ADVANTAGE MORTGAGE SERVICES (YORKSHIRE) LIMITED

💤Zombieactive
05238006 · ltd · incorporated 2004-09-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£75.9k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 62-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £75,939
Cash YoY
+248%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£57k
↑ 248% YoY
Net Worth
£76k
↑ 63% YoY
Current Assets
£91k
↑ 54% YoY
Current Liabilities
—
£0£18k£36k£55k£73k£91kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Total assets£75.9k£46.5k
Current assets£91.2k£59.4k
Cash£57.3k£16.5k
Debtors£33.9k£42.9k
Net assets£75.9k£46.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
4
filings
  • • 1 confirmation-statement
  • • 1 accounts
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-12-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-12-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-05-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2025-04-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-02-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-04-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2024-04-10
    ➖
    PROCTOR, Malcolm Gordon resigned
    director
  9. 2024-03-28
    ➖
    PROCTOR, Malcolm Gordon resigned
    secretary
  10. 2024-03-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2024-03-28
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  12. 2023-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2023-01-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-11-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2021-02-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-12-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2012-06-30
    ➖
    THORNTON, David Stephen resigned
    director
  19. 2007-12-31
    ➖
    ASHMORE, Wayne resigned
    director
  20. 2004-09-23
    ➕
    ASHMORE, Wayne appointed
    director
  21. 2004-09-23
    ➕
    THORNTON, David Stephen appointed
    director
  22. 2004-09-22
    🏢
    Company incorporated
    As ADVANTAGE MORTGAGE SERVICES (YORKSHIRE) LIMITED
  23. 2004-09-22
    ➕
    SWEENEY, David Stuart appointed
    director
  24. 2004-09-22
    ➕
    PROCTOR, Malcolm Gordon appointed
    secretary
  25. 2004-09-22
    ➕
    PROCTOR, Malcolm Gordon appointed
    director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

85/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr David Stuart Sweeney
Individual · British · DOB 08/1964 · age 62
——sig. influencesignificant influence06/04/2016
1 historic (ceased) PSC
  • Mr Malcolm Gordon Proctorceased 28/03/2024· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2004-09-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

6 High Street
Kippax
Leeds
West Yorkshire
LS25 7AB
United Kingdom

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28

Officers (1 active · 4 resigned)

SWEENEY, David Stuart→
director · ~62y · appointed 2004-09-22
View their other companies + combined net worth →
Active
PROCTOR, Malcolm Gordon→
secretary · appointed 2004-09-22 · resigned 2024-03-28
Resigned
ASHMORE, Wayne→
director · ~61y · appointed 2004-09-23 · resigned 2007-12-31
Resigned
PROCTOR, Malcolm Gordon→
director · ~67y · appointed 2004-09-22 · resigned 2024-04-10
Resigned
THORNTON, David Stephen→
director · ~72y · appointed 2004-09-23 · resigned 2012-06-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (62 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-16
change-person-director-company-with-change-date
officers · CH01
2025-12-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-01
change-person-director-company-with-change-date
officers · CH01
2025-02-26
termination-director-company-with-name-termination-date
officers · TM01
2024-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-28
termination-secretary-company-with-name-termination-date
officers · TM02
2024-03-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-20