CLOISTERS FINANCIAL MANAGEMENT LIMITED

💤Zombieactive

04968965 · ltd · incorporated 2003-11-19

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2026

Net worth

£66.9k

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (2 active, 4 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

56 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £66,874

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£67k

↑ 27% YoY

Current Assets

£68k

↑ 42% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2026-04-30	2025-04-30
Total assets	£67.6k	£53.3k
Current assets	£67.5k	£47.4k
Net assets	£66.9k	£52.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2026-06-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-02
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-06-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-12-03
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2017-12-03
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2017-12-03
📄
change-person-director-company-with-change-date
officers · CH01
2017-06-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-07-11
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-12-08
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2003-11-19
🏢
Company incorporated
As CLOISTERS FINANCIAL MANAGEMENT LIMITED
2003-11-19
➕
RUPARELIA, Jasmine appointed
secretary
2003-11-19
➕
RUPARELIA, Samir appointed
director
2003-11-19
➕
CRS LEGAL SERVICES LIMITED appointed
corporate-nominee-secretary
2003-11-19
➖
CRS LEGAL SERVICES LIMITED resigned
corporate-nominee-secretary
2003-11-19
➕
MC FORMATIONS LIMITED appointed
corporate-nominee-director
2003-11-19
➖
MC FORMATIONS LIMITED resigned
corporate-nominee-director

Owner dependency

85/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

75/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Samir Ruparelia Individual · British · DOB 01/1969 · age 57	25–50%	—	25-50% shares	19/11/2016

1 historic (ceased) PSC

Mrs Jasmine Rupareliaceased 01/01/2017· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · LE postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BLU NOVA TRADING LTD→ 16570519 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CAUSON BUSINESS FINANCE LIMITED→ 15888072 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CLEAR FINANCIAL (LEICESTER) LTD→ 11826936 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
COMPARISONLY LIMITED→ 11953941 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CORPORATE ADVICE & SOLUTIONS (UK) LTD→ 11771187 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
COX COMMERCIAL INVESTMENTS LTD→ 09813413 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
CRANWOOD MORTGAGE SERVICES LIMITED→ 06501996 · est 2008 · no financials extracted	—	—	—	—	18y	—	—
CRK COMMERCIAL INSURANCE SERVICES LIMITED→ 04639065 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
CRK MOTOR INSURANCE SERVICES LIMITED→ 04924224 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
CROSSROADS FINANCE LIMITED→ 11739393 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
CROWNED MANAGEMENT LTD→ 15928041 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CROWNHOUSE IFAS LIMITED→ 04714105 · est 2003 · no financials extracted	—	—	—	—	23y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2003-11-19

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

22 Raine Way

Oadby

Leicester

Leicestershire

LE2 4UB

Filing status

Accounts

Next due: 2028-01-31

Last made up to: 2026-04-30

Confirmation statement

Next due: 2026-12-03

Last: 2025-11-19

Officers (2 active · 2 resigned)

RUPARELIA, Jasmine→

secretary · appointed 2003-11-19

View their other companies + combined net worth →

Active

RUPARELIA, Samir→

director · ~57y · appointed 2003-11-19

View their other companies + combined net worth →

Active

CRS LEGAL SERVICES LIMITED→

corporate-nominee-secretary · appointed 2003-11-19 · resigned 2003-11-19

Resigned

MC FORMATIONS LIMITED→

corporate-nominee-director · appointed 2003-11-19 · resigned 2003-11-19

Resigned

Click a director name to see their full track record across all companies.