ALL SEASONS (NORTH WEST) LIMITED
- · Oldest live charge 7.7y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 7.7y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £232.2k | £200.8k |
| Current assets | £62.8k | £63.1k |
| Net assets | £71.5k | £119.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Corporate timeline (24 events)Click to expand
- 2026-02-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-17📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-17📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-12-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-10-01🔒Charge registered #1Lender: National Westminster Bank PLC
- 2017-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2005-03-16🏢Company incorporatedAs ALL SEASONS (NORTH WEST) LIMITED
- 2005-03-16➕HARROP, Margaret Anne appointedsecretary
- 2005-03-16➕HARROP, Margaret Anne appointeddirector
- 2005-03-16➕HARROP, Steven appointeddirector
- 2005-03-16➕AR CORPORATE SERVICES LIMITED appointedcorporate-secretary
- 2005-03-16➖AR CORPORATE SERVICES LIMITED resignedcorporate-secretary
- 2005-03-16➕AR NOMINEES LIMITED appointedcorporate-director
- 2005-03-16➖AR NOMINEES LIMITED resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Steven Harrop Individual · British · DOB 12/1968 · age 58 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 01/10/2018 | — |