ATM SERVICES LIMITED
🌳Matureactive
04682264 · ltd · incorporated 2003-02-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
10 live charges · 9 lenders · oldest 22.1y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 22.1 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
26 officers (4 active, 26 linked, 20 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
128 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (90 events)Click to expand
- 2025-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-29➕KING, David Michael appointeddirector
- 2025-10-29➖FEHL, Peter Jepson resigneddirector
- 2025-10-01📄accounts-with-accounts-type-fullaccounts · AA
- 2025-08-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-01➕HALLOWS, Shannon appointeddirector
- 2025-08-01➕FEHL, Peter Jepson appointeddirector
- 2025-08-01➖PARKS, James Kristian resigneddirector
- 2025-08-01➖WOOLLEY, Mark Andrew resigneddirector
- 2025-03-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-27➕CLEMENT, Benjamin James appointeddirector
- 2025-02-21➖RAY, Anthony John resigneddirector
- 2024-12-11📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-12-10📄gazette-notice-compulsorygazette · GAZ1
- 2024-12-04📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-01➕RAY, Anthony John appointeddirector
- 2023-03-17📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-11-25📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-09➕MAKARITIS, Stavros appointeddirector
- 2022-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-05🔓Charge satisfied #10
- 2022-10-03➖BOWCOCK, Philip resigneddirector
- 2022-10-03➖MAKARITIS, Stavros resigneddirector
- 2022-10-03➕PARKS, James Kristian appointeddirector
- 2022-10-03➕WOOLLEY, Mark Andrew appointeddirector
- 2022-02-01➕MAKARITIS, Stavros appointeddirector
- 2021-10-01➕BOWCOCK, Philip appointeddirector
- 2021-09-20➖MCNAMARA, Peter Denis resigneddirector
- 2020-01-27➖CONSTABLE, Nigel Paul resignedsecretary
- 2020-01-27➖CONSTABLE, Nigel Paul resigneddirector
- 2016-03-26🔓Charge satisfied #9
- 2016-03-26🔓Charge satisfied #8
- 2016-03-21🔒Charge registered #10Lender: Ares Management Limited (As Security Agent for the Beneficiaries)
- 2014-08-22🔒Charge registered #9Lender: Ge Corporate Finance Bank Sas. London Branch (As Security Agent for the Beneficiaries)
- 2014-02-04🔓Charge satisfied #7
- 2014-01-31🔒Charge registered #8Lender: Ge Corporate Finance Bank Sas, London Branch (In Its Capacity as Security Agent and Trustee for the Beneficiaries)
- 2012-05-31🔓Charge satisfied #6
- 2012-05-23🔒Charge registered #7Lender: Ge Corporate Finance Bank Sas,London Branch (As Security Agent)
- 2011-03-15🔓Charge satisfied #5
Showing most recent 50 of 90 events
Owner dependency
40/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
2 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FEHL, Peter Jepson resigned 2025-10-29; PARKS, James Kristian resigned 2025-08-01; WOOLLEY, Mark Andrew resigned 2025-08-01
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Notemachine Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Notemachine Limited
Corporate parent · holds 75-100% shares · board control
⬇
ATM SERVICES LIMITED
This company · 04682264
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Notemachine Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADAM LEWIS FIRST IN MORTGAGES LTD→ 16301001 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBER SHIELD FINANCE LTD→ 15512614 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AMPLE MORTGAGES LIMITED→ 12528571 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AUGUST THREE INVESTMENT LTD→ 09883253 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BAAZ INVESTMENT LIMITED→ 15967070 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEACHAM'S ELITE MORTGAGES LIMITED→ 08686477 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BEAR STERLING LIMITED→ 09639892 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BEAUFORCE CORPORATION LIMITED→ 04322103 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BENJAMIN WALKER LTD→ 15244345 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BETTER PAYMENT SOLUTIONS LIMITED→ 13021589 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BLACKROCK MORTGAGES & PROTECTION LIMITED→ 17095112 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BLESTIUM FINANCIAL SERVICES LTD.→ 12831092 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-02-28
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Russell House
Elvicta Business Park
Crickhowell
Powys
NP8 1DF
Filing status
