LINDISFARNE HOMES LIMITED

🌳Matureactive
04915911 · ltd · incorporated 2003-09-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Active trading company with a 82-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 82). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

10 live charges · 3 lenders · oldest 20.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 20.8 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Sept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-302023-09-30
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 officers
Last 180 days
1
filing
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
  1. 2026-04-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-05-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-02-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2023-02-06
    ➖
    DAWE, Howard Carlton resigned
    director
  7. 2022-05-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-04-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2022-04-07
    🔒
    Charge registered #10
    Lender: The Trustees of Earl Percy's 2015 Maintenance Fund
  10. 2021-06-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-08-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2020-08-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2020-08-24
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  14. 2020-08-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2020-08-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2020-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2019-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-03-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2018-03-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2018-03-20
    🔓
    Charge satisfied #8
  21. 2018-03-20
    🔓
    Charge satisfied #7
  22. 2018-03-20
    🔓
    Charge satisfied #6
  23. 2018-03-20
    🔓
    Charge satisfied #5
  24. 2018-03-20
    🔓
    Charge satisfied #4
  25. 2018-03-20
    🔓
    Charge satisfied #3
  26. 2018-03-20
    🔓
    Charge satisfied #2
  27. 2017-11-17
    🔒
    Charge registered #9
    Lender: Northumberland Estates Developments Limited
  28. 2017-01-11
    🔓
    Charge satisfied #1
  29. 2012-06-22
    🔒
    Charge registered #8
    Lender: Barclays Bank PLC
  30. 2012-06-22
    🔒
    Charge registered #7
    Lender: Barclays Bank PLC
  31. 2008-09-01
    ➕
    DAWE, Nicholas Carlton appointed
    director
  32. 2006-02-08
    🔒
    Charge registered #6
    Lender: Barclays Bank PLC
  33. 2005-12-16
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC
  34. 2005-12-08
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC
  35. 2005-10-27
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  36. 2005-08-26
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  37. 2005-08-02
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  38. 2003-10-08
    ➕
    DAWE, Kathryn Jennifer appointed
    secretary
  39. 2003-10-08
    ➕
    DAWE, Kathryn Jennifer appointed
    director
  40. 2003-10-08
    ➖
    CREDITREFORM (SECRETARIES) LIMITED resigned
    corporate-secretary
  41. 2003-10-08
    ➕
    DAWE, Howard Carlton appointed
    director
  42. 2003-10-08
    ➖
    CREDITREFORM LIMITED resigned
    corporate-director
  43. 2003-09-30
    🏢
    Company incorporated
    As LINDISFARNE HOMES LIMITED
  44. 2003-09-30
    ➕
    CREDITREFORM (SECRETARIES) LIMITED appointed
    corporate-secretary
  45. 2003-09-30
    ➕
    CREDITREFORM LIMITED appointed
    corporate-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 82 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Lindisfarne Leisure Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lindisfarne Leisure Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
LINDISFARNE HOMES LIMITED
This company · 04915911

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lindisfarne Leisure Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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————6y——
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-09-30
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

17 Walkergate
Berwick-Upon-Tweed
Northumberland
TD15 1DJ
United Kingdom

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30

Officers (3 active · 3 resigned)

DAWE, Kathryn Jennifer→
secretary · appointed 2003-10-08
View their other companies + combined net worth →
Active
DAWE, Kathryn Jennifer→
director · ~82y · appointed 2003-10-08
View their other companies + combined net worth →
Active
DAWE, Nicholas Carlton→
director · ~58y · appointed 2008-09-01
View their other companies + combined net worth →
Active
CREDITREFORM (SECRETARIES) LIMITED→
corporate-secretary · appointed 2003-09-30 · resigned 2003-10-08
Resigned
DAWE, Howard Carlton→
director · ~82y · appointed 2003-10-08 · resigned 2023-02-06
Resigned
CREDITREFORM LIMITED→
corporate-director · appointed 2003-09-30 · resigned 2003-10-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
2
Outstanding
2
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
outstanding
The Trustees of Earl Percy's 2015 Maintenance Fund
A registered charge1 property07/04/2022—
outstanding
Northumberland Estates Developments
Northumberland Estates Developments Limited
A registered charge1 property17/11/2017—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/06/201220/03/2018
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/06/201220/03/2018
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property08/02/200620/03/2018
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property16/12/200520/03/2018
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property08/12/200520/03/2018
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property27/10/200520/03/2018
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property26/08/200520/03/2018
satisfied
Barclays
Barclays Bank PLC
Debenture1 property02/08/200511/01/2017
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (92 total)

change-person-director-company-with-change-date
officers · CH01
2026-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-09
termination-director-company-with-name-termination-date
officers · TM01
2023-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-05
change-person-director-company-with-change-date
officers · CH01
2020-08-24