AMTRUST CORPORATE MEMBER TWO LIMITED
🌳Matureactive
05264527 · ltd · incorporated 2004-10-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 12 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
9 live charges · 9 lenders · oldest 18.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.5 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
26 officers (3 active, 26 linked, 20 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
127 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
64
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (76 events)Click to expand
- 2026-06-24📄accounts-with-accounts-type-fullaccounts · AA
- 2025-07-22📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-04-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-08-21📄accounts-with-accounts-type-fullaccounts · AA
- 2023-04-04📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2023-03-31📄legacycapital · SH20
- 2023-03-31⚠️legacyinsolvency · CAP-SS
- 2023-03-31📄resolutionresolution · RESOLUTIONS
- 2022-09-24📄accounts-with-accounts-type-fullaccounts · AA
- 2021-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-02-01📄accounts-with-accounts-type-fullaccounts · AA
- 2019-07-11📄accounts-with-accounts-type-fullaccounts · AA
- 2018-10-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-03-28➖HAMILTON, Janice Marie resigneddirector
- 2018-01-01➕COCKBURN, Pauline appointedsecretary
- 2018-01-01➖BARRETT, Donal Joseph Luke resignedsecretary
- 2017-05-05🔒Charge registered #9Lender: Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit
- 2016-12-08➕HAMILTON, Janice Marie appointeddirector
- 2016-11-08➖BARRETT, Donal Joseph Luke resigneddirector
- 2016-11-08➖CONTRACTOR, Histasp Aspi resigneddirector
- 2016-11-08➖JANSLI, Bjorn resigneddirector
- 2016-11-08➖SIBTHORPE, Michael Alan resigneddirector
- 2016-11-08➖SWEATMAN, George resigneddirector
- 2015-05-20➖ROSS, Gary Leonard resigneddirector
- 2015-03-31➖TENENTI, Elisabetta resigneddirector
- 2014-10-01➕SIBTHORPE, Michael Alan appointeddirector
- 2014-08-15➕BARRETT, Donal Joseph Luke appointeddirector
- 2014-07-14➕DEWEY, Peter appointeddirector
- 2014-05-14➕CADLE, Jeremy Edward appointeddirector
- 2014-05-14➕BARRETT, Donal Joseph Luke appointedsecretary
- 2014-05-14➖REED, Duncan James resignedsecretary
- 2014-05-14➖REED, Duncan James resigneddirector
- 2014-04-07➖MANTZ, John Martin resigneddirector
- 2014-01-16➖HALPIN, Geoffrey Michael resigneddirector
- 2013-12-23➖LUCIE-SMITH, William Peter resigneddirector
- 2013-12-23➖MILLER, Dodridge Denton resigneddirector
- 2013-12-23➖OSBORNE, Philip Neville Wayne resigneddirector
- 2013-12-23➖RAMBARRAN, Ravi Clifton resigneddirector
- 2010-05-20🔒Charge registered #8Lender: The Society, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-05-20🔒Charge registered #7Lender: Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
- 2009-11-12➕CONTRACTOR, Histasp Aspi appointeddirector
- 2009-11-12➕JANSLI, Bjorn appointeddirector
- 2009-11-12➕LUCIE-SMITH, William Peter appointeddirector
- 2009-11-12➕MANTZ, John Martin appointeddirector
- 2009-11-12➕REED, Duncan James appointeddirector
- 2009-11-12➕ROSS, Gary Leonard appointeddirector
Showing most recent 50 of 76 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 low1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2023-03-31: legacy
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Amt International Holdings Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️
Amt International Holdings Limited
Corporate parent
⬇
AMTRUST CORPORATE MEMBER TWO LIMITED
This company · 05264527
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Amt International Holdings Limited Corporate entity | — | — | sig. influencesignificant influence · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AURORA UNDERWRITING (1997) LIMITED→ 03431418 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AURUM SPECIALTY LTD→ 14411190 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AUTOMINT IO LIMITED→ 16949906 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AVALON INVESTMENT SERVICES (NOMINEES) LIMITED→ 03826842 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AVIVA INTERNATIONAL INSURANCE LIMITED→ 00021487 · est 1885 · no financials extracted | — | — | — | — | 140y | — | — |
| AWE FINANCE LIMITED→ 11296999 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AXA GLOBAL HEALTHCARE (UK) LIMITED→ 03039521 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AXI DIGITAL (UK) LIMITED→ 14613945 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AXI FINANCIAL SERVICES (UK) LIMITED→ 06050593 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| AXIOMA EUROPE LTD→ 11447632 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AXIS CORPORATE CAPITAL UK II LIMITED→ 03045763 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AXIS MANAGING AGENCY LTD.→ 08702952 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-10-20
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
Exchequer Court
33 St Mary Axe
London
EC3A 8AA
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-11-03
Last: 2025-10-20
Officers (3 active · 23 resigned)
Active
CADLE, Jeremy Edward→
Activedirector · ~61y · appointed 2014-05-14
View their other companies + combined net worth →