Accounts
Next due: 2026-09-29
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-04
Last: 2026-02-18
Officers (4 active · 22 resigned)
CLEMENT, Benjamin James→
Activedirector · ~37y · appointed 2025-02-27
View their other companies + combined net worth →
HALLOWS, Shannon→
Activedirector · ~42y · appointed 2025-08-01
View their other companies + combined net worth →
KING, David Michael→
Activedirector · ~53y · appointed 2025-10-29
View their other companies + combined net worth →
MAKARITIS, Stavros→
Activedirector · ~57y · appointed 2022-11-09
View their other companies + combined net worth →
CONSTABLE, Nigel Paul→
Resignedsecretary · appointed 2008-06-27 · resigned 2020-01-27
DIXON, William John→
Resignedsecretary · appointed 2006-04-29 · resigned 2007-09-12
FOORD, Paul James→
Resignedsecretary · appointed 2007-09-12 · resigned 2008-01-31
OGDEN, Kath→
Resignedsecretary · appointed 2003-02-28 · resigned 2006-04-29
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-02-28 · resigned 2003-02-28
BOWCOCK, Philip→
Resigneddirector · ~58y · appointed 2021-10-01 · resigned 2022-10-03
CARTWRIGHT, Paul Ian→
Resigneddirector · ~65y · appointed 2006-08-22 · resigned 2008-07-15
CONSTABLE, Nigel Paul→
Resigneddirector · ~70y · appointed 2006-11-22 · resigned 2020-01-27
DIXON, William John→
Resigneddirector · ~74y · appointed 2005-12-05 · resigned 2007-09-12
EVANS, Charles Edward→
Resigneddirector · ~57y · appointed 2006-11-22 · resigned 2008-07-15
FEHL, Peter Jepson→
Resigneddirector · ~53y · appointed 2025-08-01 · resigned 2025-10-29
MAKARITIS, Stavros→
Resigneddirector · ~57y · appointed 2022-02-01 · resigned 2022-10-03
MCNAMARA, Peter Denis→
Resigneddirector · ~75y · appointed 2006-08-22 · resigned 2021-09-20
OGDEN, Kath→
Resigneddirector · ~59y · appointed 2003-02-28 · resigned 2006-04-29
PARKS, James Kristian→
Resigneddirector · ~58y · appointed 2022-10-03 · resigned 2025-08-01
RAY, Anthony John→
Resigneddirector · ~59y · appointed 2024-02-01 · resigned 2025-02-21
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
0
Outstanding
0
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Ares Management (As Security Agent for the Beneficiaries) Ares Management Limited (As Security Agent for the Beneficiaries) | A registered charge | 1 property | 21/03/2016 | 05/10/2022 | |
| satisfied | Ge Corporate Finance Bank Sas. London Branch (As Security Agent for the Beneficiaries) | A registered charge | — | 22/08/2014 | 26/03/2016 | |
| satisfied | Ge Corporate Finance Bank Sas, London Branch (In Its Capacity as Security Agent and Trustee for the Beneficiaries) | A registered charge | 1 property | 31/01/2014 | 26/03/2016 | |
| satisfied | Ge Corporate Finance Bank Sas,London Branch (As Security Agent) | Deed of accession and charge | 1 property | 23/05/2012 | 04/02/2014 | |
| satisfied | Barclays Barclays Bank PLC | Security agreement | 1 property | 10/12/2010 | 31/05/2012 | |
| satisfied | Barclays Barclays Bank PLC as Security Trustee for the Finance Parties (The Security Trustee) | Guarantee & debenture | 1 property | 24/01/2007 | 15/03/2011 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 06/10/2004 | 16/07/2007 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Omnibus guarantee and set-off agreement | 1 property | 06/10/2004 | 16/07/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 11/06/2004 | 13/06/2006 | |
| satisfied | Welsh Development Agency | Legal charge | 1 property | 05/05/2004 | 02/12/2010 |
Recent filings (128 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-05
termination-director-company-with-name-termination-date
officers · TM01
2025-10-31
appoint-person-director-company-with-name-date
officers · AP01
2025-10-31
accounts-with-accounts-type-full
accounts · AA
2025-10-01
termination-director-company-with-name-termination-date
officers · TM01
2025-08-20
termination-director-company-with-name-termination-date
officers · TM01
2025-08-20
appoint-person-director-company-with-name-date
officers · AP01
2025-08-20
appoint-person-director-company-with-name-date
officers · AP01
2025-08-20
termination-director-company-with-name-termination-date
officers · TM01
2025-03-22
change-person-director-company-with-change-date
officers · CH01
2025-03-22
appoint-person-director-company-with-name-date
officers · AP01
2025-03-21
change-person-director-company-with-change-date
officers · CH01
2025-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03
gazette-filings-brought-up-to-date
gazette · DISS40
2024-12-11
gazette-notice-compulsory
gazette · GAZ1
2024-12-10