ABBEYSTEAD (NORTHWEST) LTD

🌳Matureactive

05316014 · ltd · incorporated 2004-12-17

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£418.7k

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Renting and operating of Housing Association real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

17 live charges · 3 lenders · oldest 19.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 19.3 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

17 charges (17/17 with lender, 17/17 with type)

Directors & officers

7 officers (2 active, 7 linked, 4 with DOB)

Ownership & PSC

3 active PSC(s) of 3 total, 3 with control declared

Director network

2 connected companies via shared directors

Filing history

89 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £418,700

Key financials

2 years extracted from filed iXBRL accounts

Cash

£11k

Net Worth

£419k

~ YoY

Current Assets

£177k

↑ 6.7% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Total assets	£1.24M	£1.27M
Current assets	£177.5k	£166.4k
Cash	£11.0k	—
Debtors	£166.5k	—
Net assets	£418.7k	£415.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (61 events)Click to expand

2025-12-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-11
➖
BERKLEY, David William resigned
director
2025-06-03
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-02
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-09-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-09-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-04-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2017-04-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2017-04-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2017-04-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2017-04-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2017-04-04
🔓
Charge satisfied #15
2017-04-04
🔓
Charge satisfied #14
2017-04-04
🔓
Charge satisfied #13
2017-04-04
🔓
Charge satisfied #12
2017-04-04
🔓
Charge satisfied #11
2017-04-04
🔓
Charge satisfied #10
2017-04-04
🔓
Charge satisfied #9
2017-04-04
🔓
Charge satisfied #8
2017-04-04
🔓
Charge satisfied #7
2017-04-04
🔓
Charge satisfied #6
2017-04-04
🔓
Charge satisfied #5
2017-04-04
🔓
Charge satisfied #4
2017-04-04
🔓
Charge satisfied #3
2017-04-04
🔓
Charge satisfied #2
2017-04-04
🔓
Charge satisfied #1
2017-02-13
🔒
Charge registered #17
Lender: Lloyds Bank PLC
2016-12-21
🔒
Charge registered #16
Lender: Lloyds Bank PLC
2010-03-12
🔒
Charge registered #15
Lender: The Royal Bank of Scotland PLC
2009-11-06
➖
BERKLEY, Peter Andrew resigned
secretary
2009-11-06
➖
BERKLEY, Peter Andrew resigned
director
2009-09-11
🔒
Charge registered #14
Lender: The Royal Bank of Scotland PLC
2009-08-13
🔒
Charge registered #13
Lender: The Royal Bank of Scotland PLC
2009-06-05
🔒
Charge registered #12
Lender: The Royal Bank of Scotland PLC
2008-03-12
🔒
Charge registered #11
Lender: Royal Bank of Scotland PLC
2008-01-18
🔒
Charge registered #10
Lender: The Royal Bank of Scotland PLC
2007-11-22
🔒
Charge registered #9
Lender: The Royal Bank of Scotland PLC
2007-11-13
🔒
Charge registered #8
Lender: The Royal Bank of Scotland PLC
2007-10-10
🔒
Charge registered #7
Lender: The Royal Bank of Scotland PLC
2007-09-21
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Charge registered #6
Lender: The Royal Bank of Scotland PLC
2007-09-10
🔒
Charge registered #5
Lender: The Royal Bank of Scotland PLC
2007-08-29
🔒
Charge registered #4
Lender: The Royal Bank of Scotland PLC
2007-08-24
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
2007-06-27
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC

Showing most recent 50 of 61 events

Owner dependency

84/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 58 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Daniel Joseph Berkley Individual · British · DOB 07/1980 · age 46	25–50%	25–50%	25-50% shares · 25-50% voting	17/12/2016
Mr David William Berkley Individual · British · DOB 11/1973 · age 53	25–50%	25–50%	25-50% shares · 25-50% voting	17/12/2016
Mr John James Patrick Berkley Individual · British · DOB 10/1968 · age 58	25–50%	25–50%	25-50% shares · 25-50% voting	17/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A & B DEVELOPMENTS WEST LANCASHIRE LTD→ 15648434 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
A AND N PROPERTY SERVICES LTD→ 16489980 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A&B DEVELOPMENTS (UK) LIMITED→ 04480149 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
A2B LETTINGS LTD→ 16690755 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A3C PREMIER LTD→ 15699980 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
AA PROPERTIES 25 LTD→ 16232418 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AAA INVESTMENT GROUP LTD→ 13030890 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
AAA PROPERTIES NORTH WEST LIMITED→ 10413584 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
AAF ONE PROPERTIES LTD→ 11919141 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
ABDI PROPERTIES LIMITED→ 12737377 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ABERCROMBY GROUP LTD→ 16442189 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ABI PROPERTY LTD→ 12884274 · est 2020 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2004-12-17

Jurisdictionengland-wales

Primary SIC68201 — Renting and operating of Housing Association real estate

Registered office

1-3 Beech Street

Liverpool

L7 0HL

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-12-31

Last: 2025-12-17

Officers (2 active · 5 resigned)

BERKLEY, Daniel Joseph→

director · ~46y · appointed 2004-12-17

View their other companies + combined net worth →

Active

BERKLEY, John James Patrick→

director · ~58y · appointed 2004-12-17

View their other companies + combined net worth →

Active

BERKLEY, Peter Andrew→

secretary · appointed 2004-12-17 · resigned 2009-11-06

Resigned

ONLINE CORPORATE SECRETARIES LIMITED→

corporate-secretary · appointed 2004-12-17 · resigned 2004-12-17

Resigned

BERKLEY, David William→

director · ~53y · appointed 2004-12-17 · resigned 2025-07-11

Resigned

BERKLEY, Peter Andrew→

director · ~60y · appointed 2004-12-17 · resigned 2009-11-06

Resigned

ONLINE NOMINEES LIMITED→

corporate-nominee-director · appointed 2004-12-17 · resigned 2004-12-17

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:17 of 17 shown

		Type	Properties
outstanding	Lloyds Banking Group Lloyds Bank PLC	A registered charge	13 properties	13/02/2017	—
outstanding	Lloyds Banking Group Lloyds Bank PLC	A registered charge	1 property	21/12/2016	—
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Debenture	1 property	12/03/2010	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	11/09/2009	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal mortgage	1 property	13/08/2009	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	05/06/2009	04/04/2017
satisfied	Lloyds Banking Group Royal Bank of Scotland PLC	Legal charge	1 property	12/03/2008	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	18/01/2008	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	22/11/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	13/11/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	10/10/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	21/09/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	10/09/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	29/08/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	24/08/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	27/06/2007	04/04/2017
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Legal charge	1 property	06/03/2007	04/04/2017

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (89 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-01-13

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-12-31

termination-director-company-with-name-termination-date

officers · TM01

2025-08-06

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-06-03

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-12-20

accounts-with-accounts-type-micro-entity

accounts · AA

2024-11-08

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-12-18

accounts-with-accounts-type-micro-entity

accounts · AA

2023-09-29

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-01-03

accounts-with-accounts-type-micro-entity

accounts · AA

2022-09-28

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-02-02

accounts-with-accounts-type-micro-entity

accounts · AA

2021-11-02

confirmation-statement-with-no-updates

confirmation-statement · CS01

2021-02-04

accounts-with-accounts-type-micro-entity

accounts · AA

2020-10-06

confirmation-statement-with-no-updates

confirmation-statement · CS01

2019-12-20