HAYDN LEWIS FINANCIAL SERVICES LIMITED

🌳Matureactive
05010481 · ltd · incorporated 2004-01-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65120Non-life insurance
  • 65202Non-life reinsurance
Investor take
Pursue
Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Oct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-10-312024-10-31
Average employees7700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
3
filings
  • • 1 accounts
  • • 1 confirmation-statement
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-01-14
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  3. 2025-03-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-03-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-03-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-02-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-04-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-04-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-01-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2018-01-16
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2018-01-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2017-11-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2017-11-24
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  17. 2017-11-01
    ➕
    OLDHAM, Gareth Francis appointed
    director
  18. 2008-05-03
    ➕
    BUFTON, Dorothy Mary appointed
    secretary
  19. 2008-05-03
    ➖
    LEWIS, Helen resigned
    secretary
  20. 2004-01-08
    🏢
    Company incorporated
    As HAYDN LEWIS FINANCIAL SERVICES LIMITED
  21. 2004-01-08
    ➕
    LEWIS, Haydn Arthur appointed
    director
  22. 2004-01-08
    ➕
    LEWIS, Helen appointed
    secretary

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "LEWIS" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Gareth Francis Oldham
Individual · British · DOB 07/1984 · age 42
25–50%
25–50%25-50% shares · 25-50% voting06/11/2017
Mr Haydn Arthur Lewis
Individual · British · DOB 09/1952 · age 74
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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06823280 · est 2009 · no financials extracted
————17y——
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2004-01-08
Jurisdictionengland-wales
Primary SIC65110 — Life insurance

Registered office

Wellfield House
Temple Street
Llandrindod Wells
Powys
LD1 5HG
United Kingdom

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-01-22
Last: 2026-01-08

Officers (3 active · 1 resigned)

BUFTON, Dorothy Mary→
secretary · appointed 2008-05-03
View their other companies + combined net worth →
Active
LEWIS, Haydn Arthur→
director · ~74y · appointed 2004-01-08
View their other companies + combined net worth →
Active
OLDHAM, Gareth Francis→
director · ~42y · appointed 2017-11-01
View their other companies + combined net worth →
Active
LEWIS, Helen→
secretary · appointed 2004-01-08 · resigned 2008-05-03
Resigned

Click a director name to see their full track record across all companies.

Recent filings (57 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-15
change-person-secretary-company-with-change-date
officers · CH03
2026-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-11
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-04-08