ACC UK INSURANCE SERVICES LIMITED

🌳Matureactive
05376789 · ltd · incorporated 2005-02-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
£39.6k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 71-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
69 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £39,593

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£40k
Current Assets
£10k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-06-30
Total assets£39.6k
Current assets£10.1k
Net assets£39.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-04-27
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  2. 2025-04-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-02-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-02-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2024-02-04
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  6. 2024-01-24
    ➕
    HOLT, Chris Stuart appointed
    director
  7. 2024-01-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2023-10-23
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  9. 2023-10-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2023-10-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2023-10-16
    ➖
    GIACOPINI LEON, Jose Nicolas resigned
    director
  12. 2023-04-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2023-04-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2021-12-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2021-04-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2020-03-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2019-03-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2018-06-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2018-06-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2018-06-06
    ➖
    PITTROFF, Willy Florian resigned
    director
  21. 2015-02-26
    ➖
    FORTIQUE, Fernando Figuera resigned
    director
  22. 2015-02-26
    ➕
    GIACOPINI LEON, Jose Nicolas appointed
    director
  23. 2010-02-26
    ➕
    PITTROFF, Willy Florian appointed
    director
  24. 2010-02-26
    ➖
    RIVERA, Oswaldo Rivero resigned
    director
  25. 2005-02-26
    🏢
    Company incorporated
    As ACC UK INSURANCE SERVICES LIMITED
  26. 2005-02-26
    ➕
    CASAL, Ali Cordero appointed
    secretary
  27. 2005-02-26
    ➕
    CASAL, Ali Cordero appointed
    director
  28. 2005-02-26
    ➕
    FORTIQUE, Fernando Figuera appointed
    director
  29. 2005-02-26
    ➕
    RIVERA, Oswaldo Rivero appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Ali Cordero Casal
Individual · American · DOB 08/1955 · age 71
75–100%
—75-100% shares04/02/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2005-02-26
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

2b Sprotlands Avenue
Willesborough
Ashford
TN24 0AQ
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2027-03-12
Last: 2026-02-26

Officers (3 active · 4 resigned)

CASAL, Ali Cordero→
secretary · appointed 2005-02-26
View their other companies + combined net worth →
Active
CASAL, Ali Cordero→
director · ~71y · appointed 2005-02-26
View their other companies + combined net worth →
Active
HOLT, Chris Stuart→
director · ~43y · appointed 2024-01-24
View their other companies + combined net worth →
Active
FORTIQUE, Fernando Figuera→
director · ~61y · appointed 2005-02-26 · resigned 2015-02-26
Resigned
GIACOPINI LEON, Jose Nicolas→
director · ~71y · appointed 2015-02-26 · resigned 2023-10-16
Resigned
PITTROFF, Willy Florian→
director · ~65y · appointed 2010-02-26 · resigned 2018-06-06
Resigned
RIVERA, Oswaldo Rivero→
director · ~49y · appointed 2005-02-26 · resigned 2010-02-26
Resigned

Click a director name to see their full track record across all companies.

Recent filings (69 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-25
change-account-reference-date-company-current-extended
accounts · AA01
2025-04-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-02-04
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2024-02-04
appoint-person-director-company-with-name-date
officers · AP01
2024-01-24
change-person-secretary-company-with-change-date
officers · CH03
2023-10-23
change-person-director-company-with-change-date
officers · CH01
2023-10-18
termination-director-company-with-name-termination-date
officers · TM01
2023-10-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-19