ALLTRUST SERVICES LIMITED
🌳Matureactive
05365396 · ltd · incorporated 2005-02-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 17 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
32 live charges · 17 lenders · oldest 18.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 18.9 years old — likely at or near maturity.
- · 17 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
32 charges (32/32 with lender, 32/32 with type)
90
Directors & officers
17 officers (4 active, 17 linked, 10 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
154 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 mortgage
- • 1 confirmation-statement
Last 180 days
4
filings
- • 2 mortgage
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (88 events)Click to expand
- 2026-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-21🔒Charge registered #32Lender: High Constellation Windfarm Limited
- 2026-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-31🔒Charge registered #31Lender: Carmarthenshire County Council
- 2025-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-30➖BISSON, William Geoffrey, Dr resigneddirector
- 2025-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-06🔓Charge satisfied #21
- 2024-06-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-09➖BURNS, Thomas Innes resigneddirector
- 2023-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-12➕BURNS, Thomas Innes appointeddirector
- 2023-06-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-07➖WILLIAMS, Timothy Ashley resigneddirector
- 2023-04-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-20➕BISSON, William Geoffrey, Dr appointeddirector
- 2023-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-28➕MOODY, Colin Stephen appointeddirector
- 2023-02-28➕SMITH, Gail Lesley appointeddirector
- 2023-02-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-22🔒Charge registered #30Lender: Royal Bank of Scotland PLC
- 2023-01-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-19➕SHIPMAN, Robert James Michael appointeddirector
- 2022-12-16➖SHIPMAN, Robert James Michael resigneddirector
- 2022-12-12➖NAWAZ-KHAN, Hamid resigneddirector
- 2022-12-05➕FLOYD, James Neil Anthony appointeddirector
- 2022-12-05➕SHIPMAN, Robert James Michael appointeddirector
- 2019-10-10🔓Charge satisfied #22
- 2018-10-26🔓Charge satisfied #12
- 2018-05-04➖MURPHY, Jamie Christopher resignedsecretary
- 2018-05-04➖MURPHY, Jamie Christopher resigneddirector
- 2018-04-27🔒Charge registered #29Lender: Lloyds Bank PLC
- 2018-04-27🔒Charge registered #28Lender: Lloyds Bank PLC
- 2017-06-15🔒Charge registered #27Lender: Lloyds Bank PLC
- 2017-04-05🔒Charge registered #26Lender: Hsbc Bank PLC
- 2017-04-05🔒Charge registered #25Lender: Hsbc Bank PLC
- 2016-06-30🔒Charge registered #24Lender: Santander UK PLC
- 2016-06-22🔒Charge registered #23Lender: Barclays Bank PLC
- 2015-10-12🔒Charge registered #22Lender: Lloyds Bank PLC
- 2015-09-23🔒Charge registered #21Lender: Lloyds Bank PLC
- 2015-09-18🔓Charge satisfied #13
Showing most recent 50 of 88 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
27 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Alltrust Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Alltrust Limited
Corporate parent · holds 75-100% shares
⬇
ALLTRUST SERVICES LIMITED
This company · 05365396
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Alltrust Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4 PILLARS FINANCIAL PLANNING LTD→ 11609845 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANIMAL FRIENDS INSURANCE SERVICES LIMITED→ 03630812 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| APX HOLDINGS LTD→ 16198257 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BRENTOR CAPITAL LTD→ 13678899 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BUILD TOMORROW'S HOME TODAY LTD→ 11849504 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BURGATE CONSULTANCY LIMITED→ 07886898 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CAPITAL ORDER LIMITED→ 12237813 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CARBON ORDER AR LIMITED→ 11419703 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CARBON ORDER INVESTMENTS NO 1 LIMITED→ 08171876 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CARBON ORDER LTD→ 07739172 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CARDEAN BELL LIMITED→ 10394032 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CASTERBRIDGE WEALTH LIMITED→ 09466507 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-02-15
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Warner House
123 Castle Street
Salisbury
SP1 3TB
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-27
Last: 2026-03-13
Officers (4 active · 13 resigned)
FLOYD, James Neil Anthony→
Activedirector · ~39y · appointed 2022-12-05
View their other companies + combined net worth →
MOODY, Colin Stephen→
Activedirector · ~58y · appointed 2023-02-28
View their other companies + combined net worth →
