CBK (SWANSEA) LIMITED
🌳Matureactive
05577803 · ltd · incorporated 2005-09-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 11.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 gazette
- • 1 dissolution
Last 180 days
2
filings
- • 1 gazette
- • 1 dissolution
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-05-05📄gazette-notice-voluntarygazette · GAZ1(A)
- 2026-04-22📄dissolution-application-strike-off-companydissolution · DS01
- 2025-12-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-12-30📄legacyaccounts · PARENT_ACC
- 2025-12-30📄legacyother · GUARANTEE2
- 2025-12-30📄legacyother · AGREEMENT2
- 2025-02-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-14➖EDWARDS, David resigneddirector
- 2024-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-10-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-16➕TAYLOR, Robert Walter Thomas Urry appointeddirector
- 2024-08-16➖KEARLE, Angela Marie resignedsecretary
- 2024-08-16➕EDWARDS, David appointeddirector
- 2024-08-16➖KEARLE, Mark Terence resigneddirector
- 2024-08-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-12🔓Charge satisfied #1
- 2023-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-12-19🔒Charge registered #1Lender: Lloyds Bank PLC
- 2008-08-01➕RIVERS, Martin Poole appointeddirector
- 2005-09-29🏢Company incorporatedAs CBK (SWANSEA) LIMITED
- 2005-09-29➕KEARLE, Angela Marie appointedsecretary
- 2005-09-29➕KEARLE, Mark Terence appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Radiant Financial Group Uk Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Radiant Financial Group Uk Holdings Limited
Corporate parent · holds 75-100% shares
⬇
CBK (SWANSEA) LIMITED
This company · 05577803
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Radiant Financial Group Uk Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 16/08/2024 |
2 historic (ceased) PSCs
- Mr Mark Terence Kearleceased 16/08/2024· 25-50% shares
- Mr Martin Poole Riversceased 16/08/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLU NOVA TRADING LTD→ 16570519 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BONDESTIN SOLUTIONS LTD→ 17117169 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BROADLEY PROPERTIES LIMITED→ 04613150 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| BTC HODLINGS LIMITED→ 13415660 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CAIO CAPITAL LTD→ 16683447 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAMBOURNE FINANCIAL PLANNING LIMITED→ 03097234 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| CASTLEMAN COMMERCIAL LTD→ 17116779 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CAUSON BUSINESS FINANCE LIMITED→ 15888072 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CENTRICITY WEALTH MANAGEMENT LIMITED→ 09472096 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CHARLESWORTH FINANCIAL PLANNING LIMITED→ 04662532 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| CHARLIE DEWEY CONSULTING LTD→ 16507693 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHARLOTTE VASS FINANCE LTD→ 14386977 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-09-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Sovereign Place
The Point
Market Harborough
LE16 7QU
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-13
Last: 2025-09-29
Officers (2 active · 3 resigned)
RIVERS, Martin Poole→
Activedirector · ~60y · appointed 2008-08-01
View their other companies + combined net worth →
TAYLOR, Robert Walter Thomas Urry→
Activedirector · ~50y · appointed 2024-08-16
View their other companies + combined net worth →
KEARLE, Angela Marie→
Resignedsecretary · appointed 2005-09-29 · resigned 2024-08-16
EDWARDS, David→
Resigneddirector · ~60y · appointed 2024-08-16 · resigned 2025-02-14
KEARLE, Mark Terence→
Resigneddirector · ~63y · appointed 2005-09-29 · resigned 2024-08-16
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 19/12/2014 | 12/08/2024 |
Recent filings (63 total)
gazette-notice-voluntary
gazette · GAZ1(A)
2026-05-05
dissolution-application-strike-off-company
dissolution · DS01
2026-04-22
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-30
legacy
accounts · PARENT_ACC
2025-12-30
legacy
other · GUARANTEE2
2025-12-30
legacy
other · AGREEMENT2
2025-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-07
termination-director-company-with-name-termination-date
officers · TM01
2025-02-15
change-person-director-company-with-change-date
officers · CH01
2024-11-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-10-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-09
appoint-person-director-company-with-name-date
officers · AP01
2024-10-09