A J SENIOR LIMITED
🌳Matureactive
04697331 · ltd · incorporated 2003-03-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 16.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 73-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 16.3y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 16.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 5 with DOB)
81
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-04-22📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-04-20📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-04-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-16➕SHARMAN, Tabitha appointedsecretary
- 2026-03-16➖SENIOR, Philip James Wood resignedsecretary
- 2025-10-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-02🔒Charge registered #4Lender: Atom Bank PLC
- 2025-10-02🔒Charge registered #3Lender: Atom Bank PLC
- 2025-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-30📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-10-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-06➖SALKELD, Cecilia Jane resignedsecretary
- 2024-04-06➕SENIOR, Philip James Wood appointedsecretary
- 2023-09-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-18🔓Charge satisfied #2
- 2023-09-18🔓Charge satisfied #1
- 2023-08-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-24📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-09➕SENIOR, Philip James Wood appointeddirector
- 2016-02-17➖SENIOR, Andrew James resigneddirector
- 2013-01-29➕SENIOR, Vivien Catherine Maud appointeddirector
- 2011-03-22➕SALKELD, Cecilia Jane appointeddirector
- 2011-01-06🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2010-03-26🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2003-05-14➕SALKELD, Cecilia Jane appointedsecretary
- 2003-05-14➖TULIP, Claire Louise resignedsecretary
- 2003-05-14➖DYSON, Roger Kenneth resigneddirector
- 2003-05-14➕SENIOR, Andrew James appointeddirector
- 2003-03-13🏢Company incorporatedAs A J SENIOR LIMITED
- 2003-03-13➕TULIP, Claire Louise appointedsecretary
- 2003-03-13➕DYSON, Roger Kenneth appointeddirector
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "SENIOR" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Vivien Catherine Maud Senior Individual · British · DOB 04/1990 · age 36 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/04/2024 |
Philip James Wood Senior Individual · British · DOB 12/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/04/2024 |
Cecilia Jane Salkeld Individual · British · DOB 04/1953 · age 73 | — | — | board controlboard control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A H PROPERTIES IDEAL LTD→ 12123355 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A H S DEVELOPMENTS LIMITED→ 16898026 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A. JONES PROPERTY HOLDINGS LTD→ 14043696 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A.I.A.M INVESTMENTS LIMITED→ 16687496 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A.K.A PROPERTIES (HUDDERSFIELD) LTD→ 14765893 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADILS PROPERTIES LIMITED→ 11359132 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AGL RESIDENTIAL LTD→ 16604903 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AH INVESTMENT GROUP LTD→ 16900070 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHH PROPERTY LTD→ 16595198 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHI AURIN LIMITED→ 15953986 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AHI PROPERTIES LTD→ 13133901 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AHMAD & MUSAZAI PROPERTY LTD→ 16953500 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-03-13
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O Hebblethwaites 2 Westbrook Court
Sharrow Vale Road
Sheffield
South Yorkshire
S11 8YZ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-02
Last: 2026-04-18
Officers (4 active · 5 resigned)
Active
SALKELD, Cecilia Jane→
Activedirector · ~73y · appointed 2011-03-22
View their other companies + combined net worth →
SENIOR, Philip James Wood→
Activedirector · ~39y · appointed 2019-12-09
View their other companies + combined net worth →
SENIOR, Vivien Catherine Maud→
Activedirector · ~36y · appointed 2013-01-29
View their other companies + combined net worth →
SALKELD, Cecilia Jane→
Resignedsecretary · appointed 2003-05-14 · resigned 2024-04-06
SENIOR, Philip James Wood→
Resignedsecretary · appointed 2024-04-06 · resigned 2026-03-16
TULIP, Claire Louise→
Resignedsecretary · appointed 2003-03-13 · resigned 2003-05-14
DYSON, Roger Kenneth→
Resigneddirector · ~72y · appointed 2003-03-13 · resigned 2003-05-14
SENIOR, Andrew James→
Resigneddirector · ~70y · appointed 2003-05-14 · resigned 2016-02-17
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Atom Bank Atom Bank PLC | A registered charge | — | 02/10/2025 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 02/10/2025 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 06/01/2011 | 18/09/2023 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture deed | 1 property | 26/03/2010 | 18/09/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (89 total)
appoint-person-secretary-company-with-name-date
officers · AP03
2026-04-22
termination-secretary-company-with-name-termination-date
officers · TM02
2026-04-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-23
appoint-person-secretary-company-with-name-date
officers · AP03
2024-10-30
termination-secretary-company-with-name-termination-date
officers · TM02
2024-10-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-18