PRISM FINANCIAL ADVICE LIMITED
🌳Matureactive
05303532 · ltd · incorporated 2004-12-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (3 active, 11 linked, 7 with DOB)
83
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 accounts
- • 2 other
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-03-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-02-26📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-02-26📄legacyaccounts · PARENT_ACC
- 2026-02-26📄legacyother · GUARANTEE2
- 2026-02-26📄legacyother · AGREEMENT2
- 2026-02-10➖HAMILTON, Iain Alexander resignedsecretary
- 2025-11-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-10-31➖PRICE, Stephen Thomas resignedsecretary
- 2025-10-31➖MCGANN, Neil resigneddirector
- 2025-10-31➖PRICE, Stephen Thomas resigneddirector
- 2025-10-31➖SMITH, Michael resigneddirector
- 2025-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-21➕WILSON, Mark Ronald Archibald appointeddirector
- 2025-04-17📄resolutionresolution · RESOLUTIONS
- 2025-04-17📄memorandum-articlesincorporation · MA
- 2025-03-04📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-12➕SHARP, Damian Paul appointeddirector
- 2025-02-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-11➖MILES, Derek George resigneddirector
- 2024-11-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-11-06➕HAMILTON, Iain Alexander appointedsecretary
- 2024-07-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-07-17📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2024-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-14➕MILES, Derek George appointeddirector
- 2024-03-15➕FEARON, Andrew Jason appointeddirector
- 2004-12-03🏢Company incorporatedAs PRISM FINANCIAL ADVICE LIMITED
- 2004-12-03➕PRICE, Stephen Thomas appointedsecretary
- 2004-12-03➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2004-12-03➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2004-12-03➕MCGANN, Neil appointeddirector
- 2004-12-03➕PRICE, Stephen Thomas appointeddirector
- 2004-12-03➕SMITH, Michael appointeddirector
- 2004-12-03➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2004-12-03➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
1 med ·5 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: HAMILTON, Iain Alexander resigned 2026-02-10; PRICE, Stephen Thomas resigned 2025-10-31; MCGANN, Neil resigned 2025-10-31
Group structure
Titan Advisory Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Titan Advisory Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
PRISM FINANCIAL ADVICE LIMITED
This company · 05303532
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Titan Advisory Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/03/2024 |
3 historic (ceased) PSCs
- Mr Stephen Thomas Priceceased 15/03/2024· 25-50% shares · 25-50% voting
- Mr Michael Smithceased 15/03/2024· 25-50% shares · 25-50% voting
- Mr Neil Mcgannceased 15/03/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ATLAS CARD SERVICES LIMITED→ 11512718 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AVERLEY INVESTMENTS LIMITED→ 14898143 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BERISFORD PENSION TRUSTEE LIMITED→ 16189389 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BERNARD SAXON GENERAL INSURANCE SERVICES LIMITED→ 01823860 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| BH MORTGAGE SERVICES LIMITED→ 09996823 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BRIDGE THE GAP FINANCE LTD→ 15931799 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BSD FINANCE LTD→ 11856997 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BUILD WARRANTY INSURANCE SERVICES LTD→ 11744465 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BUSHELL & WEIGHTMAN CONSULTANCY LTD→ 10623334 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BUSINESS BUSINESS LIMITED→ 12995182 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BUTLER FINANCIAL SERVICES LIMITED→ 08159114 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| BWI GROUP LIMITED→ 13789073 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-12-03
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Prism House 13 Keel Row
The Watermark
Gateshead
Tyne And Wear
NE11 9SZ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01
Officers (3 active · 8 resigned)
FEARON, Andrew Jason→
Activedirector · ~57y · appointed 2024-03-15
View their other companies + combined net worth →
SHARP, Damian Paul→
Activedirector · ~58y · appointed 2025-02-12
View their other companies + combined net worth →
WILSON, Mark Ronald Archibald→
Activedirector · ~51y · appointed 2025-10-21
View their other companies + combined net worth →
HAMILTON, Iain Alexander→
Resignedsecretary · appointed 2024-11-06 · resigned 2026-02-10
PRICE, Stephen Thomas→
Resignedsecretary · appointed 2004-12-03 · resigned 2025-10-31
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-12-03 · resigned 2004-12-03
MCGANN, Neil→
Resigneddirector · ~63y · appointed 2004-12-03 · resigned 2025-10-31
MILES, Derek George→
Resigneddirector · ~59y · appointed 2024-05-14 · resigned 2025-02-11
PRICE, Stephen Thomas→
Resigneddirector · ~73y · appointed 2004-12-03 · resigned 2025-10-31
SMITH, Michael→
Resigneddirector · ~65y · appointed 2004-12-03 · resigned 2025-10-31
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2004-12-03 · resigned 2004-12-03
Click a director name to see their full track record across all companies.
Recent filings (94 total)
termination-secretary-company-with-name-termination-date
officers · TM02
2026-03-02
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-02-26
legacy
accounts · PARENT_ACC
2026-02-26
legacy
other · GUARANTEE2
2026-02-26
legacy
other · AGREEMENT2
2026-02-26
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-03
termination-director-company-with-name-termination-date
officers · TM01
2025-10-31
termination-director-company-with-name-termination-date
officers · TM01
2025-10-31
termination-director-company-with-name-termination-date
officers · TM01
2025-10-31
appoint-person-director-company-with-name-date
officers · AP01
2025-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
resolution
resolution · RESOLUTIONS
2025-04-17
memorandum-articles
incorporation · MA
2025-04-17
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-02-12