A2Z LENDING LTD

🌱Startupactive
15905076 · ltd · incorporated 2024-08-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Aug 2025
Net worth
£-160
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 70/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Negative net assets
Liabilities exceed assets by £160

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
-£160
Current Assets
£300
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-08-31
Total assets£-160
Current assets£300
Net assets£-160

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
  1. 2026-05-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-08-20
    📄
    capital-allotment-shares
    capital · SH01
  3. 2024-08-20
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2024-08-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2024-08-19
    🏢
    Company incorporated
    As A2Z LENDING LTD
  6. 2024-08-19
    ABBAS, Syed Ali appointed
    director
  7. 2024-08-19
    KAKOL, Jimeet Singh appointed
    director
  8. 2024-08-19
    KAPOOR, Jaskaran Singh appointed
    director
  9. 2024-08-19
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Young company: Only 1.9 years old — management layer unlikely to be developed.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Jaskaran Singh Kapoor
Individual · British · DOB 12/1991 · age 35
2550%
25–50%board control25-50% shares · 25-50% voting · board control19/08/2024
Jimeet Singh Kakol
Individual · Dutch · DOB 07/2000 · age 26
2550%
25–50%board control25-50% shares · 25-50% voting · board control19/08/2024
Mr Syed Ali Abbas
Individual · British · DOB 12/1989 · age 37
2550%
25–50%board control25-50% shares · 25-50% voting · board control19/08/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2024-08-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

500 Great West Road
Hounslow
TW5 0TE
United Kingdom

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30

Officers (3 active · 0 resigned)

ABBAS, Syed Ali
director · ~37y · appointed 2024-08-19
View their other companies + combined net worth →
Active
KAKOL, Jimeet Singh
director · ~26y · appointed 2024-08-19
View their other companies + combined net worth →
Active
KAPOOR, Jaskaran Singh
director · ~35y · appointed 2024-08-19
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (8 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-20
capital-allotment-shares
capital · SH01
2024-08-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-08-20
appoint-person-director-company-with-name-date
officers · AP01
2024-08-20
incorporation-company
incorporation · NEWINC
2024-08-19