeddirector
- 2024-11-05➕SHEARD, Mark Robert, Mr. appointeddirector
- 2024-08-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-27➖OJIAKO, Ema Larai Diretnan resigneddirector
- 2024-08-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-19➖BLUNDELL, Joy Glayla resigneddirector
- 2024-08-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-06🔓Charge satisfied #9
- 2024-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-23➕PEARCE, Lisa Annette appointeddirector
- 2023-06-30➖PEARCE, Lisa Annette resigneddirector
- 2023-04-18➕MAWLE, Roger Nicholas appointeddirector
- 2023-04-18➕NICHOLAS-VILKAITIS, Catherine appointeddirector
- 2023-04-18➕WILLISON, Robin Bryan David appointeddirector
- 2022-10-25🔓Charge satisfied #3
- 2022-10-11➖GATES, Simon Barnaby resigneddirector
- 2022-01-15🔓Charge satisfied #8
- 2022-01-15🔓Charge satisfied #7
- 2021-09-16🔓Charge satisfied #5
- 2021-07-14🔒Charge registered #12Lender: Stewardship Services (Uket) Limited
- 2021-07-14🔒Charge registered #11Lender: Stewardship Services (Uket) Limited
- 2021-03-25➖MCDONALD, Chine resigneddirector
Showing most recent 50 of 106 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -12 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEF NPIF 2 YH LTD→ 15417617 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BEF(NW) LTD→ 15992353 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BH WEALTH MANAGEMENT LTD→ 17014233 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BRIGHTMINDS HR LTD→ 16868645 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BUSH INSURANCE SOLUTIONS LTD→ 09022855 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| C.R.E.A.M CAPITAL LIMITED→ 14766699 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CBF CAPITAL LTD→ 05363088 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| CHANGE THE FUTURE LTD→ 06617821 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CHERRYWISE LTD→ 15992921 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CHESTNUT FINANCE LIMITED→ 15995879 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLEARPATH PARAPLANNING LTD→ 16769512 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CLEVERLY PLANNED LIMITED→ 11930628 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated2003-02-03
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Jubilee House
1 Filey Street
Bradford
BD1 5LQ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-28
Last: 2025-08-14
Officers (13 active · 24 resigned)
BONFIELD, Stephen Richard→
Activesecretary · appointed 2017-03-01
View their other companies + combined net worth →
ADEDOYIN, Folajimi Ayodele→
Activedirector · ~55y · appointed 2024-11-05
View their other companies + combined net worth →
ISHOLA, Olufemi Ayolomo→
Activedirector · ~40y · appointed 2024-11-05
View their other companies + combined net worth →
KEENE, Sandra Jane→
Activedirector · ~72y · appointed 2024-11-05
View their other companies + combined net worth →
MANDER, Julian Stanier→
Activedirector · ~54y · appointed 2026-06-01
View their other companies + combined net worth →
MASKELL, Andrew James→
Activedirector · ~54y · appointed 2024-11-05
View their other companies + combined net worth →
MAWLE, Roger Nicholas→
Activedirector · ~46y · appointed 2023-04-18
View their other companies + combined net worth →
NICHOLAS-VILKAITIS, Catherine→
Activedirector · ~63y · appointed 2023-04-18
View their other companies + combined net worth →
NUSSBAUM, David Simon Matthew→
Activedirector · ~68y · appointed 2025-09-23
View their other companies + combined net worth →
PADFIELD, Alison Kathleen→
Activedirector · ~51y · appointed 2026-06-01
View their other companies + combined net worth →
PLEACE, Jane Kathleen Elizabeth→
Activedirector · ~55y · appointed 2017-11-30
View their other companies + combined net worth →
SHEARD, Mark Robert, Mr.→
Activedirector · ~67y · appointed 2024-11-05
View their other companies + combined net worth →
WILLISON, Robin Bryan David→
Activedirector · ~66y · appointed 2023-04-18
View their other companies + combined net worth →
CLARKSON, Robert Hollings→
Resignedsecretary · appointed 2003-02-03 · resigned 2007-10-01
THOGERSEN, Janet Elisabeth→
Resignedsecretary · appointed 2007-10-01 · resigned 2007-11-26
THOMAS, Andrew David→
Resignedsecretary · appointed 2007-11-26 · resigned 2017-03-01
AINGE, Philip George→
Resigneddirector · ~70y · appointed 2003-02-03 · resigned 2006-11-03
BLUNDELL, Joy Glayla→
Resigneddirector · ~47y · appointed 2017-09-28 · resigned 2024-08-19
CLARKSON, Robert Hollings→
Resigneddirector · ~70y · appointed 2003-02-03 · resigned 2007-10-01
FOSTER, Kathryn Ann→
Resigneddirector · ~54y · appointed 2012-11-29 · resigned 2015-11-23
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
2
Outstanding
1
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Stewardship Services (Uket) Stewardship Services (Uket) Limited | A registered charge | 1 property | 14/07/2021 | — | |
| outstanding | Stewardship Services (Uket) Stewardship Services (Uket) Limited | A registered charge | 1 property | 14/07/2021 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 18/12/2015 | 16/01/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 15/10/2015 | 06/08/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 15/10/2015 | 15/01/2022 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 11/07/2013 | 15/01/2022 | |
| satisfied | The Goshen Trust | Legal charge | 1 property | 29/01/2010 | 14/09/2013 | |
| satisfied | Kingdom Bank Kingdom Bank LTD | Legal charge | 1 property | 13/08/2009 | 16/09/2021 | |
| satisfied | Kingdom Bank Kingdom Bank Limited | Legal charge | 1 property | 29/06/2007 | 14/09/2013 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 24/11/2005 | 25/10/2022 | |
| satisfied | Albert George Dicken, Pauline Bernice Dicken, Jonathan Richard Dicken & Alison Dicken Eachbeing the Trustees of the Goshen Trust | Legal charge | 1 property | 21/04/2005 | 14/09/2013 | |
| satisfied | Albert George Dicken, Pauline Bernice Dicken and Jonathan Richard Dicken Trustees of the Goshentrust | Legal charge | 2 properties | 17/08/2004 | 14/09/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (157 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-06-01
appoint-person-director-company-with-name-date
officers · AP01
2026-06-01
accounts-with-accounts-type-full
accounts · AA
2025-11-19
termination-director-company-with-name-termination-date
officers · TM01
2025-11-12
appoint-person-director-company-with-name-date
officers · AP01
2025-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-14
termination-director-company-with-name-termination-date
officers · TM01
2025-04-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-16
accounts-with-accounts-type-full
accounts · AA
2024-12-18
termination-director-company-with-name-termination-date
officers · TM01
2024-11-07
appoint-person-director-company-with-name-date
officers · AP01
2024-11-06
appoint-person-director-company-with-name-date
officers · AP01
2024-11-06
appoint-person-director-company-with-name-date
officers · AP01
2024-11-06
appoint-person-director-company-with-name-date
officers · AP01
2024-11-06