ARC LEGAL ASSISTANCE LIMITED

🌳Matureactive

04672894 · ltd · incorporated 2003-02-20

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 22.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 22.9y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 22.9 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 23/100 — clean.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

11 officers (2 active, 11 linked, 10 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

4 connected companies via shared directors

Filing history

92 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 officers

Last 180 days

filings

• 2 officers
• 1 confirmation-statement
• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (43 events)Click to expand

2026-04-30
➖
TAYLOR, Lee resigned
director
2026-04-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-02-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-05
➕
LAW, Ashley Thomas appointed
director
2025-12-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-04
🔒
Charge registered #2
Lender: Wilmington Trust, National Association
2025-11-27
➕
DECTER, Jacob Nathaniel appointed
director
2025-11-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-27
📄
change-account-reference-date-company-current-extended
accounts · AA01
2025-11-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-06
➖
WOMACK, Michael Grady resigned
director
2025-10-21
➖
HARVEY, Peter Jonathan resigned
director
2025-10-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-06
📄
accounts-with-accounts-type-full
accounts · AA
2025-01-31
➕
TAYLOR, Lee appointed
director
2025-01-31
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-01
➖
O'MALLEY, Francis Brendan resigned
director
2024-08-16
📄
accounts-with-accounts-type-full
accounts · AA
2024-02-27
➖
WILLIAMS, Matthew David resigned
director
2024-02-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-10-11
📄
accounts-with-accounts-type-full
accounts · AA
2022-11-04
📄
accounts-with-accounts-type-full
accounts · AA
2022-02-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-02-01
➕
WOMACK, Michael Grady appointed
director
2021-10-14
📄
accounts-with-accounts-type-full
accounts · AA
2021-02-23
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2020-08-14
📄
accounts-with-accounts-type-full
accounts · AA
2020-03-12
➖
CADLE, Jeremy Edward resigned
director
2020-03-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-08-13
➕
CADLE, Jeremy Edward appointed
director
2019-06-24
➕
HARVEY, Peter Jonathan appointed
director
2019-04-30
➖
WITHERS, Helen Margaret resigned
secretary
2019-04-30
➖
WITHERS, Helen Margaret resigned
director
2017-12-31
➖
FINAN, Richard Christopher resigned
director
2016-09-14
➕
WILLIAMS, Matthew David appointed
director
2012-12-22
🔓
Charge satisfied #1
2003-07-10
🔒
Charge registered #1
Lender: Golden Pond Corporation Nv
2003-02-20
🏢
Company incorporated
As ARC LEGAL ASSISTANCE LIMITED
2003-02-20
➕
WITHERS, Helen Margaret appointed
secretary
2003-02-20
➕
FINAN, Richard Christopher appointed
director
2003-02-20
➕
O'MALLEY, Francis Brendan appointed
director
2003-02-20
➕
WITHERS, Helen Margaret appointed
director

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: HARVEY, Peter Jonathan resigned 2025-10-21; TAYLOR, Lee resigned 2026-04-30; WOMACK, Michael Grady resigned 2025-11-06

Group structure

Amt Intermediaries Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Amt Intermediaries Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

ARC LEGAL ASSISTANCE LIMITED

This company · 04672894

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Amt Intermediaries Limited Corporate entity	75–100%	—	75-100% shares	14/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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1697 LIMITED→ 10388253 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
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AHBCOMPANY LTD→ 11510325 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
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AJAX WEALTH MANAGEMENT LIMITED→ 11147499 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ANDREW CASEY FINANCIAL SERVICES LTD→ 08115313 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
APPLEBY WEALTH MANAGEMENT LTD→ 11180852 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ARLINGTON INVESTMENT MANAGEMENT LIMITED→ 06361935 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
ARMA KARMA LIMITED→ 12002692 · est 2019 · no financials extracted	—	—	—	—	6y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2003-02-20

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

The Gatehouse Lodge Park

Lodge Lane

Colchester

Essex

CO4 5NE

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-03-06

Last: 2026-02-20

Officers (2 active · 9 resigned)

DECTER, Jacob Nathaniel→

director · ~36y · appointed 2025-11-27

View their other companies + combined net worth →

Active

LAW, Ashley Thomas→

director · ~46y · appointed 2026-02-05

View their other companies + combined net worth →

Active

WITHERS, Helen Margaret→

secretary · appointed 2003-02-20 · resigned 2019-04-30

Resigned

CADLE, Jeremy Edward→

director · ~61y · appointed 2019-08-13 · resigned 2020-03-12

Resigned

FINAN, Richard Christopher→

director · ~52y · appointed 2003-02-20 · resigned 2017-12-31

Resigned

HARVEY, Peter Jonathan→

director · ~52y · appointed 2019-06-24 · resigned 2025-10-21

Resigned

O'MALLEY, Francis Brendan→

director · ~60y · appointed 2003-02-20 · resigned 2024-10-01

Resigned

TAYLOR, Lee→

director · ~57y · appointed 2025-01-31 · resigned 2026-04-30

Resigned

WILLIAMS, Matthew David→

director · ~61y · appointed 2016-09-14 · resigned 2024-02-27

Resigned

WITHERS, Helen Margaret→

director · ~66y · appointed 2003-02-20 · resigned 2019-04-30

Resigned

WOMACK, Michael Grady→

director · ~55y · appointed 2022-02-01 · resigned 2025-11-06

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Wilmington Trust, National Association	A registered charge	1 property	04/12/2025	—
	satisfied	Golden Pond Corporation Nv	Debenture	1 property	10/07/2003	22/12/2012

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (92 total)

termination-director-company-with-name-termination-date

officers · TM01

2026-04-30

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-03-03

appoint-person-director-company-with-name-date

officers · AP01

2026-02-18

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2025-12-09

appoint-person-director-company-with-name-date

officers · AP01

2025-11-27

change-account-reference-date-company-current-extended

accounts · AA01

2025-11-27

termination-director-company-with-name-termination-date

officers · TM01

2025-11-11

termination-director-company-with-name-termination-date

officers · TM01

2025-10-21

accounts-with-accounts-type-full

accounts · AA

2025-10-06

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-03-06

appoint-person-director-company-with-name-date

officers · AP01

2025-01-31

termination-director-company-with-name-termination-date

officers · TM01

2024-10-15

accounts-with-accounts-type-full

accounts · AA

2024-08-16

termination-director-company-with-name-termination-date

officers · TM01

2024-02-27

confirmation-statement-with-updates

confirmation-statement · CS01

2024-02-23