A BANKS MOTOR ENGINEERS LIMITED
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 13.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 13.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Average employees | 1100 | 1000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (21 events)Click to expand
- 2025-08-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-10📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2020-09-09📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2020-08-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-09📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-07-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2012-05-17🔒Charge registered #1Lender: Barclays Bank PLC
- 2005-09-07🏢Company incorporatedAs A BANKS MOTOR ENGINEERS LIMITED
- 2005-09-07➕BANKS, Lorraine Marie appointedsecretary
- 2005-09-07➕BANKS, Andrew John appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "BANKS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +No director turnover: Company is 21 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John Banks Individual · British · DOB 06/1962 · age 64 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 07/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST GLASS WINDSCREENS CHESHIRE LIMITED→ 14401619 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 24HRS RECOVERY SERVICES LTD→ 15662402 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2CV CLEARANCE LIMITED→ 08771404 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 3G MOTORS LTD→ 15086256 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4D AUTOMOTIVE SOLUTIONS LTD→ 13528485 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A A SILENCERS LIMITED→ 06042843 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| A D LUXURY COACH SALES LTD→ 16222009 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A. HISSEY & SON LIMITED→ 01684602 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| A.D. COACH SYSTEMS LIMITED→ 02349028 · est 1989 · no financials extracted | — | — | — | — | 37y | — | — |
| A&A MOTORS STOKE LIMITED→ 16607397 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A1 MOTOR SERVICES LIMITED→ 05958790 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AA AUTOCARE LIMITED→ 16161070 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 17/05/2012 | — |