ST MELLION PROPERTY LIMITED
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
7 live charges · 2 lenders · oldest 21.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (82 events)Click to expand
- 2025-08-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-22🔓Charge satisfied #5
- 2025-08-22🔓Charge satisfied #4
- 2025-08-22🔓Charge satisfied #3
- 2025-08-22🔓Charge satisfied #2
- 2025-08-22🔓Charge satisfied #1
- 2025-08-21🔒Charge registered #7Lender: Interbay Funding, LTD.
- 2025-08-21🔒Charge registered #6Lender: Interbay Funding, LTD.
- 2025-04-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-04-07📄legacyaccounts · PARENT_ACC
- 2025-04-07📄legacyother · GUARANTEE2
- 2025-04-07📄legacyother · AGREEMENT2
- 2024-07-14📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-07-14📄legacyaccounts · PARENT_ACC
- 2024-07-14📄legacyother · GUARANTEE2
- 2024-07-14📄legacyother · AGREEMENT2
- 2024-04-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-28➖DELSOL, Thierry resigneddirector
- 2024-04-28➖STEPHENS, Paul Scott resigneddirector
- 2024-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-15➕FLEMING, Campbell David appointeddirector
- 2023-12-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-21➖PRESSMAN, Matthew Harry resigneddirector
- 2023-11-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-13➖WATSON, Heather Catherine Rose resigneddirector
- 2023-11-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-21➕WATSON, Heather Catherine Rose appointeddirector
- 2023-06-23➖THOMAS, Gregory Spencer resigneddirector
- 2022-11-01➖BENCE, David Edward resigneddirector
- 2022-11-01➕DELSOL, Thierry appointeddirector
- 2022-11-01➕STEPHENS, Paul Scott appointeddirector
- 2022-04-04➕BENCE, David Edward appointeddirector
- 2021-09-27➖TOWERS, Stephen John resigneddirector
- 2021-09-01🔒Charge registered #5Lender: National Westminster Bank PLC
- 2021-08-30➕PRESSMAN, Matthew Harry appointeddirector
- 2021-07-07🔒Charge registered #4Lender: National Westminster Bank PLC
- 2021-06-25➖FULCHER, Daniel George resigneddirector
- 2021-06-24➖VINCETT, Stephen Peter resigneddirector
- 2021-06-01➕VINCETT, Stephen Peter appointeddirector
- 2021-05-12➕THOMAS, Gregory Spencer appointeddirector
- 2021-05-11➖CHAPMAN, Jeffrey Robert resigneddirector
- 2021-04-30➖JONES, Howard Watkyn resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Crown Golf Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Crown Golf Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 KINGS ROAD GODALMING (MANAGEMENT) LIMITED→ 05333729 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| 1 WARD STREET LTD→ 13221283 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 1-3 BEAUMONT MEWS LTD→ 10820370 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 10 THE DOWNS FREEHOLD LIMITED→ 16884645 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 100 AM LIMITED→ 17013808 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 100Z ASSET MANAGEMENT LIMITED→ 10333646 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 103 ST GEORGES SQUARE MANAGEMENT LIMITED→ 06412616 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 108 ALDERNEY STREET MANAGEMENT COMPANY LIMITED→ 05422721 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| 123 PROPERTY LIMITED→ 12856999 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 125 MANAGEMENT LIMITED→ 04235278 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 13 PETWORTH ROAD LIMITED→ 07640113 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 13 RAEBURN STREET SW2 MGMT COMPANY LTD→ 04401072 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 23 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | InterBay Interbay Funding, LTD. | A registered charge | 6 properties | 21/08/2025 | — | |
| outstanding | InterBay Interbay Funding, LTD. | A registered charge | 6 properties | 21/08/2025 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/09/2021 | 22/08/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 07/07/2021 | 22/08/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 03/10/2008 | 22/08/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge of licensed premises | 1 property | 23/12/2004 | 22/08/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 23/12/2004 | 22/08/2025 |