4TH DIMENSION INNOVATION LIMITED
🌳Matureactive
04673404 · ltd · incorporated 2003-02-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and acceptable with review structure.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
9 live charges · 5 lenders · oldest 23.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.0 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 7 with DOB)
84
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
- 2025-12-17📄accounts-with-accounts-type-groupaccounts · AA
- 2024-12-31📄accounts-with-accounts-type-groupaccounts · AA
- 2023-12-30📄accounts-with-accounts-type-groupaccounts · AA
- 2023-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-31📄accounts-with-accounts-type-groupaccounts · AA
- 2022-10-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-26🔓Charge satisfied #9
- 2022-07-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-07🔒Charge registered #9Lender: Lloyds Bank PLC
- 2022-06-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-27🔒Charge registered #8Lender: Secure Trust Bank PLC
- 2022-06-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-16🔓Charge satisfied #4
- 2022-04-04📄accounts-with-accounts-type-groupaccounts · AA
- 2021-05-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-05-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-19🔓Charge satisfied #5
- 2021-05-11📄accounts-with-accounts-type-groupaccounts · AA
- 2020-02-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-12-31📄accounts-with-accounts-type-groupaccounts · AA
- 2019-12-05➖FOSTER, Victoria resigneddirector
- 2019-03-01🔓Charge satisfied #6
- 2018-12-31🔒Charge registered #7Lender: Lloyds Bank PLC
- 2018-09-19🔒Charge registered #6Lender: Lloyds Bank PLC
- 2018-06-20➖LOBB, Gary Leonard resigneddirector
- 2017-11-17➖MOORE, Robin William resigneddirector
- 2017-04-05➕LOBB, Gary Leonard appointeddirector
- 2017-04-03➕OLDFIELD, Matt appointeddirector
- 2012-12-10🔓Charge satisfied #3
- 2012-12-10🔓Charge satisfied #2
- 2012-04-11➕MOORE, Robin William appointeddirector
- 2012-02-22➖FARR, Gordon resigneddirector
- 2010-10-01➕FARR, Gordon appointeddirector
- 2010-01-05➖BINKS, Warwick Frederick resigneddirector
- 2009-05-01🔒Charge registered #5Lender: Lloyds Tsb Bank PLC
- 2009-03-23🔒Charge registered #4Lender: Lloyds Tsb Commercial Finance Limited
- 2009-02-23➕FOSTER, Victoria appointeddirector
- 2008-12-05🔒Charge registered #3Lender: Allen Glanville Holdings Limited
- 2008-12-05🔒Charge registered #2Lender: Allen Glanville Holdings Limited
- 2003-04-29🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2003-02-20🏢Company incorporatedAs 4TH DIMENSION INNOVATION LIMITED
- 2003-02-20➕FOSTER, Neil Colin appointedsecretary
- 2003-02-20➕FOSTER, Neil Colin appointeddirector
- 2003-02-20➕EDEN SECRETARIES LIMITED appointedcorporate-secretary
- 2003-02-20➖EDEN SECRETARIES LIMITED resignedcorporate-secretary
- 2003-02-20➕BINKS, Warwick Frederick appointeddirector
- 2003-02-20➕GLASSMILL LIMITED appointedcorporate-director
Showing most recent 50 of 51 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Neil Colin Foster Individual · British · DOB 08/1967 · age 59 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mr Anthony Chapman Individual · British · DOB 06/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/08/2023 |
1 historic (ceased) PSC
- Ms Victoria Fosterceased 23/08/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1.5 DEGREE INVESTMENTS LTD→ 15511875 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 16PW CONSULTING LIMITED→ 16490438 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 FREE HIPPIES LTD→ 16274324 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 32 DREAMS LIMITED→ 14067605 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3L SECURITY SERVICES LIMITED→ 16222074 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3SIXTY FINANCIAL LIMITED→ 03628395 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| 404 RESOURCE NOT FOUND LTD→ 09033700 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 6TH SENSE TRADING LTD→ 07162457 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| A BLUE CEDAR LTD→ 16562524 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A2Z BRIDGING LIMITED→ 11317380 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A2Z LENDING LTD→ 15905076 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARON COVER LTD→ 14644220 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-02-20
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
5 Alpha Way
Thorpe Industrial Estate
Egham
Surrey
TW20 8RZ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-07
Last: 2025-08-24
Officers (3 active · 7 resigned)
FOSTER, Neil Colin→
Activesecretary · appointed 2003-02-20
View their other companies + combined net worth →
FOSTER, Neil Colin→
Activedirector · ~59y · appointed 2003-02-20
View their other companies + combined net worth →
OLDFIELD, Matt→
Activedirector · ~50y · appointed 2017-04-03
View their other companies + combined net worth →
EDEN SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2003-02-20 · resigned 2003-02-20
BINKS, Warwick Frederick→
Resigneddirector · ~57y · appointed 2003-02-20 · resigned 2010-01-05
FARR, Gordon→
Resigneddirector · ~66y · appointed 2010-10-01 · resigned 2012-02-22
FOSTER, Victoria→
Resigneddirector · ~54y · appointed 2009-02-23 · resigned 2019-12-05
LOBB, Gary Leonard→
Resigneddirector · ~51y · appointed 2017-04-05 · resigned 2018-06-20
MOORE, Robin William→
Resigneddirector · ~63y · appointed 2012-04-11 · resigned 2017-11-17
GLASSMILL LIMITED→
Resignedcorporate-director · appointed 2003-02-20 · resigned 2003-02-20
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
3
Outstanding
2
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 07/07/2022 | 26/10/2022 | |
| outstanding | Secure Trust Bank Secure Trust Bank PLC | A registered charge | — | 27/06/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 31/12/2018 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 19/09/2018 | 01/03/2019 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 01/05/2009 | 19/05/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 23/03/2009 | 16/06/2022 | |
| satisfied | Allen Glanville Holdings Allen Glanville Holdings Limited | Deed recording terms of a rent deposit | 1 property | 05/12/2008 | 10/12/2012 | |
| satisfied | Allen Glanville Holdings Allen Glanville Holdings Limited | Deed recording terms of a rent deposit | 1 property | 05/12/2008 | 10/12/2012 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture deed | 1 property | 29/04/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (92 total)
accounts-with-accounts-type-group
accounts · AA
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-04
accounts-with-accounts-type-group
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-06
accounts-with-accounts-type-group
accounts · AA
2023-12-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-08
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-12-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-12-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-21
accounts-with-accounts-type-group
accounts · AA
2022-12-31
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-29
mortgage-satisfy-charge-full
mortgage · MR04
2022-06-16