SHIPMAN, Robert James Michael→
Activedirector · ~53y · appointed 2022-12-19
View their other companies + combined net worth →
SMITH, Gail Lesley→
Activedirector · ~58y · appointed 2023-02-28
View their other companies + combined net worth →
BROTHERS, Stuart Reginald→
Resignedsecretary · appointed 2005-08-05 · resigned 2006-01-13
MARINI, Daniela Claudia→
Resignedsecretary · appointed 2006-03-13 · resigned 2009-02-06
MURPHY, Jamie Christopher→
Resignedsecretary · appointed 2009-03-18 · resigned 2018-05-04
NAWAZ KHAN, Patricia Alison→
Resignedsecretary · appointed 2005-02-15 · resigned 2005-08-05
SECRETARIAL APPOINTMENTS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2005-02-15 · resigned 2005-02-15
SRBLEGAL LLP→
Resignedcorporate-secretary · appointed 2006-01-13 · resigned 2013-05-29
BISSON, William Geoffrey, Dr→
Resigneddirector · ~48y · appointed 2023-03-20 · resigned 2025-04-30
BURNS, Thomas Innes→
Resigneddirector · ~64y · appointed 2023-09-12 · resigned 2023-11-09
MURPHY, Jamie Christopher→
Resigneddirector · ~54y · appointed 2008-04-01 · resigned 2018-05-04
NAWAZ-KHAN, Hamid→
Resigneddirector · ~74y · appointed 2005-02-15 · resigned 2022-12-12
SHIPMAN, Robert James Michael→
Resigneddirector · ~63y · appointed 2022-12-05 · resigned 2022-12-16
WILLIAMS, Timothy Ashley→
Resigneddirector · ~71y · appointed 2006-01-13 · resigned 2023-06-07
CORPORATE APPOINTMENTS LIMITED→
Resignedcorporate-nominee-director · appointed 2005-02-15 · resigned 2005-02-15
Click a director name to see their full track record across all companies.
Mortgages & charges
32
Total charges
27
Outstanding
12
Active lenders
Status:Lender:32 of 32 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | High Constellation Windfarm High Constellation Windfarm Limited | A registered charge | 1 property | 21/04/2026 | — | |
| outstanding | Carmarthenshire County Council | A registered charge | 1 property | 31/03/2026 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | A registered charge | 1 property | 22/02/2023 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 27/04/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 27/04/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 15/06/2017 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 05/04/2017 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 05/04/2017 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 2 properties | 30/06/2016 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 22/06/2016 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 12/10/2015 | 10/10/2019 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 23/09/2015 | 06/11/2024 | |
| outstanding | Valley Sunrise Valley Sunrise LTD | A registered charge | 1 property | 30/07/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 17/04/2014 | — | |
| outstanding | Martyn John Samuel Hazell | A registered charge | 1 property | 11/11/2013 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 01/10/2013 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 07/08/2013 | — | |
| outstanding | Miller Parkgate No 1 Miller Parkgate No 1 Limited | A registered charge | 1 property | 01/05/2013 | — | |
| outstanding | Miller Parkgate No 1 Miller Parkgate No 1 Limited | A registered charge | 1 property | 01/05/2013 | — | |
| satisfied | Morgans of Usk Group Morgans of Usk Group Limited | Legal charge | 1 property | 20/11/2012 | 18/09/2015 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 15/03/2012 | 26/10/2018 | |
| outstanding | Rebecca Jo De Mulder | Legal mortgage | 1 property | 16/09/2011 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Legal charge | 1 property | 07/10/2010 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 30/07/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security executed on 06 and 09 april 2010 | 1 property | 19/04/2010 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security executed on 6TH and 9TH april 2010 | 1 property | 19/04/2010 | 23/08/2014 | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 09/05/2008 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 09/05/2008 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 09/05/2008 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 09/05/2008 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 03/09/2007 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 05/07/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (154 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-30
change-person-director-company-with-change-date
officers · CH01
2025-11-06
termination-director-company-with-name-termination-date
officers · TM01
2025-05-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-25
change-person-director-company-with-change-date
officers · CH01
2025-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-06
change-person-director-company-with-change-date
officers · CH01
2024-06-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22