LOWICK CONSTRUCTION LIMITED
Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 7.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £522.8k | £642.4k |
| Current assets | £30.8k | £27.7k |
| Cash | £9.3k | £6.3k |
| Debtors | £21.4k | £21.4k |
| Net assets | £454.1k | £425.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (20 events)Click to expand
- 2025-09-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-14🔓Charge satisfied #2
- 2024-08-14🔓Charge satisfied #1
- 2023-09-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-09-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-08-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-03-22🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2019-03-22🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2018-05-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-02-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2016-11-24🏢Company incorporatedAs LOWICK CONSTRUCTION LIMITED
- 2016-11-24➕NIELSEN, Susie Elizabeth appointeddirector
- 2016-11-24📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Susie Elizabeth Nielsen Individual · British · DOB 05/1977 · age 49 | 75–100% | — | 75-100% shares | 24/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| SKS JOINERY LIMITED→ SC237743 · est 2002 | — | — | — | 500 | 23y | 83 | 63y |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 22/03/2019 | 14/08/2024 | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 22/03/2019 | 14/08/2024 |