BARKER AND COMPANY FINANCIAL SERVICES LTD.

🌳Matureactive
05324675 · ltd · incorporated 2005-01-05
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£101.5k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £101,540
Net assets shrinking
Down £13,303 YoY
Cash YoY
-19%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£109k
↓ 19% YoY
Net Worth
£102k
↓ 12% YoY
Current Assets
£113k
↓ 18% YoY
Current Liabilities
—
£0£28k£55k£83k£110k£138kMar 2025Mar 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-03-312025-03-31
Total assets£101.7k£115.0k
Current assets£112.7k£138.1k
Cash£108.8k£134.2k
Debtors£3.9k£3.9k
Net assets£101.5k£114.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-08-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-07-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-12-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-09-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-09-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-10-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2017-10-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2016-12-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-09-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2016-02-05
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-07-24
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  15. 2015-07-24
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  16. 2013-09-27
    ➕
    BARKER, Rosanna appointed
    director
  17. 2005-01-05
    🏢
    Company incorporated
    As BARKER AND COMPANY FINANCIAL SERVICES LTD.
  18. 2005-01-05
    ➕
    BARKER, Rosanna appointed
    secretary
  19. 2005-01-05
    ➕
    BARKER, Warren Gary appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "BARKER" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Rosanna Daniela Barker
Individual · British · DOB 04/1971 · age 55
75–100%
25–50%75-100% shares · 75-100% voting06/04/2016
Mr Warren Gary Barker
Individual · British · DOB 12/1970 · age 56
—25–50%board control25-50% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-01-05
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

89 Leigh Road
Eastleigh
Hampshire
SO50 9DQ
England

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-01-19
Last: 2026-01-05

Officers (3 active · 0 resigned)

BARKER, Rosanna→
secretary · appointed 2005-01-05
View their other companies + combined net worth →
Active
BARKER, Rosanna→
director · ~55y · appointed 2013-09-27
View their other companies + combined net worth →
Active
BARKER, Warren Gary→
director · ~56y · appointed 2005-01-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (53 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-03
confirmation-statement-with-updates
confirmation-statement · CS01
2020-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-17