3K PROPERTY INVESTMENTS LIMITED
🌳Matureactive
04693003 · ltd · incorporated 2003-03-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£39
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 76-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
19 live charges · 7 lenders · oldest 22.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 22.9 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £39
Net assets shrinking
Down £1,036 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£39
↓ 96% YoY
Current Assets
£37k
↑ 39% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £13.7k | £15.7k |
| Current assets | £37.0k | £26.7k |
| Net assets | £39 | £1.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
- 2025-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-23🔓Charge satisfied #16
- 2021-08-23🔓Charge satisfied #15
- 2021-08-23🔓Charge satisfied #13
- 2021-08-23🔓Charge satisfied #10
- 2021-08-23🔓Charge satisfied #9
- 2021-08-23🔓Charge satisfied #8
- 2021-08-23🔓Charge satisfied #5
- 2021-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-24🔒Charge registered #19Lender: Together Commercial Finance Limited
- 2021-03-24🔒Charge registered #18Lender: Together Commercial Finance Limited
- 2021-02-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-12-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-31🔒Charge registered #17Lender: Charter Court Financial Services Limited
- 2008-08-27🔒Charge registered #16Lender: Mortgage Express
- 2008-06-03🔒Charge registered #15Lender: Capital Home Loans Limited
- 2007-10-08🔒Charge registered #14Lender: Capital Home Loans Limited
- 2007-02-09🔒Charge registered #13Lender: Paragon Mortgages Limited
- 2007-02-09🔒Charge registered #12Lender: Paragon Mortgages Limited
- 2007-02-09🔒Charge registered #11Lender: Paragon Mortgages Limited
- 2005-03-24🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 2005-02-25🔓Charge satisfied #4
- 2005-02-14🔒Charge registered #9Lender: National Westminster Bank PLC
- 2005-02-11🔓Charge satisfied #3
- 2005-02-11🔓Charge satisfied #2
- 2005-01-28🔒Charge registered #8Lender: Mortgage Express
- 2005-01-28🔒Charge registered #7Lender: Mortgage Express
- 2005-01-27🔒Charge registered #6Lender: Mortgage Express
- 2004-05-29🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2004-05-27🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2003-08-22🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2003-06-30🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2003-06-30🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2003-03-11🏢Company incorporatedAs 3K PROPERTY INVESTMENTS LIMITED
- 2003-03-11➕KHANIJAU, Neelam appointedsecretary
- 2003-03-11➕KHANIJAU, Balbir Singh appointeddirector
- 2003-03-11➕KHANIJAY, Gibby appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 76 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Balbir Singh Khanijau Individual · British · DOB 01/1950 · age 76 | 25–50% | — | 25-50% shares | 01/02/2021 |
Mr Gibby Khanijay Individual · British · DOB 01/1971 · age 55 | 25–50% | — | 25-50% shares | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1TO20 SPRINGFIELD LIMITED→ 15363508 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 2712 PROPERTIES LIMITED→ 14777261 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 29HILLCREST LIMITED→ 15363636 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 337 PRESCOT ROAD LTD→ 16621469 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 360 DEGREES MGT LTD→ 12321260 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 365 MAINTAIN LIMITED→ 14979827 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 3JE LTD→ 15478470 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 4 B PROPERTY SOLUTIONS LIMITED→ 17125464 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 4 COLLEGE PATH FORMBY MANAGEMENT COMPANY LIMITED→ 04458559 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| 4 DSW LIMITED→ 09619615 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 4 PRINCES AVENUE MANAGEMENT COMPANY LIMITED→ 04545480 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| 4 SPORTS COMMERCIAL LTD→ 16959508 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-03-11
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
270 Allerton Road
Mossley Hill
Liverpool
L18 6JP
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-25
Last: 2026-03-11
Officers (3 active · 0 resigned)
Active
KHANIJAU, Balbir Singh→
Activedirector · ~76y · appointed 2003-03-11
View their other companies + combined net worth →
KHANIJAY, Gibby→
Activedirector · ~55y · appointed 2003-03-11
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
19
Total charges
9
Outstanding
6
Active lenders
Status:Lender:19 of 19 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 24/03/2021 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 24/03/2021 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 31/07/2018 | — | |
| satisfied | Mortgage Express | Mortgage | 1 property | 27/08/2008 | 23/08/2021 | |
| satisfied | Capital Home Loans Capital Home Loans Limited | Deed of charge | 1 property | 03/06/2008 | 23/08/2021 | |
| outstanding | Capital Home Loans Capital Home Loans Limited | Deed of charge | 1 property | 08/10/2007 | — | |
| satisfied | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 09/02/2007 | 23/08/2021 | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 09/02/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 09/02/2007 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 24/03/2005 | 23/08/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 14/02/2005 | 23/08/2021 | |
| satisfied | Mortgage Express | Mortgage deed | 1 property | 28/01/2005 | 23/08/2021 | |
| outstanding | Mortgage Express | Mortgage deed | 1 property | 28/01/2005 | — | |
| outstanding | Mortgage Express | Mortgage deed | 1 property | 27/01/2005 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 29/05/2004 | 23/08/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 27/05/2004 | 25/02/2005 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 22/08/2003 | 11/02/2005 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 30/06/2003 | 11/02/2005 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 30/06/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (86 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-09
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-23
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-23
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-23
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-23
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-23