DEWEY, Peter→
Activedirector · ~50y · appointed 2014-07-14
View their other companies + combined net worth →
BARRETT, Donal Joseph Luke→
Resignedsecretary · appointed 2014-05-14 · resigned 2018-01-01
FETTO, Amanda→
Resignedsecretary · appointed 2005-01-19 · resigned 2008-04-01
REED, Duncan James→
Resignedsecretary · appointed 2008-04-01 · resigned 2014-05-14
RYAN, Kevin Keith→
Resignedsecretary · appointed 2004-10-20 · resigned 2005-01-19
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-10-20 · resigned 2004-10-20
BARRETT, Donal Joseph Luke→
Resigneddirector · ~74y · appointed 2014-08-15 · resigned 2016-11-08
CONTRACTOR, Histasp Aspi→
Resigneddirector · ~64y · appointed 2009-11-12 · resigned 2016-11-08
CRIPPS, Richard Hugh→
Resigneddirector · ~77y · appointed 2004-10-20 · resigned 2008-04-01
HALPIN, Geoffrey Michael→
Resigneddirector · ~64y · appointed 2008-04-01 · resigned 2014-01-16
HAMILTON, Janice Marie→
Resigneddirector · ~45y · appointed 2016-12-08 · resigned 2018-03-28
JANSLI, Bjorn→
Resigneddirector · ~80y · appointed 2009-11-12 · resigned 2016-11-08
LAW, Robert David→
Resigneddirector · ~66y · appointed 2004-10-20 · resigned 2008-04-01
LUCIE-SMITH, William Peter→
Resigneddirector · ~75y · appointed 2009-11-12 · resigned 2013-12-23
MANTZ, John Martin→
Resigneddirector · ~78y · appointed 2009-11-12 · resigned 2014-04-07
MILLER, Dodridge Denton→
Resigneddirector · ~69y · appointed 2008-04-01 · resigned 2013-12-23
OSBORNE, Philip Neville Wayne→
Resigneddirector · ~70y · appointed 2008-04-01 · resigned 2013-12-23
RAMBARRAN, Ravi Clifton→
Resigneddirector · ~61y · appointed 2008-04-01 · resigned 2013-12-23
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
9
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom a Connected Company (As Defined in the Instrument) is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Connected Company’S Lloyd’S Obligations / The Society by Lloyd's Act 1871 by the Name of Lloyd's Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom a Connected Company (As Defined in the Instrument) is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Connected Company’S Lloyd’S Obligations / The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's | A registered charge | 1 property | 05/05/2017 | — | |
| outstanding | The Society, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01) | Security and trust deed (letter of credit and bank guarantee) long term business (life) | 1 property | 20/05/2010 | — | |
| outstanding | Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01) | Deposit trust deed (third party deposit) (long-term insurance business) (life) | 1 property | 20/05/2010 | — | |
| outstanding | Lloyd's, and Certain Other Persons or Bodies (As Further Defined on Form M395) | Amendment and restatement lloyd's american instrument 1995 (general business for corporate members) ("the 1995 american instrument (corporate members") dated 31 july 1995 & amended on 28 december 2001, 1 april 2001, 1 august 2001, 13 february 2002, 27 september 2007 & | 1 property | 24/03/2009 | — | |
| outstanding | The American Trustee, All Policy Holders and Certain Other Persons or Bodies (As Defined on the Form M395) | Lloyd's american trust deed (the " trust deed") | 1 property | 24/03/2009 | — | |
| outstanding | Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form M395) | Security and trust deed (letter of credit and bank guarantee) (long term business) (the "trust deed") | 1 property | 01/01/2009 | — | |
| outstanding | The American Trustee, All Policy Holders to Whom the Company is at Any Time Liable in Respectof the American Business Made or Expressed to Be Made Between the Company, the Agent or Agents Through Whom the Company Underwrites, the Trustee Acting Under the Trust Deed from Time to Time | Charge (in the terms of the lloyd's american trust deed (the "trust deed") itself constituted by an instrument dated 31 july 1995 amending and restating the lloyd's american trust deed originally adopted on 9 december 1993) | 3 properties | 01/01/2008 | — | |
| outstanding | Lloyd's the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on FORMM395) | Lloyd's premium trust deed (long term business) (the trust deed) | 1 property | 01/01/2008 | — | |
| outstanding | Lloyd's | Deposit trust deed (third party deposit) (long term business) (the trust deed) | 1 property | 01/01/2008 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (127 total)
accounts-with-accounts-type-full
accounts · AA
2026-06-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-full
accounts · AA
2025-07-22
change-person-director-company-with-change-date
officers · CH01
2025-05-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-04-16
change-person-director-company-with-change-date
officers · CH01
2025-04-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-full
accounts · AA
2024-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-31
accounts-with-accounts-type-full
accounts · AA
2023-08-21
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2023-04-04
legacy
capital · SH20
2023-03-31
legacy
insolvency · CAP-SS
2023-03-31
resolution
resolution · RESOLUTIONS
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-21