A1 CARE-4-CARS LTD.
🌳Matureactive
05292038 · ltd · incorporated 2004-11-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 20.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£45.3k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 20.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 20.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £45,290
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£45k
↑ 15% YoY
Current Assets
£128k
↑ 26% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £61.1k | £65.3k |
| Current assets | £127.9k | £101.7k |
| Net assets | £45.3k | £39.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-06-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-20📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2019-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-03-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-03-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-12-02📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-11-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-28📄capital-allotment-sharescapital · SH01
- 2012-12-14🔓Charge satisfied #1
- 2012-09-05🔒Charge registered #2Lender: National Westminster Bank PLC
- 2005-08-16🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2005-01-10➖MILNES, Mary resigneddirector
- 2004-11-19🏢Company incorporatedAs A1 CARE-4-CARS LTD.
- 2004-11-19➕MILNES, Nicholas appointedsecretary
- 2004-11-19➕MILNES, Michael Roy appointeddirector
- 2004-11-19➕MILNES, Nicholas appointeddirector
- 2004-11-19➕MILNES, Mary appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nicholas Milnes Individual · British · DOB 03/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Michael Roy Milnes Individual · British · DOB 02/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 121CARBUYER.COM LTD→ 14867294 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST CLASS AUTOCARE LIMITED→ 16561697 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 JAYS CAR SALES LIMITED→ 13347655 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A AND R MOTORS LTD→ 15589140 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A J ROBERTSON LIMITED→ 07319662 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A M K GATWICK LIMITED→ 03617997 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| A-2-Z CAR SALES LTD→ 04948536 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A.C PRESTIGE LIMITED→ 11352148 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A.M MOT AND SERVICE CENTRE LTD→ 17003475 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A&G.MQ LIMITED→ 15713412 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&J MOTORCYCLES LIMITED→ 16628792 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AA CAPITAL TYRES LTD→ 16184093 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-11-19
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
41b Beach Road
Littlehampton
West Sussex
BN17 5JA
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-11-24
Last: 2025-11-10
Officers (3 active · 1 resigned)
Active
MILNES, Michael Roy→
Activedirector · ~51y · appointed 2004-11-19
View their other companies + combined net worth →
MILNES, Nicholas→
Activedirector · ~49y · appointed 2004-11-19
View their other companies + combined net worth →
MILNES, Mary→
Resigneddirector · ~78y · appointed 2004-11-19 · resigned 2005-01-10
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 05/09/2012 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 16/08/2005 | 14/12/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (62 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-22
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-29
confirmation-statement-with-updates
confirmation-statement · CS01
2020-11-19
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2019-12-16
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2019-11-20
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-27