BIBBYS OF HALIFAX LIMITED
🌳Matureactive
04663314 · ltd · incorporated 2003-02-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£393.3k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Manufacture of metal structures and parts of structures
Sector: Manufacturing
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 53). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 22.2y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 22.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £393,256
Net assets shrinking
Down £63,541 YoY
Cash draining
Cash down 42% YoY
Cash YoY
-42%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£249k
↓ 42% YoY
Net Worth
£393k
↓ 14% YoY
Current Assets
£644k
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £400.2k | £474.8k |
| Current assets | £644.4k | £646.8k |
| Cash | £249.0k | £426.2k |
| Debtors | £144.4k | £60.6k |
| Net assets | £393.3k | £456.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-07🔓Charge satisfied #5
- 2020-09-07🔓Charge satisfied #4
- 2020-09-07🔓Charge satisfied #3
- 2020-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-02-10📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-03-08🔒Charge registered #5Lender: Barclays Security Trustee Limited
- 2014-04-28🔒Charge registered #4Lender: Barclays Bank PLC
- 2011-09-22🔒Charge registered #3Lender: Barclays Bank PLC
- 2005-12-09🔓Charge satisfied #1
- 2005-10-07🔒Charge registered #2Lender: Barclays Bank PLC
- 2004-10-19➕INMAN, Rebecca appointedsecretary
- 2004-10-19➖INMAN, Victoria Ann resignedsecretary
- 2004-04-08🔒Charge registered #1Lender: Envoyjade Limited
- 2003-11-17➕INMAN, Victoria Ann appointeddirector
- 2003-02-11🏢Company incorporatedAs BIBBYS OF HALIFAX LIMITED
- 2003-02-11➕INMAN, Matthew Anthony appointeddirector
- 2003-02-11➕INMAN, Victoria Ann appointedsecretary
- 2003-02-11➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2003-02-11➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2003-02-11➕INSTANT COMPANIES LIMITED appointedcorporate-nominee-director
- 2003-02-11➖INSTANT COMPANIES LIMITED resignedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew Anthony Inman Individual · British · DOB 09/1974 · age 52 | 25–50% | — | board control25-50% shares · board control · firm interest | 01/06/2016 |
Miss Victoria Ann Inman Individual · British · DOB 02/1973 · age 53 | 25–50% | — | board control25-50% shares · board control · firm interest | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CAL JEWELLERY LIMITED→ 15695795 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CALDER SCREEN LIMITED→ 16831132 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAP LINERS LIMITED→ 00894305 · est 1966 · no financials extracted | — | — | — | — | 59y | — | — |
| CHRISINDEN LTD→ 16987926 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CPM GROUP LIMITED→ 01005164 · est 1971 · no financials extracted | — | — | — | — | 55y | — | — |
| CRAIG ENGINEERING (HX) LIMITED→ 09176155 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CRANBROOK MILL LIMITED→ 01325224 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| CRYPTO PEERLESS LIMITED→ 03221416 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| CUBE PACKAGING SOLUTIONS LTD→ 15882606 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CUSTOM DESIGNS UK LIMITED→ 09313033 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CUSTOM SPORTS VANS LIMITED→ 14958579 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CUSTOMISED SEWING SERVICES LTD→ 08359507 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-02-11
Jurisdictionengland-wales
Primary SIC25110 — Manufacture of metal structures and parts of structures
Registered office
Jasper Street Works
Queens Road
Halifax
West Yorkshire
HX1 4NT
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-02-24
Last: 2026-02-10
Officers (3 active · 3 resigned)
Active
INMAN, Matthew Anthony→
Activedirector · ~52y · appointed 2003-02-11
View their other companies + combined net worth →
INMAN, Victoria Ann→
Activedirector · ~53y · appointed 2003-11-17
View their other companies + combined net worth →
INMAN, Victoria Ann→
Resignedsecretary · appointed 2003-02-11 · resigned 2004-10-19
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-02-11 · resigned 2003-02-11
INSTANT COMPANIES LIMITED→
Resignedcorporate-nominee-director · appointed 2003-02-11 · resigned 2003-02-11
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 08/03/2019 | 07/09/2020 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 28/04/2014 | 07/09/2020 | |
| satisfied | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 22/09/2011 | 07/09/2020 | |
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 07/10/2005 | — | |
| satisfied | Envoyjade Envoyjade Limited | Debenture | 2 properties | 08/04/2004 | 09/12/2005 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (78 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-23
change-person-director-company-with-change-date
officers · CH01
2023-02-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2020-09-07