BUSINESS FINANCE HOUSE LIMITED
🏛️Establishedactive
12777443 · ltd · incorporated 2020-07-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£210.0k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £209,953
Key financials
2 years extracted from filed iXBRL accountsCash
£98k
Net Worth
£210k
Current Assets
£312k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £211.3k | — |
| Current assets | £311.7k | — |
| Cash | £97.9k | — |
| Debtors | £213.8k | — |
| Net assets | £210.0k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-07-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-25📄capital-allotment-sharescapital · SH01
- 2022-08-25📄capital-allotment-sharescapital · SH01
- 2022-07-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-05-20➖QUIGG, David Paul resigneddirector
- 2022-05-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-15📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-07-29🏢Company incorporatedAs BUSINESS FINANCE HOUSE LIMITED
- 2020-07-29➕ALLEN, Matthew James appointeddirector
- 2020-07-29➕DOUBLE, Dennis James appointeddirector
- 2020-07-29➕FORD, Gabriel Benjamin appointeddirector
- 2020-07-29➕QUIGG, David Paul appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew James Allen Individual · British · DOB 01/1992 · age 34 | — | — | sig. influencesignificant influence | 29/07/2020 |
Mr Dennis James Double Individual · British · DOB 10/1987 · age 39 | — | — | sig. influencesignificant influence | 29/07/2020 |
Mr Gabriel Benjamin Ford Individual · British · DOB 05/1994 · age 32 | — | — | sig. influencesignificant influence | 29/07/2020 |
1 historic (ceased) PSC
- Mr David Paul Quiggceased 20/05/2022· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| BRIDGING QUICKLY LIMITED→ 13014051 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BROOKDALE IFP LIMITED→ 07954757 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| BROOM INVESTMENT SOLUTIONS LTD→ 09189511 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CALLIDA FINANCE GROUP LTD→ 13920361 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CAN DO PAYMENTS LTD→ 11701057 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CARTWRIGHT FIC LIMITED→ 15266328 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CASHIN GREEN COMMERCIAL SERVICES LTD→ 16123332 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CHESTER FINANCIAL WEALTH MANAGEMENT LIMITED→ 07469633 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CHESTERTON GRANT FINANCIAL SOLUTIONS LIMITED→ 13465561 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CHESTERTON GRANT MORTGAGES LTD.→ 04232613 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CHILL PROPERTY SERVICES LIMITED→ 12567927 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHILTON FINANCE LIMITED→ 13930846 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-07-29
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.
Registered office
First Floor, Unit 3, Evolution Lakeside Business Village
St Davids Park
Ewloe
CH5 3XP
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-11
Last: 2025-07-28
Officers (3 active · 1 resigned)
ALLEN, Matthew James→
Activedirector · ~34y · appointed 2020-07-29
View their other companies + combined net worth →
DOUBLE, Dennis James→
Activedirector · ~39y · appointed 2020-07-29
View their other companies + combined net worth →
FORD, Gabriel Benjamin→
Activedirector · ~32y · appointed 2020-07-29
View their other companies + combined net worth →
QUIGG, David Paul→
Resigneddirector · ~39y · appointed 2020-07-29 · resigned 2022-05-20
Click a director name to see their full track record across all companies.
Recent filings (26 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-28
change-person-director-company-with-change-date
officers · CH01
2025-07-28
change-person-director-company-with-change-date
officers · CH01
2025-07-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-26
change-person-director-company-with-change-date
officers · CH01
2022-10-26
change-person-director-company-with-change-date
officers · CH01
2022-10-26