THE PERSONAL FINANCE SOCIETY

🌳Matureactive

05084125 · private-limited-guarant-nsc-limited-exemption · incorporated 2004-03-25

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£18.58M

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Activities of professional membership organisations

Sector: Other service activities

Investor take

Pursue

Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 74/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

80 officers (10 active, 80 linked, 72 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

5 connected companies via shared directors

Filing history

239 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £18,583,000

Key financials

1 year extracted from filed iXBRL accounts

Cash

£13m

Net Worth

£19m

Current Assets

£21m

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31
Total assets	£18.58M
Current assets	£21.11M
Cash	£13.26M
Debtors	£7.85M
Net assets	£18.58M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filing

• 1 address

Last 90 days

filings

• 2 address
• 2 officers
• 1 confirmation-statement

Last 180 days

filings

• 3 address
• 3 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (174 events)Click to expand

2026-05-26
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-10
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2026-03-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-03-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-03-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-03-05
➕
HARPER, Adam John appointed
director
2026-03-03
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-02
➕
WHITTLE, Alan Geoffrey, Dr appointed
director
2026-01-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-31
➖
WHITE, Gillian Lesley resigned
director
2025-12-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-01
➕
JACKSON, Roger appointed
director
2025-12-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-30
➖
MITCHELL, Deborah Elizabeth resigned
director
2025-09-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-08-08
➖
EDWARDS, Trevor Joseph resigned
director
2025-05-19
➖
WILLIAMS, Daniel Graham resigned
director
2025-05-19
➖
WRIGHT, Ben Howard resigned
director
2025-05-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-10
➖
ELLIOTT, Christine Anne resigned
director
2025-04-04
➖
MALLETT, Mathew Lee resigned
director
2025-04-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-03-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-18
➕
CALLAGHAN, Ian Michael appointed
director
2025-03-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-01
➕
GANNON, Kathryn Elizabeth appointed
director
2025-03-01
➕
PALFREY, Craig appointed
director
2024-12-19
➖
BASTIN, Elizabeth resigned
director
2024-12-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-11
➖
WARD, Anthony resigned
director
2024-10-11
📄
accounts-amended-with-accounts-type-small
accounts · AAMD
2024-10-07
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-30
➕
HILL, Matthew James appointed
director
2024-09-30
➖
BUCKLEY, Neil Alexander resigned
director
2024-09-30
➕
EDWARDS, Trevor Joseph appointed
director
2024-09-30
➖
HOWE, Sarah Anne resigned
director
2024-09-30
➕
MALLETT, Mathew Lee appointed
director
2024-09-30
➖
SEDDON, Catharine Jane resigned
director
2024-09-30
➖
WATTS, Neil Robert resigned
director
2024-09-30
➕
WHITE, Gillian Lesley appointed
director
2024-09-19
➕
ELLIOTT, Christine Anne appointed
director
2024-09-18
➖
WHITE, Piers resigned
director
2024-06-19
➕
CRANE, Michael Paul appointed
director
2024-06-19
➖
WHITE, Gillian Lesley resigned
director

Showing most recent 50 of 174 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med · 1 low

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: EDWARDS, Trevor Joseph resigned 2025-08-08; MITCHELL, Deborah Elizabeth resigned 2025-11-30; WHITE, Gillian Lesley resigned 2025-12-31

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Chartered Insurance Institute holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️

Chartered Insurance Institute

Corporate parent

⬇

THE PERSONAL FINANCE SOCIETY

This company · 05084125

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Chartered Insurance Institute Corporate entity	—	—	sig. influencesignificant influence	06/04/2016

2 historic (ceased) PSCs

Miss Sian Fisherceased 31/03/2022· significant influence
Mr Keith Richardsceased 30/06/2021· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ACCTX CONSULTING LIMITED→ 03842083 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
ACORN CRESCENT LTD→ 15306106 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ACTION FOR AUTISM LIMITED→ 03775060 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
ACTIVITY NATION LTD→ 13242757 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
ADDACTION LIMITED→ 12036661 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ADELOLA AINA JOHNSON LTD→ 16215810 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ADEPT ARBITRATION LTD.→ 15585461 · est 2024 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2004-03-25

Jurisdictionengland-wales

Primary SIC94120 — Activities of professional membership organisations

Registered office

1st Floor 30 Old Broad Street

London

EC2N 1HT

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-04-22

Last: 2026-04-08