ALBION HOUSE (WHITBY) LIMITED
🌳Matureactive
05085598 · ltd · incorporated 2004-03-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-9.4k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 19.0y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
82 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £9,366
Net assets shrinking
Down £12,830 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£9k
↓ 370% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £-9.3k | £3.5k |
| Net assets | £-9.4k | £3.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 confirmation-statement
- • 2 persons-with-significant-control
Last 180 days
7
filings
- • 3 persons-with-significant-control
- • 2 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-04-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-05-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-22➖COLLINSON, Graham resignedsecretary
- 2023-08-22➖COLLINSON, Graham resigneddirector
- 2023-03-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-04-01➕SPENCER, Ruth Emily appointeddirector
- 2021-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-02-04🔓Charge satisfied #1
- 2014-01-29🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2013-11-25🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2007-07-04🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-03-26🏢Company incorporatedAs ALBION HOUSE (WHITBY) LIMITED
- 2004-03-26➕GILMORE, Pamela appointeddirector
- 2004-03-26➕COLLINSON, Graham appointedsecretary
- 2004-03-26➕COLLINSON, Graham appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Niall Benjamin Collinson Individual · British · DOB 08/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/04/2026 |
Mrs Ruth Emily Spencer Individual · British · DOB 12/1992 · age 34 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/04/2021 |
1 historic (ceased) PSC
- Mr Graham Collinsonceased 22/08/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 128KITCHEN LTD→ 11934988 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 3 ST MARY’S YORK LIMITED→ 16209109 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AGOSTO (YORK) LIMITED→ 14015951 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AHRC HOLDINGS LTD→ 16937755 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALL GAME AND EGGS LTD→ 11256422 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALLEN HOTELS LIMITED→ 05642950 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ALLERTHORPE GOLF AND COUNTRY PARK LIMITED→ 12279570 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALLEYWAYS MOBILE LIMITED→ 14967495 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALMA INN SCARBOROUGH LTD→ 16855193 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALMA NORTHERN LIMITED→ 16536728 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALNE HOLIDAY COTTAGES LTD→ 12988918 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALOHA BRIDLINGTON LTD→ 12075018 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-03-26
Jurisdictionengland-wales
Primary SIC55100 — Hotels and similar accommodation
Registered office
11 Silver Street
Whitby
North Yorkshire
YO21 3BX
Filing status
Accounts
Next due: 2027-04-01
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-04-27
Last: 2026-04-13
Officers (2 active · 2 resigned)
GILMORE, Pamela→
Activedirector · ~69y · appointed 2004-03-26
View their other companies + combined net worth →
SPENCER, Ruth Emily→
Activedirector · ~34y · appointed 2021-04-01
View their other companies + combined net worth →
COLLINSON, Graham→
Resignedsecretary · appointed 2004-03-26 · resigned 2023-08-22
COLLINSON, Graham→
Resigneddirector · ~68y · appointed 2004-03-26 · resigned 2023-08-22
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 29/01/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 25/11/2013 | — | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 04/07/2007 | 04/02/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (82 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-13
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-09
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-20
change-person-director-company-with-change-date
officers · CH01
2026-03-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-28
termination-director-company-with-name-termination-date
officers · TM01
2024-05-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-17
termination-secretary-company-with-name-termination-date
officers · TM02
2024-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-07