BUYSURE TRUST & INSURANCE SERVICES GB LTD

💤Zombieactive
04747160 · ltd · incorporated 2003-04-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2026
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65120Non-life insurance
  • 66190Other activities auxiliary to financial services, except insurance and pension funding
  • 66220Activities of insurance agents and brokers
Investor take
Pursue
Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (1 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Apr 2025Apr 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-04-302025-04-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-06-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-05-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-08-14
    📄
    statement-of-companys-objects
    change-of-constitution · CC04
  6. 2023-08-14
    📄
    statement-of-companys-objects
    change-of-constitution · CC04
  7. 2023-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-06-27
    📄
    memorandum-articles
    incorporation · MA
  9. 2023-06-13
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  10. 2023-06-13
    ✏️
    change-of-name-request-comments
    change-of-name · NM06
  11. 2023-06-13
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  12. 2022-09-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-01-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-03-12
    ➖
    MCDONALD, Joanne Tracey resigned
    director
  17. 2020-03-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2020-01-29
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  19. 2017-08-08
    ➕
    MCDONALD, Joanne Tracey appointed
    director
  20. 2013-11-15
    ➖
    LORAINE, Andrew resigned
    director
  21. 2013-05-08
    ➕
    LORAINE, Andrew appointed
    director
  22. 2012-09-03
    ➖
    CROMAN, Karen Ann resigned
    secretary
  23. 2012-09-03
    ➖
    CROMAN, Karen Ann resigned
    director
  24. 2004-02-02
    ➕
    CROMAN, Karen Ann appointed
    secretary
  25. 2003-05-08
    ➕
    CROMAN, Donald Kenneth appointed
    director
  26. 2003-05-08
    ➖
    MIDLANDS SECRETARIAL MANAGEMENT LIMITED resigned
    corporate-nominee-secretary
  27. 2003-05-08
    ➖
    ALLSOPP, Nicholas James resigned
    nominee-director
  28. 2003-05-08
    ➕
    CROMAN, Karen Ann appointed
    director
  29. 2003-04-29
    🏢
    Company incorporated
    As BUYSURE TRUST & INSURANCE SERVICES GB LTD
  30. 2003-04-29
    ➕
    MIDLANDS SECRETARIAL MANAGEMENT LIMITED appointed
    corporate-nominee-secretary
  31. 2003-04-29
    ➕
    ALLSOPP, Nicholas James appointed
    nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 73 — succession pressure is live.

Succession & seller-readiness

100/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Donald Kenneth Croman
Individual · British · DOB 11/1953 · age 73
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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AINSWORTH MORTGAGES LIMITED→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-04-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Carr Farm Garden Centre Birkenhead Road
Meols
Wirral
CH47 9RE
England

Filing status

Accounts
Next due: 2028-01-29
Last made up to: 2026-04-30
Confirmation statement
Next due: 2026-08-08
Last: 2025-07-25

Officers (1 active · 6 resigned)

CROMAN, Donald Kenneth→
director · ~73y · appointed 2003-05-08
View their other companies + combined net worth →
Active
CROMAN, Karen Ann→
secretary · appointed 2004-02-02 · resigned 2012-09-03
Resigned
MIDLANDS SECRETARIAL MANAGEMENT LIMITED→
corporate-nominee-secretary · appointed 2003-04-29 · resigned 2003-05-08
Resigned
ALLSOPP, Nicholas James→
nominee-director · ~68y · appointed 2003-04-29 · resigned 2003-05-08
Resigned
CROMAN, Karen Ann→
director · ~60y · appointed 2003-05-08 · resigned 2012-09-03
Resigned
LORAINE, Andrew→
director · ~61y · appointed 2013-05-08 · resigned 2013-11-15
Resigned
MCDONALD, Joanne Tracey→
director · ~52y · appointed 2017-08-08 · resigned 2020-03-12
Resigned

Click a director name to see their full track record across all companies.

Recent filings (81 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-17
statement-of-companys-objects
change-of-constitution · CC04
2023-08-14
statement-of-companys-objects
change-of-constitution · CC04
2023-08-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-10
memorandum-articles
incorporation · MA
2023-06-27
certificate-change-of-name-company
change-of-name · CERTNM
2023-06-13
change-of-name-request-comments
change-of-name · NM06
2023-06-13
change-of-name-notice
change-of-name · CONNOT
2023-06-13
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-30