FJORDHUS CONSTRUCTION LIMITED

🌳Matureactive
SC298266 · ltd · incorporated 2006-03-07
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 8.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pursue
Active trading company with a 80-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 8.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 8.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees700700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-24
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2024-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-04-07
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  6. 2022-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-09-16
    📄
    capital-return-purchase-own-shares
    capital · SH03
  8. 2022-09-05
    📄
    capital-cancellation-shares
    capital · SH06
  9. 2022-09-05
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2021-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-03-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2019-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-03-26
    📄
    capital-alter-shares-subdivision
    capital · SH02
  16. 2018-03-26
    📄
    capital-name-of-class-of-shares
    capital · SH08
  17. 2018-03-20
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  18. 2006-03-07
    🏢
    Company incorporated
    As FJORDHUS CONSTRUCTION LIMITED
  19. 2006-03-07
    ➕
    LUNN, Elena Jane appointed
    secretary
  20. 2006-03-07
    ➕
    LUNN, Elena Jane appointed
    director
  21. 2006-03-07
    ➕
    RICHARDSON, Craig Alexander appointed
    director
  22. 2006-03-07
    ➕
    RICHARDSON, Gordon Alexander appointed
    director
  23. 2006-03-07
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  24. 2006-03-07
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  25. 2006-03-07
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  26. 2006-03-07
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 80 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Miss Elena Jane Lunn
Individual · British · DOB 08/1970 · age 56
25–50%
—25-50% shares01/09/2022
Mr Craig Alexander Richardson
Individual · British · DOB 12/1970 · age 56
25–50%
—25-50% shares07/03/2017
1 historic (ceased) PSC
  • Mr Gordon Alexander Richardsonceased 01/03/2021· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-03-07
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings

Registered office

Langhaugh House
Currie Road
Galashiels
Selkirkshire
TD1 2DT
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-21
Last: 2026-03-07

Officers (4 active · 2 resigned)

LUNN, Elena Jane→
secretary · appointed 2006-03-07
View their other companies + combined net worth →
Active
LUNN, Elena Jane→
director · ~56y · appointed 2006-03-07
View their other companies + combined net worth →
Active
RICHARDSON, Craig Alexander→
director · ~56y · appointed 2006-03-07
View their other companies + combined net worth →
Active
RICHARDSON, Gordon Alexander→
director · ~80y · appointed 2006-03-07
View their other companies + combined net worth →
Active
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2006-03-07 · resigned 2006-03-07
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2006-03-07 · resigned 2006-03-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—20/03/2018—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (60 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
capital-return-purchase-own-shares
capital · SH03
2022-09-16
capital-cancellation-shares
capital · SH06
2022-09-05
resolution
resolution · RESOLUTIONS
2022-09-05
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-22