ADVICE AND SOLUTIONS LIMITED

💤Zombieactive

05287908 · ltd · incorporated 2004-11-16

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

Why now

Window steady · low confidence

Steady and stalled — no momentum either way. Needs an approach trigger.

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

£29.7k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

44 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £29,700

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£30k

↑ 46% YoY

Current Assets

£35k

↑ 54% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-01-31	2024-01-31
Total assets	£30.3k	£20.8k
Current assets	£34.6k	£22.5k
Net assets	£29.7k	£20.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (18 events)Click to expand

2025-08-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-01
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-10-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-10-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-10-21
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-12-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-21
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-11-26
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-10-24
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2013-12-11
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2004-11-16
🏢
Company incorporated
As ADVICE AND SOLUTIONS LIMITED
2004-11-16
➕
MITCHELL, Susan appointed
secretary
2004-11-16
➕
MITCHELL, Paul Anthony appointed
director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.
+No director turnover: Company is 22 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

95/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Paul Anthony Mitchell Individual · British · DOB 12/1959 · age 67	25–50%	—	board control25-50% shares · board control	30/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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J.E. LAIDLER (NORTH EAST) LIMITED→ 01102705 · est 1973 · no financials extracted	—	—	—	—	53y	82	87y
KINGSLAND WEALTH MANAGEMENT LIMITED→ 04414865 · est 2002	—	—	—	2000	24y	81	70y
ORACLE FINANCIAL PLANNING LIMITED→ 06753174 · est 2008	—	—	£108.9k	—	17y	81	65y
ADVANCED IFA LTD→ 05080099 · est 2004	—	—	£0	—	22y	80	58y
ALLEN TOMAS & CO FINANCIAL MANAGEMENT LTD.→ 08864562 · est 2014	—	—	£93.6k	—	12y	80	58y
BROWN & SUTHERLAND ASSOCIATES LIMITED→ 05663340 · est 2005	—	—	—	—	20y	80	67y
COMPLIANCE CONSULTANTS (KENT AND ESSEX) LIMITED→ 06053915 · est 2007	—	—	£1	—	19y	80	78y
JACKSON POTTER LTD→ 04414459 · est 2002	—	—	£136.2k	—	24y	80	66y
FINANCE MY WILL LTD→ 16437365 · est 2025 · no financials extracted	—	—	—	—	—	—	—
KDO INVESTCO LIMITED→ 15586499 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
M.S.N SECURE SERVICES LTD→ 15357514 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2004-11-16

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

63 Dalton Heights,

Dalton-Le-Dale, Seaham

Co. Durham

SR7 8LB

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2026-11-20

Last: 2025-11-06

Officers (2 active · 0 resigned)

MITCHELL, Susan→

secretary · appointed 2004-11-16

View their other companies + combined net worth →

Active

MITCHELL, Paul Anthony→

director · ~67y · appointed 2004-11-16

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.